NOT LISTED FOR SALE

44 Montgomery Cove Rd Deltaville, VA 23043

Estimated Value: $560,340 - $748,000

3 Beds
1 Bath
1,120 Sq Ft
$553/Sq Ft Est. Value

Last Sold May 18, 2022

Last sale price $425,000 $379 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $3,611/month

98 Days on Market

Highlights

  • Beach Front
  • Cottage
  • Front Porch
  • Deck
  • Thermal Windows
  • Eat-In Kitchen

About This Home

As of May 2022

This property is located next to Broad Creek on the Rappahannock River where the River meets the Bay. The home is elevated above the flood plain on pilings and offers long views of both the Rappahannock and Chesapeake Bay. The home features new lifetime flooring, new light fixtures, new Andersen Windows, new seamless gutters, a new HVAC system, a new septic system and a new hot water tank. All furnishings convey with the sale. Conveniently located near shopping, restaurants and several marinas. 2 BEDROOM SEASONAL (MAY THROUGH OCTOBER USE) SEPTIC SYSTEM.

Last Agent to Sell the Property

Jeff Brooks

Hometown Realty License #0225020087 Listed on: 01/20/2022

Hometown Realty

Last Buyer's Agent

Steven Adams

Long & Foster REALTORS License #0225209841

Long & Foster REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,707

Year Built

  • Built in 1994

Lot Details

  • 0.34 Acre Lot
  • Beach Front
  • Home fronts navigable water
  • River Front
  • Level Lot

Parking

  • Off-Street Parking

Home Design

  • Cottage
  • Bungalow
  • Slab Foundation
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,120 Sq Ft Home
  • 1-Story Property
  • Wired For Data
  • Wainscoting
  • Ceiling Fan
  • Thermal Windows
  • Insulated Doors

Kitchen

  • Eat-In Kitchen
  • Stove
  • Microwave
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Front Porch

Schools

  • Middlesex Elementary School
  • Saint Clare Walker Middle School
  • Middlesex High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Well
  • Water Heater
  • Engineered Septic
  • High Speed Internet
  • Cable TV Available

Community Details

  • Community Bulkhead

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 41-18-1

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,707

Year Built

Built in 1994

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1994
  • Property Attached Yn: No
  • Lot Size Acres: 0.3408
  • Water Body Name: Rappahannock
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Bungalow, Cottage, Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Carpet, Laminate
  • Appliances: Electric Water Heater, Microwave, Refrigerator, Stove
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Insulated Doors
  • Fireplace: No
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Eat-in Kitchen, High Speed Internet, Laminate Counters, Cable TV, Wired for Data, Paneling/Wainscoting
  • Living Area: 1120.0
  • Stories: 1
  • Window Features: Thermal Windows
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Beach Front, Level, Waterfront
  • Pool Features: None
  • Waterfront Features: Navigable Water, River Front, Waterfront
  • Waterfront: Yes
  • Construction Type: Frame, Vinyl Siding
  • Exterior Features: Deck
  • Foundation Details: Slab
  • Patio And Porch Features: Front Porch, Deck
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Off Street

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Heat Pump
  • Sewer: Engineered Septic
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead

Schools

  • Middle Or Junior School: Saint Clare Walker

Lot Info

  • Parcel Number: 41-18-1
  • Zoning Description: R
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2021
  • Tax Annual Amount: 2707.0
  • Tax Lot: 1

MLS Schools

  • Elementary School: Middlesex
  • High School: Middlesex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 20, 2022
Closed on
May 16, 2022
Sold by
Mitchell David S
Bought by
Baydreaming Llc
Seller's Agent
Jeff Brooks
Hometown Realty
Buyer's Agent
Steven Adams
Long & Foster REALTORS
List Price
$505,000
Sold Price
$425,000
Premium/Discount to List
-$80,000
-15.84%
Current Estimated Value
$619,335

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$194,335
Avg. Annual Appreciation
10.06%

Purchase Details

Closed on
Aug 16, 2021
Sold by
Harrison Eveleen W
Bought by
Mitchell David S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$302,706
Interest Rate
2.9%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Baydreaming Llc $425,000 Horstkamp Tracy Bryan
Mitchell David S $350,000 Ayres Title & Stlmnt Svcs
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mitchell David S $302,706
Previous Owner Harrison Eveleen W $167,000
Previous Owner Harrison Eveleen W $173,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/18/2022 05/18/22 Sold $425,000 -15.8% $379 / Sq Ft
04/28/2022 04/28/22 Pending -- -- --
04/28/2022 04/28/22 For Sale $505,000 0.0% $451 / Sq Ft
03/02/2022 03/02/22 Pending -- -- --
02/11/2022 02/11/22 Price Changed $505,000 -1.9% $451 / Sq Ft
01/20/2022 01/20/22 For Sale $515,000 -- $460 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,827 $463,500 $312,000 $151,500
2024 $2,827 $463,500 $312,000 $151,500
2023 $2,827 $463,500 $312,000 $151,500
2022 $2,827 $463,500 $312,000 $151,500
2021 $2,707 $436,600 $307,500 $129,100
2020 $2,707 $436,600 $307,500 $129,100
2019 $2,707 $436,600 $307,500 $129,100
2018 $2,445 $436,600 $307,500 $129,100
2017 $2,445 $436,600 $307,500 $129,100
2016 $2,309 $435,600 $306,000 $129,600
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jeff Brooks

    Seller's Agent in 2022

    Jeff Brooks

    Hometown Realty

    (804) 445-1395

    123 Total Sales

    Jeff Brooks
    Section Image

  • S

    Buyer's Agent in 2022

    Steven Adams

    Long & Foster

    (804) 370-5009

    64 Total Sales

    Steven Adams
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 2201500

Central Virginia Regional MLS

APN: 41-18-1

Virginia Middlesex County Deltaville 23043

44 Montgomery Cove Rd, Deltaville, VA

This home is located at 44 Montgomery Cove Rd, Deltaville, VA 23043 since 20 January 2022 and is currently estimated at $619,335, approximately $552 per square foot. This property was built in 1994. 44 Montgomery Cove Rd is a home located in Middlesex County with nearby schools including Middlesex Elementary School, St. Clare Walker Middle School, and Middlesex High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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