Ramona Speer
ERA American Real Estate
(850) 613-0043
128 Total Sales
4 in Mary Esther
$210K - $400K Price Range
44 Ruby Cir Mary Esther, FL 32569
Mary Esther AreaEstimated Value: $317,000 - $346,000
3
Beds
2
Baths
1,343
Sq Ft
$249/Sq Ft
Est. Value
Highlights
- Primary Bedroom Suite
- Newly Painted Property
- Walk-In Pantry
- Fort Walton Beach High School Rated A
- Florida Architecture
- Cul-De-Sac
About This Home
As of June 2025PRICE ADJUSTMENT! SELLER-PAID NEW ROOF + $5K CREDIT TOWARDS BUYER'S CLOSING COSTS WITH ACCEPTABLE OFFER. Beautifully upgraded 3 BR I 2 BA I Extended 1-Car Garage One-Level Home in sought-after Mary Esther, FL adjacent to the Santa Rosa Mall, just minutes from the gorgeous beaches of the Emerald Coast, and located between Eglin AFB and Hurlburt Field AFB. All updated Kitchen and Baths * New LVP Flooring & Baseboards throughout * New Paint & Smoothed Ceilings * New Lighting & Fans * New Light Switches and Receptacles * New Doorknobs & Hinges Throughout. No detail overlooked! Step out onto your large patio space in the privacy fenced backyard, with shrubs, mature trees, laid to lawn, and a brick firepit feature. New Roof to be installed, HVAC 2018 and Water Heater 2023. This home is appointed with mature landscaping to include palm trees and magnolia trees for a lush tropical feel! The neighborhood of Emerald Estates comprises just 52 single family homes on a quiet cul-de-sac loop and features underground utilities and sidewalks. Conveniently located only 2 miles from Hurlburt Field / 9 miles from Eglin AFB and only 5 miles from the BEACH ... and all the amenities this area has to offer to include Retail, Dining, Movie Theaters, Schools, Boating, & the Beaches! Prepare to come and fall instantly in LOVE with this home!
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,902
Year Built
- Built in 1993
Lot Details
- 4,356 Sq Ft Lot
- Lot Dimensions are 48x87
- Cul-De-Sac
- Property is Fully Fenced
- Privacy Fence
- Interior Lot
- Level Lot
Parking
- 1 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Florida Architecture
- Newly Painted Property
- Slab Foundation
- Dimensional Roof
- Ridge Vents on the Roof
- Vinyl Siding
- Vinyl Trim
Interior Spaces
- 1,343 Sq Ft Home
- 1-Story Property
- Shelving
- Woodwork
- Ceiling Fan
- Fireplace
- Double Pane Windows
- Window Treatments
- Living Room
- Dining Area
- Pull Down Stairs to Attic
- Fire and Smoke Detector
- Exterior Washer Dryer Hookup
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven or Range
- Induction Cooktop
- Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Painted or Stained Flooring
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Suite
- Split Bedroom Floorplan
- 2 Full Bathrooms
- Garden Bath
Outdoor Features
- Open Patio
Schools
- Mary Esther Elementary School
- Bruner Middle School
- Fort Walton Beach High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Gas Water Heater
- Cable TV Available
Community Details
- Emerald Estates Subdivision
- The community has rules related to covenants
Listing and Financial Details
- Assessor Parcel Number 16-2S-24-120A-0000-0500
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 29, 2025
Closed on
Jun 9, 2025
Sold by
Bought by
Seller's Agent
Rachel Simerly
Compass
Buyer's Agent
Thrasher Gulf Coast Team
Keller Williams Realty FWB
List Price
$335,000
Sold Price
$329,500
Premium/Discount to List
-$5,500
-1.64%
Views
54
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,019
Avg. Annual Appreciation
1.26%
Original Mortgage
$336,584
Outstanding Balance
$333,004
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$1,515
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Mary Esther, FL
-
Ramona Speer
-
Joshua Scott
Joshua Scott
Serhant Florida LLC
(850) 876-3403
57 Total Sales
1 in Mary Esther
$255,000 Price
-
Tracy McFarland
Tracy McFarland
World Impact Real Estate
(615) 703-4887
103 Total Sales
8 in Mary Esther
$254K - $900K Price Range
-
Caleb Drake
Caleb Drake
Levin Rinke Realty
(930) 666-2416
140 Total Sales
3 in Mary Esther
$280K - $363K Price Range
-
JOE NACCHIA
JOE NACCHIA
Berkshire Hathaway Home Services PenFed Realty
(850) 716-1434
125 Total Sales
1 in Mary Esther
$289,999 Price
-
Norman Davis
Norman Davis
Better Homes and Gardens Real Estate Main Street Properties
(850) 786-1781
60 Total Sales
3 in Mary Esther
$406K - $424K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $329,500 | Old South Land Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $336,584 | ||
| Previous Owner | $52,970 | ||
| Previous Owner | $50,000 | ||
| Previous Owner | $83,001 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/09/2025 06/09/25 | Sold | $329,500 | 0.0% | $245 / Sq Ft |
| 05/09/2025 05/09/25 | Pending | -- | -- | -- |
| 04/18/2025 04/18/25 | Price Changed | $329,500 | -1.6% | $245 / Sq Ft |
| 03/29/2025 03/29/25 | For Sale | $335,000 | 0.0% | $249 / Sq Ft |
| 12/02/2022 12/02/22 | Rented | $1,895 | 0.0% | -- |
| 10/28/2022 10/28/22 | For Rent | $1,895 | -- | -- |
Source: Emerald Coast Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,054 | $214,278 | $68,072 | $146,206 |
| 2024 | $2,902 | $219,874 | $60,240 | $159,634 |
| 2023 | $2,902 | $215,418 | $54,764 | $160,654 |
| 2022 | $2,696 | $202,603 | $51,181 | $151,422 |
| 2021 | $2,376 | $160,255 | $45,697 | $114,558 |
| 2020 | $2,203 | $147,646 | $44,797 | $102,849 |
| 2019 | $2,059 | $136,365 | $42,663 | $93,702 |
| 2018 | $1,834 | $126,839 | $0 | $0 |
| 2017 | $0 | $123,896 | $0 | $0 |
| 2016 | $1,704 | $119,499 | $0 | $0 |
| 2015 | -- | $112,688 | $0 | $0 |
| 2014 | $1,439 | $106,134 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Rachel Simerly
Seller's Agent in 2025
Rachel Simerly
Compass
(850) 621-2032
57 Total Sales
-
Thrasher Gulf Coast Team
TC
Buyer's Agent in 2025
Thrasher Gulf Coast Team
Keller Williams Realty FWB
(850) 685-2636
8 Total Sales
-
Charlotte Do
CD
Seller's Agent in 2022
Charlotte Do
Back Stage Realty
(678) 654-4786
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 972507
APN: 16-2S-24-120A-0000-0500
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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