439 Palm Dr Islamorada, FL 33036
Estimated payment $14,496/month
Highlights
- Boat Lift
- Screened Pool
- Home fronts a canal
- Plantation Key School Rated A-
- Gulf View
- 1-minute walk to Long Key State Park
About This Home
VA Assumable!Experience refined waterfront living in the Florida Keys, where luxury meets effortless access to world-class boating and fishing. This exceptional canal-front residence is thoughtfully designed for discerning buyers who value privacy, convenience, and a true connection to the water.A private dock with newly added 15,000 lb boat lift provides seamless access to open water, allowing you to leave your backyard and reach premier fishing grounds in minutes. A utility elevator lift enhances everyday comfort, making it easy to move gear, provisions, and luggage between levels with ease.Outdoor living is elevated for both entertaining and function. A custom storage shed equipped with an ice machine and two deep freezers caters perfectly to avid anglers and boating enthusiasts, offering an ideal setup for bait, ice, and fresh catch storage--an uncommon and highly desirable feature in the Keys.Inside, the home offers a bright, coastal interior that complements the surrounding water views, creating a calm and inviting retreat. Designed for both full-time living and elegant escapes, the residence balances relaxed island style with upscale practicality.Whether hosting sunset gatherings, heading offshore at first light, or enjoying quiet evenings by the water, this property delivers a lifestyle defined by ease, sophistication, and the unparalleled beauty of the Florida Keys. An exceptional opportunity for those seeking a premier waterfront home that supports both luxury living and an active boating lifestyle.
Listing Agent
Coldwell Banker Schmitt Islamorada License #3544880 Listed on: 12/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $16,372
Year Built
- Built in 1983
Lot Details
- 0.25 Acre Lot
- Home fronts a canal
- Property is zoned R1 - Residential Single Family
HOA Fees
- $8 Monthly HOA Fees
Parking
- Carport
Property Views
- Gulf
- Canal
Home Design
- Shingle Roof
Interior Spaces
- 2,294 Sq Ft Home
- Furnished
- Workshop
- Utility Room
- Tile Flooring
- Impact Glass
Kitchen
- Oven
- Microwave
- Freezer
- Ice Maker
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Pool
- Screened Pool
- Concrete Pool
- Pool Deck
Outdoor Features
- Boat Lift
- Dock made with Composite Material
- Screened Balcony
- Shed
Utilities
- Central Heating and Cooling System
- Public Hookup Available For Sewer
Community Details
- Safety Harbor Subdivision
Listing and Financial Details
- Homestead Exemption
- Assessor Parcel Number 00391440-000000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $15,458 | $1,717,362 | $1,205,504 | $511,858 |
| 2024 | $15,450 | $1,625,922 | $1,205,504 | $420,418 |
| 2023 | $15,450 | $1,587,917 | $1,177,250 | $410,667 |
| 2022 | $11,437 | $1,176,369 | $729,895 | $446,474 |
| 2021 | $9,883 | $926,848 | $493,614 | $433,234 |
| 2020 | $9,095 | $837,752 | $493,614 | $344,138 |
| 2019 | $9,468 | $858,779 | $515,885 | $342,894 |
| 2018 | $9,080 | $825,271 | $468,684 | $356,587 |
| 2017 | $9,006 | $836,594 | $0 | $0 |
| 2016 | $9,086 | $795,255 | $0 | $0 |
| 2015 | $8,462 | $749,118 | $0 | $0 |
| 2014 | $8,406 | $762,763 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/27/2026 02/27/26 | Price Changed | $2,495,000 | -5.8% | $1,088 / Sq Ft | |
| 12/23/2025 12/23/25 | For Sale | $2,650,000 | +118.1% | $1,155 / Sq Ft | |
| 05/21/2021 05/21/21 | Sold | $1,215,000 | -6.5% | $530 / Sq Ft | View Prior Sale |
| 04/22/2021 04/22/21 | Pending | -- | -- | -- | |
| 06/05/2020 06/05/20 | For Sale | $1,300,000 | -- | $567 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,215,000 | Attorney | |
| Quit Claim Deed | -- | Accommodation | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $330,000 | -- | |
| Warranty Deed | $355,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $300,000 | -- | |
| Warranty Deed | $350,000 | -- | |
| Warranty Deed | $48,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $1,222,485 | VA | |
| Previous Owner | $280,000 | No Value Available |
Source: Florida Keys Board of REALTORS®
MLS Number: 617822
APN: 00391440-000000
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