Seller's Agent in 2025
Rachel Simerly
Compass
(850) 621-2032
2 in this area
52 Total Sales
44 Ruby Cir Mary Esther, FL 32569
3
Beds
2
Baths
1,343
Sq Ft
4,356
Sq Ft Lot
Highlights
- Newly Painted Property
- Florida Architecture
- Cul-De-Sac
- Fort Walton Beach High School Rated A
- Walk-In Pantry
- Fireplace
About This Home
As of June 2025PRICE ADJUSTMENT! SELLER-PAID NEW ROOF + $5K CREDIT TOWARDS BUYER'S CLOSING COSTS WITH ACCEPTABLE OFFER. Beautifully upgraded 3 BR I 2 BA I Extended 1-Car Garage One-Level Home in sought-after Mary Esther, FL adjacent to the Santa Rosa Mall, just minutes from the gorgeous beaches of the Emerald Coast, and located between Eglin AFB and Hurlburt Field AFB. All updated Kitchen and Baths * New LVP Flooring & Baseboards throughout * New Paint & Smoothed Ceilings * New Lighting & Fans * New Light Switches and Receptacles * New Doorknobs & Hinges Throughout. No detail overlooked! Step out onto your large patio space in the privacy fenced backyard, with shrubs, mature trees, laid to lawn, and a brick firepit feature. New Roof to be installed, HVAC 2018 and Water Heater 2023. This home is appointed with mature landscaping to include palm trees and magnolia trees for a lush tropical feel! The neighborhood of Emerald Estates comprises just 52 single family homes on a quiet cul-de-sac loop and features underground utilities and sidewalks. Conveniently located only 2 miles from Hurlburt Field / 9 miles from Eglin AFB and only 5 miles from the BEACH ... and all the amenities this area has to offer to include Retail, Dining, Movie Theaters, Schools, Boating, & the Beaches! Prepare to come and fall instantly in LOVE with this home!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,902
Year Built
- Built in 1993
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 48x87
- Cul-De-Sac
- Property is Fully Fenced
- Privacy Fence
- Interior Lot
- Level Lot
Parking
- 1 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Florida Architecture
- Newly Painted Property
- Slab Foundation
- Dimensional Roof
- Ridge Vents on the Roof
- Vinyl Siding
- Vinyl Trim
Interior Spaces
- 1,343 Sq Ft Home
- 1-Story Property
- Shelving
- Woodwork
- Ceiling Fan
- Fireplace
- Double Pane Windows
- Window Treatments
- Living Room
- Dining Area
- Pull Down Stairs to Attic
- Fire and Smoke Detector
- Exterior Washer Dryer Hookup
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven or Range
- Induction Cooktop
- Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Painted or Stained Flooring
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- En-Suite Primary Bedroom
- 2 Full Bathrooms
- Garden Bath
Outdoor Features
- Patio
Schools
- Mary Esther Elementary School
- Bruner Middle School
- Fort Walton Beach High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Gas Water Heater
- Cable TV Available
Community Details
- Emerald Estates Subdivision
- The community has rules related to covenants
Listing and Financial Details
- Assessor Parcel Number 16-2S-24-120A-0000-0500
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 29, 2025
Closed on
Jun 9, 2025
Sold by
Anderson John S and Anderson Ivonne S
Bought by
Haines Zakari A
Seller's Agent
Rachel Simerly
Compass
Buyer's Agent
Thrasher Gulf Coast Team
Keller Williams Realty FWB
List Price
$335,000
Sold Price
$329,500
Premium/Discount to List
-$5,500
-1.64%
Views
54
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,236
Avg. Annual Appreciation
-1.25%
Original Mortgage
$336,584
Outstanding Balance
$335,711
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
-$8,447
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $329,500 | Old South Land Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $336,584 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/09/2025 06/09/25 | Sold | $329,500 | 0.0% | $245 / Sq Ft |
| 05/09/2025 05/09/25 | Pending | -- | -- | -- |
| 04/18/2025 04/18/25 | Price Changed | $329,500 | -1.6% | $245 / Sq Ft |
| 03/29/2025 03/29/25 | For Sale | $335,000 | 0.0% | $249 / Sq Ft |
| 12/02/2022 12/02/22 | Rented | $1,895 | 0.0% | -- |
| 10/28/2022 10/28/22 | For Rent | $1,895 | -- | -- |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,902 | $219,874 | $60,240 | $159,634 |
| 2023 | $2,902 | $215,418 | $54,764 | $160,654 |
| 2022 | $2,696 | $202,603 | $51,181 | $151,422 |
| 2021 | $2,376 | $160,255 | $45,697 | $114,558 |
| 2020 | $2,203 | $147,646 | $44,797 | $102,849 |
| 2019 | $2,059 | $136,365 | $42,663 | $93,702 |
| 2018 | $1,834 | $126,839 | $0 | $0 |
| 2017 | $0 | $123,896 | $0 | $0 |
| 2016 | $1,704 | $119,499 | $0 | $0 |
| 2015 | -- | $112,688 | $0 | $0 |
| 2014 | $1,439 | $106,134 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Rachel Simerly
-
Thrasher Gulf Coast Team
T
Buyer's Agent in 2025
Thrasher Gulf Coast Team
Keller Williams Realty FWB
(850) 685-2636
2 in this area
7 Total Sales
-
Charlotte Do
C
Seller's Agent in 2022
Charlotte Do
Back Stage Realty
(678) 654-4786
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 972507
APN: 16-2S-24-120A-0000-0500
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