NOT LISTED FOR SALE

440 4th St West Point, VA 23181

Estimated Value: $348,000 - $398,000

4 Beds
3 Baths
2,426 Sq Ft
$154/Sq Ft Est. Value

Last Sold December 09, 2021

Last sale price $338,000 $139 Per Sq Ft

Est. 11% increase in value since last sale

Current estimated payment $2,102/month

10 Days on Market

Highlights

  • Boat Dock
  • Beach
  • Colonial Architecture
  • West Point Elementary School Rated A-
  • River Front
  • Deck

About This Home

As of December 2021

Welcome to a stunning ca. 1885 home at the intersection of the Pamunkey, Mattaponi, and York Rivers. Feel the history as you walk through this special home, and also feel the modern amenities! Fall in love with its wraparound porch providing views of the water that surrounds you. Inside, find your foyer offering lovely wood floors (carried throughout the home). Flow from here into your formal dining room with the first of 4 mantels in the home, and beautiful updated chandelier. Next, find your spacious family room and morning room offering gorgeous views. Next, your kitchen with shaker cabinetry, gas cooking, stainless appliances and MORE water views. You'll find a laundry closet off this space before heading around the corner to find a first floor bedroom (that could also serve nicely as a parlor or office), and full bath. Upstairs you will find original wood floors throughout. Your owner's suite features a great footprint, panoramic views, and en suite bath. The remaining 2 bedrooms offer unique architectural details and a jack-n-jill bathroom setup. Outside, don't miss the detached garage and concrete patio! This special home is one you won't want to miss.

Last Agent to Sell the Property

Brad Ruckart

Real Broker LLC License #0225064787 Listed on: 10/08/2021

Real Broker LLC

Co-Listed By

Craig Waterworth

Real Broker LLC License #0225222354

Last Buyer's Agent

Laura Osborne Burton

Virginia Capital Realty License #0225065896

Virginia Capital Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $831

Year Built

  • Built in 1885

Lot Details

  • 2,614 Sq Ft Lot
  • River Front
  • Historic Home
  • Zoning described as R-4

Parking

  • 1 Car Detached Garage
  • On-Street Parking

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Wood Siding
  • Aluminum Siding
  • Plaster

Interior Spaces

  • 2,426 Sq Ft Home
  • 2-Story Property
  • Wired For Data
  • Built-In Features
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • 4 Fireplaces
  • Fireplace Features Masonry
  • Separate Formal Living Room
  • Dining Area
  • Wood Flooring
  • Water Views
  • Attic Fan
  • Fire and Smoke Detector
  • Stacked Washer and Dryer

Kitchen

  • Oven
  • Gas Cooktop
  • Stove
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Laminate Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms

Outdoor Features

  • Deck
  • Shed
  • Wrap Around Porch

Schools

  • West Point Elementary And Middle School
  • West Point High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Water Heater
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 138
  • Assessor Parcel Number 69A1-13-138

Community Details

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Beach
  • Tennis Courts
  • Community Playground
  • Park
  • Trails

Additional Features

  • West Point Subdivision
  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$831

Year Built

Built in 1885

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1885
  • Property Attached Yn: No
  • Lot Size Acres: 0.06
  • Water Body Name: 3 Rivers
  • Co List Office Mls Id: KWMS02
  • Co List Office Phone: (804) 282-5901
  • Ownership: Individuals
  • Subdivision Name: West Point
  • Architectural Style: Colonial
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Historic
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Flooring: Wood
  • Appliances: Dryer, Washer/Dryer Stacked, Dishwasher, Gas Cooking, Disposal, Microwave, Oven, Refrigerator, Stove, Water Heater
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Masonry
  • Fireplaces: 4
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Bedroom on Main Level, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Granite Counters, High Ceilings, High Speed Internet, Laminate Counters, Bath in Primary Bedroom, Pantry, Wired for Data
  • Living Area: 2426.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Asphalt
  • Fencing: None
  • Lot Features: Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: River Front, Waterfront
  • Waterfront: Yes
  • Disclosures: Easement(s)
  • Construction Type: Aluminum Siding, Drywall, Plaster, Wood Siding
  • Exterior Features: Deck, Porch, Storage, Shed
  • Patio And Porch Features: Wrap Around, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Detached, Garage, On Street

Utilities

  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Central Air, Zoned, Attic Fan
  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Stacked
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Boat Facilities, Common Grounds/Area, Dock, Playground, Tennis Court(s), Trails/Paths, Park

Schools

  • Middle Or Junior School: West Point

Lot Info

  • Parcel Number: 69A1-13-138
  • Zoning Description: R-4
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2021
  • Tax Annual Amount: 831.0
  • Tax Lot: 138

MLS Schools

  • Elementary School: West Point
  • High School: West Point

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 8, 2021
Closed on
Nov 15, 2021
Sold by
Ellenberger Kyle P and Ellenberger Hanna M
Bought by
Wood Daniel E and Wood Rachel
Seller's Agent
Brad Ruckart
Real Broker LLC
Buyer's Agent
Laura Osborne Burton
Virginia Capital Realty
List Price
$334,900
Sold Price
$338,000
Premium/Discount to List
$3,100
0.93%
Current Estimated Value
$373,524

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,524
Avg. Annual Appreciation
2.74%
Original Mortgage
$350,168
Outstanding Balance
$322,192
Interest Rate
3.14%
Mortgage Type
VA
Estimated Equity
$51,332

Purchase Details

Listed on
Jul 24, 2019
Closed on
Oct 30, 2019
Sold by
Brewer Richard J and Lunsford Denise Y
Bought by
Ellenberger Kyle P and Ellenberger Hanna M
Seller's Agent
Teresa Glidewell
Thrift Realty, LLC
Buyer's Agent
Craig Waterworth
Real Broker LLC
List Price
$264,900
Sold Price
$249,950
Premium/Discount to List
-$14,950
-5.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.70%
Original Mortgage
$212,457
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 7, 2006
Sold by
Wajciechowski Mary E
Bought by
Brewer Richard J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
6.79%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wood Daniel E $338,000 Jamestown Title Agency Llc
Ellenberger Kyle P $249,950 Attorney
Brewer Richard J $290,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wood Daniel E $350,168
Previous Owner Ellenberger Kyle P $212,457
Previous Owner Brewer Richard J $176,250
Previous Owner Brewer Richard J $130,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/09/2021 12/09/21 Sold $338,000 +0.9% $139 / Sq Ft
10/18/2021 10/18/21 Pending -- -- --
10/08/2021 10/08/21 For Sale $334,900 +34.0% $138 / Sq Ft
11/13/2019 11/13/19 Sold $249,950 -5.6% $103 / Sq Ft
10/14/2019 10/14/19 Pending -- -- --
07/25/2019 07/25/19 For Sale $264,900 -- $109 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $801 $296,700 $45,000 $251,700
2024 $801 $296,700 $45,000 $251,700
2023 $801 $296,700 $45,000 $251,700
2022 $820 $218,700 $45,000 $173,700
2021 $831 $218,700 $45,000 $173,700
2020 $831 $251,100 $27,000 $224,100
2019 $831 $212,900 $45,000 $167,900
2018 $853 $218,700 $45,000 $173,700
2017 $886 $218,700 $45,000 $173,700
2016 $897 $218,700 $45,000 $173,700
2015 $940 $218,700 $45,000 $173,700
2014 $838 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2129512

Central Virginia Regional MLS

APN: 69A1 13 138