NOT LISTED FOR SALE

439 River Rapid Run St. Cloud, FL 34771

Estimated Value: $225,000 - $423,272

3 Beds
2 Baths
2,021 Sq Ft
$182/Sq Ft Est. Value

Last Sold October 20, 2024

Last sale price $426,765 $211 Per Sq Ft

Est. 14% decrease in value since last sale

Current estimated payment $2,196/month

69 Days on Market

Highlights

  • New Construction
  • Open Floorplan
  • Florida Architecture
  • In Ground Pool
  • Clubhouse
  • Main Floor Primary Bedroom

About This Home

As of October 2024

Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park – you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona’s medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a beautiful tray ceiling, a double vanity owner’s bath and a huge walk-in closet. The Panama is pure bliss. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Last Agent to Sell the Property

Bill Maltbie

MALTBIE REALTY GROUP License #3493842 Listed on: 03/23/2024

Last Buyer's Agent

Benjamin Rodriguez

LPT REALTY, LLC License #3356091

LPT REALTY, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,079

Year Built

  • Built in 2024 | New Construction

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 50x120
  • West Facing Home
  • Native Plants
  • Landscaped with Trees
  • Property is zoned 00

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Florida Architecture
  • Bi-Level Home
  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,021 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • ENERGY STAR Qualified Windows
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Family Room Off Kitchen
  • Dining Room
  • Bonus Room
  • Inside Utility
  • Laundry in unit
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dinette
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • No or Low VOC Flooring
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Closet Cabinetry
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Low Flow Plumbing Fixtures
  • Shower Only

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • Energy-Efficient Thermostat
  • No or Low VOC Paint or Finish
  • Ventilation
  • HVAC Filter MERV Rating 8+
  • Reclaimed Water Irrigation System

Pool

  • In Ground Pool
  • Outside Bathroom Access

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Schools

  • Narcoossee Elementary School
  • Narcoossee Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Visit Down Payment Resource Website
  • Tax Lot 443
  • Assessor Parcel Number 22-25-31-3661-0001-4430
  • $2,520 per year additional tax assessments

Community Details

Overview

  • Association fees include ground maintenance, recreational facilities
  • Ryan Homes Association
  • Built by RYAN HOMES
  • The Crossings Subdivision, Panama Floorplan

Amenities

  • Clubhouse

Recreation

  • Community Playground
  • Community Pool
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,079

Year Built

Built in 2024 | New Construction

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • HOA Fee Includes: Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco, Wood Frame
  • Fireplace: No
  • Living Area: 2021
  • Lot Size Acres: 0.14
  • New Construction: Yes
  • Year Built: 2024
  • Building Area Total: 2421
  • Lot Size Sq Ft: 6098
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: Builder
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 211.17
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: No Closet
  • MFR_InLawSuiteYN: 0
  • Tax Year: 2024
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Concrete
  • Full Bathrooms: 2
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Window Features: ENERGY STAR Qualified Windows
  • ResoLivingAreaSource: Builder
  • Additional Rooms: Bonus Room,Inside Utility
  • Living Area Meters: 187.76

Exterior Features

  • Direction Faces: West
  • Pool Features: In Ground, Outside Bath Access
  • Exterior Features: Irrigation System, Lighting, Sliding Doors
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Paved
  • Disclosures: HOA/PUD/Condo Disclosure
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Projected Completion Date: 2024-10-31T00:00:00.000

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Electricity Available, Public, Street Lights, Underground Utilities
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Dog Park
  • Association Amenities: Clubhouse, Playground, Pool
  • Association Fee: 96
  • Association Fee Frequency: Annually
  • Association Name: RYAN HOMES
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Leash Law.
  • Association Fee Requirement: Required
  • Association Email: 1

Fee Information

  • Total Annual Fees: 96.00
  • Total Monthly Fees: 8.00
  • Monthly HOA Amount: 8.00

Schools

  • Elementary School: Narcoossee Elementary
  • High School: Harmony High
  • Middle Or Junior School: Narcoossee Middle

Lot Info

  • Zoning: 00
  • Parcel Number: 22-25-31-3661-0001-4430
  • Additional Parcels: No
  • Lot Features: Sidewalk, Paved
  • Lot Dimensions: 50x120
  • Property Attached Yn: No
  • Flood Zone Code: X

Green Features

  • Efficiency: Appliances, HVAC, Lighting, Thermostat, Windows
  • Green Indoor Air Qlty: HVAC Filter MERV 8+, No/Low VOC Flooring, No/Low VOC Paint/Finish, Ventilation
  • Green Water Conservation: Drip Irrigation, Irrigation-Reclaimed Water, Low-Flow Fixtures
  • Green Landscaping: Fl. Friendly/Native Landscape

Building Info

  • Builder Name: RYAN HOMES

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: No short term rentals.

Tax Info

  • Tax Block: 00
  • Tax Book Number: 33/53-60
  • Tax Lot: 443
  • Tax Other Annual Assessment Amount: 2520

Multi Family

  • Approval Process: SEE HOA DOCS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2024
Closed on
Oct 17, 2024
Sold by
Nvr Inc
Bought by
Pena Catherine Melissa and Lamarche Mark Anthony
Seller's Agent
Bill Maltbie
MALTBIE REALTY GROUP
Buyer's Agent
Benjamin Rodriguez
LPT REALTY, LLC
List Price
$528,745
Sold Price
$426,765
Premium/Discount to List
-$101,980
-19.29%
Views
44
Current Estimated Value
$368,068

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$58,697
Avg. Annual Appreciation
-13.38%
Original Mortgage
$341,412
Outstanding Balance
$337,823
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$30,245

Purchase Details

Closed on
Jun 19, 2024
Sold by
Highland Homes Llc and Clayton Properties Group Inc
Bought by
Nvr Inc
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pena Catherine Melissa $426,800 None Listed On Document
Nvr Inc $5,000,000 Nvr Settlement Services
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pena Catherine Melissa $341,412
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/20/2024 10/20/24 Sold $426,765 -3.9% $211 / Sq Ft
06/05/2024 06/05/24 Price Changed $443,970 +4.0% $220 / Sq Ft
06/01/2024 06/01/24 Pending -- -- --
05/29/2024 05/29/24 Off Market $426,765 -- --
03/23/2024 03/23/24 For Sale $528,745 -- $262 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,079 $55,000 $55,000 --
2023 $3,079 $40,000 $40,000 --
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: W7863248

Stellar MLS

APN: 22-25-31-3661-0001-4430