Seller's Agent in 2018
Pam Pedego
Regency Real Estate Brokers
(949) 422-8981
7 in this area
53 Total Sales
44 Cardinal Rancho Santa Margarita, CA 92688
Estimated Value: $460,000 - $614,000
1
Bed
1
Bath
700
Sq Ft
$369/mo
HOA Fee
Highlights
- Spa
- Updated Kitchen
- Deck
- Trabuco Mesa Elementary School Rated A
- Open Floorplan
- Cathedral Ceiling
About This Home
As of April 2018Close to fabulous Lake Rancho Santa Margarita, this cute condo is nestled in popular Bel Flora. It's an upper unit so it enjoys privacy and a view. The oversized patio is perfect for maintaining plants and flowers, plus it accommodates the laundry area, which includes washer and dryer. The vaulted ceiling in the Living room brightens this spacious floorplan. There is a formal eating area, a remodeled kitchen with granite counters and convenient breakfast bar, a romantic fireplace in the living room and an elegant master suite with a walk in closet and dual vanities. Neutral and pretty inside, this is perfect for your first time buyer! The numbered carport is in front of the unit. There is a community pool and park, plus all of the amenities of the RSM Association, including Lake, Beach, Parks, Pools, tennis and more.
Last Agent to Sell the Property
Regency Real Estate Brokers License #00664734 Listed on: 02/03/2018
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,660
Year Built
- Built in 1989
Lot Details
- Two or More Common Walls
- Cul-De-Sac
HOA Fees
Interior Spaces
- 700 Sq Ft Home
- Open Floorplan
- Built-In Features
- Cathedral Ceiling
- Living Room with Fireplace
- L-Shaped Dining Room
- Park or Greenbelt Views
Kitchen
- Updated Kitchen
- Gas Oven
- Gas Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 1 Bedroom
- All Upper Level Bedrooms
- Walk-In Closet
- Dressing Area
- 1 Full Bathroom
Laundry
- Laundry Room
- Stacked Washer and Dryer
Outdoor Features
- Spa
- Balcony
- Deck
- Patio
Location
- Suburban Location
Utilities
- Central Heating and Cooling System
- Sewer Paid
Listing and Financial Details
- Tax Lot 8
- Tax Tract Number 13180
- Assessor Parcel Number 93214474
Community Details
Overview
- 296 Units
- Optimum Association, Phone Number (949) 742-2300
- Salarc Association
Amenities
- Outdoor Cooking Area
- Community Barbecue Grill
- Picnic Area
Recreation
- Tennis Courts
- Sport Court
- Community Playground
- Community Pool
- Community Spa
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Aug 6, 2019
Sold by
Ghareh Esmaeil Changizi
Bought by
Ghareh Esmaeil Changizi and Ghareh Didar Arezoo
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Outstanding Balance
$197,485
Interest Rate
3.7%
Mortgage Type
New Conventional
Estimated Equity
$310,446
Purchase Details
Listed on
Feb 3, 2018
Closed on
Mar 28, 2018
Sold by
Didar Arezoo
Bought by
Charch Esmaril Changizi
Seller's Agent
Pam Pedego
Regency Real Estate Brokers
Buyer's Agent
Moin Tayebi
eXp Realty of Southern California, Inc
List Price
$299,900
Sold Price
$313,000
Premium/Discount to List
$13,100
4.37%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.83%
Original Mortgage
$223,850
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 13, 2018
Sold by
Haydt Mette
Bought by
Ghare Esmaeil Changizi
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$223,850
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
May 10, 2016
Sold by
Neal Matthew
Bought by
Neal Matthew
Purchase Details
Closed on
Sep 11, 2008
Sold by
Cardinal Trust #44
Bought by
Mette Haydt Trust and Revocable Living Trust Of Mette Haydt
Purchase Details
Closed on
Aug 14, 2008
Sold by
Kaminski Timothy John and Hunt Tanya Marie
Bought by
Cardinal Trust #44 and Td Bancorp
Purchase Details
Closed on
Jan 24, 2007
Sold by
Fremont Investment & Loan
Bought by
Kaminski Timothy John and Hunt Tanya Marie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,000
Interest Rate
6.23%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Nov 10, 2006
Sold by
Lawson Shaun Steven
Bought by
Fremont Investment & Loan
Purchase Details
Closed on
Aug 29, 2005
Sold by
Lawson Shannon Marie
Bought by
Lawson Shaun Steven
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,920
Interest Rate
6.99%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Aug 17, 2005
Sold by
Cox Daniel W and Sandoval Stephen D
Bought by
Lawson Shaun Steven
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,920
Interest Rate
6.99%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Jun 8, 2004
Sold by
Naylor Karen Sue
Bought by
Cox Daniel W and Sandoval Stephan D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,000
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ghareh Esmaeil Changizi | -- | First American Title Ins Co | |
| Charch Esmaril Changizi | -- | Orange Coast Title Co | |
| Ghare Esmaeil Changizi | $313,000 | Orange Ocast Title Co | |
| Neal Matthew | -- | Western Resources Title Co | |
| Mette Haydt Trust | $175,000 | First American Title Company | |
| Cardinal Trust #44 | $128,941 | Accommodation | |
| Kaminski Timothy John | $265,000 | Lawyers Title Company | |
| Fremont Investment & Loan | $265,802 | None Available | |
| Lawson Shaun Steven | -- | Ticor Title | |
| Lawson Shaun Steven | $315,000 | Ticor Title | |
| Cox Daniel W | $272,500 | Fidelity National Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ghareh Esmaeil Changizi | $225,000 | |
| Previous Owner | Ghare Esmaeil Changizi | $223,850 | |
| Previous Owner | Kaminski Timothy John | $53,000 | |
| Previous Owner | Kaminski Timothy John | $212,000 | |
| Previous Owner | Lawson Shaun Steven | $251,920 | |
| Previous Owner | Cox Daniel W | $218,000 | |
| Previous Owner | Mallat Milan E | $152,000 | |
| Previous Owner | Mallat Milan E | $88,000 | |
| Previous Owner | Mallat Milan E | $40,000 | |
| Previous Owner | Mallat Milan E | $42,650 | |
| Closed | Cox Daniel W | $54,500 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/23/2018 04/23/18 | Sold | $313,000 | +2.3% | $447 / Sq Ft |
| 03/20/2018 03/20/18 | Price Changed | $306,000 | +2.0% | $437 / Sq Ft |
| 03/09/2018 03/09/18 | Pending | -- | -- | -- |
| 03/06/2018 03/06/18 | Price Changed | $299,900 | -1.3% | $428 / Sq Ft |
| 02/09/2018 02/09/18 | Price Changed | $304,000 | +1.4% | $434 / Sq Ft |
| 02/03/2018 02/03/18 | For Sale | $299,900 | -- | $428 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,660 | $356,138 | $262,886 | $93,252 |
| 2024 | $3,660 | $349,155 | $257,731 | $91,424 |
| 2023 | $3,577 | $342,309 | $252,677 | $89,632 |
| 2022 | $3,517 | $335,598 | $247,723 | $87,875 |
| 2021 | $3,074 | $329,018 | $242,866 | $86,152 |
| 2020 | $3,425 | $325,645 | $240,376 | $85,269 |
| 2019 | $3,843 | $319,260 | $235,662 | $83,598 |
| 2018 | $2,280 | $198,054 | $95,366 | $102,688 |
| 2017 | $2,288 | $194,171 | $93,496 | $100,675 |
| 2016 | $2,508 | $190,364 | $91,663 | $98,701 |
| 2015 | $2,586 | $187,505 | $90,286 | $97,219 |
| 2014 | $2,324 | $166,850 | $76,114 | $90,736 |
Source: Public Records
Agents Affiliated with this Home
-
Pam Pedego
-
Moin Tayebi
Buyer's Agent in 2018
Moin Tayebi
eXp Realty of Southern California, Inc
(949) 338-5780
9 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: OC18026687
APN: 932-144-74
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