$589,000
OPEN SUN 2PM - 4PM
Total Views 768
3 Beds
2 Baths
2,155 Sq Ft
$273 Price per Sq Ft

Highlights

  • Popular Property
  • Boathouse
  • Lake View
  • Shelby Elementary School Rated A-
  • 188 Feet of Waterfront
  • Deck

About This Home

RARE FIND! One-Level MAIN CHANNEL Lakefront living on Lay Lake w/MAJESTIC PANORAMIC Views & Deep year-round water! This private & peaceful paradise in the desirable Shelby Shores community offers spectacular Lake Views inside & out. Well-maintained 3BR/2BA home features spacious LR w/gas FP, Kitchen + dedicated Office. The sunroom steals the show, capturing breathtaking views & opening to 3 levels of decking perfect for entertaining, relaxing, or enjoying morning coffee while watching boats pass. Outside features a large 2-stall Boathouse w/2 12,000lb Lifts + separate sunning/fishing pier. HVAC approx. 2 yrs old; Metal Roof 6-7 yrs. Pump system draws water from lake. Wired, insulated storage bldg w/A/C & its own meter. Shelby Shores offers an active community lifestyle w/book club, Angelfish Bible study, potlucks & worship services. True Lay Lake living at its finest!

Listing Agent

Shirley Satterwhite

RealtySouth-Inverness Office Listed on: 03/06/2026

RealtySouth-Inverness Office

Co-Listing Agent

Kendra Satterwhite Smith

RealtySouth-Inverness Office

Open House Schedule

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1970

Lot Details

  • 0.66 Acre Lot
  • 188 Feet of Waterfront

Home Design

  • Vinyl Siding

Interior Spaces

  • Self Contained Fireplace Unit Or Insert
  • French Doors
  • Family Room with Fireplace
  • Lake Views
  • Attic

Kitchen

  • Kitchen Island
  • Laminate Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Parking

  • Garage on Main Level
  • Driveway

Outdoor Features

  • Boathouse
  • Deck
  • Outdoor Storage

Schools

  • Shelby Elementary School
  • Columbiana Middle School
  • Shelby County High School

Utilities

  • Central Heating and Cooling System
  • Space Heater
  • Heat Pump System
  • Electric Water Heater
  • Septic System

Community Details

  • No Home Owners Association
  • $24 Other Monthly Fees

Listing and Financial Details

  • Tax Lot 17

Home Details

Home Type

Single Family

Year Built

Built in 1970

Lot Details

0.66 Acres

Listing Details

  • Down Payment Assistance: Yes
  • Property Type: Residential
  • Flood Plain: N
  • Year Built: 1970
  • Property Sub Type: Single Family Residence
  • Water Body Name: LAY LAKE
  • Co List Office Mls Id: RTSO45
  • Co List Office Phone: 205-991-6565
  • Co List Office Mls Id: RTSO45
  • Directions: I 65 S to exit 228, left Hwy 32, right Hwy 70, right Hwy 42, crossing over Hwy 25, Hwy 47 & Hwy 145 staying on Hwy 42 into Shelby Shores. Left on Marina Road, left on N River Dr and right onto Circle 1
  • Above Grade Finished Sq Ft: 2155.0
  • Year Built Details: Existing
  • SystemPrice: 589000
  • Special Features: 4097

Interior Features

  • Fireplace Location: Family Room (FIREPL)
  • Fireplace Type: Electric (FIREPL),Gas (FIREPL)
  • Room 1: Kitchen
  • Room 2: Living
  • Room 3: Master Bedroom
  • Room 4: Master Bath
  • Room 5: Bedroom
  • Room 6: Bedroom
  • Room 7: Full Bath
  • Room 8: Laundry
  • Room 9: Sun Room
  • Kitchen Equipment: Dishwasher Built-In,Self-Cleaning,Some Stainless Appl,Stove-Electric
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Closet
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace Features: Insert
  • Fireplaces: 1
  • Unfinished Basement Sq Ft: 0
  • Main Level Sq Ft: 2155
  • Upper Level Sq Ft: 0

Exterior Features

  • Exterior Features: Boat House Private, Storage
  • Waterfront Frontage: 188
  • Water Heater: Electric (WTRHTR)
  • Waterfront: Yes
  • Construction Type: Vinyl Siding
  • Property Condition: Existing

Garage/Parking

  • Parking Features: Driveway, Parking (MLVL)

Utilities

  • Heating: Central, Heat Pump, Space Heater
  • Cooling: Central Air, Heat Pump
  • Water: Public Water
  • HVAC Area: 2155
  • Sewer: Septic

Condo/Co-op/Association

  • Association Fee Yn: N

Fee Information

  • Garbage Fee Amount: 73
  • Garbage Fee Per: Q
  • Fire Fee: N
  • Garbage Fee: Y
  • Library Fee: No

Schools

  • High School: SHELBY COUNTY
  • Elementary School: SHELBY
  • Middle Or Junior School: COLUMBIANA

Lot Info

  • Lot View: Yes

Tax Info

  • Tax District: COUNTY
  • Tax Lot: 17

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,684 $38,280 $0 $0
2023 $1,349 $36,360 $0 $0
2022 $1,188 $32,080 $0 $0
2021 $923 $28,000 $0 $0
2020 $923 $25,000 $0 $0
2019 $0 $24,560 $0 $0
2017 $0 $22,540 $0 $0
2015 $815 $22,140 $0 $0
2014 $803 $21,820 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/06/2026 03/06/26 For Sale $589,000 -- $273 / Sq Ft
Source: Greater Alabama MLS

Purchase History

Date Type Sale Price Title Company
Survivorship Deed $97,200 --
Warranty Deed $500 Lawyers Title Insurance Corp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $77,750 Unknown
Source: Public Records

Source: Greater Alabama MLS

MLS Number: 21445439

Greater Alabama MLS

APN: 31-3-07-0-001-016-000

Your Personal Tour Guide

Ask me questions while you tour the home.