$310,000
SOLD JUL 31, 2025

440 Charles Ct South Elgin, IL 60177

3 Beds
1 Bath
1,624 Sq Ft
1977 Built

Recently Sold

$191 Per Sq Ft

5% Below List Price

8 Days on Market

Highlights

  • Mature Trees
  • Deck
  • Living Room
  • South Elgin High School Rated A-
  • Formal Dining Room
  • Laundry Room

About This Home

As of July 2025

Fall in love with comfort, charm, and community in this inviting South Elgin home. Thoughtfully maintained and full of character, this tri-level features 3 generously sized bedrooms, a full bathroom, and a cozy family room with a wood-burning fireplace-just right for relaxing nights in. The basement offers rough-in plumbing, giving you the perfect opportunity to add a second bathroom and grow into the space. A heated garage adds year-round convenience, while the expansive backyard is made for memory-making-complete with horseshoe pits for fun and friendly gatherings. Nestled in a vibrant neighborhood near parks, trails, tennis courts, a skate park, and the peaceful Fox River, with easy access to highways and public transit. This is more than a house-it's where your next chapter begins. Schedule your showing today!

Last Agent to Sell the Property

Sharon McDonough

HomeSmart Connect, LLC. License #475200491 Listed on: 06/30/2025

HomeSmart Connect, LLC.

Last Buyer's Agent

Karina Sanchez

@properties Christie's International Real Estate License #475209798

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,321

Year Built

  • Built in 1977

Lot Details

  • Lot Dimensions are 100 x 120
  • Partially Fenced Property
  • Mature Trees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Split Level with Sub
  • Tri-Level Property
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,624 Sq Ft Home
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Partial Basement
  • Range

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Outdoor Features

  • Deck
  • Shed

Schools

  • Willard Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Levine Brothers Subdivision, Tri Level Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,321

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Split Level w/ Sub
  • Ownership: Fee Simple
  • Levels: Tri-Level
  • New Construction: No
  • Property Sub-Type: Split Level w/ Sub
  • Subdivision Name: Levine Brothers
  • Year Built: 1977
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator
  • Basement: Partially Finished, Partial
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • LivingArea: 1624
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Interior Stair,Pull Down Stair
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Fencing: Partial
  • Foundation Details: Concrete Perimeter
  • List Price: 324900
  • Lot Features: Mature Trees
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Concrete, Garage Door Opener, Heated Garage, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, Electric Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Willard Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 100 X 120
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6320.6
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 30, 2025
Closed on
Jul 28, 2025
Sold by
Lang Kenneth E
Bought by
Santucci Peter
Seller's Agent
Sharon McDonough
HomeSmart Connect, LLC.
Buyer's Agent
Karina Sanchez
@properties Christie's International Real Estate
List Price
$324,900
Sold Price
$310,000
Premium/Discount to List
-$14,900
-4.59%
Views
232

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.01%
Original Mortgage
$300,700
Interest Rate
6.13%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Administrators Deed $310,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $300,700 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 Sold $310,000 -4.6% $191 / Sq Ft
07/08/2025 07/08/25 Pending -- -- --
06/30/2025 06/30/25 For Sale $324,900 -- $200 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,088 $93,144 $21,126 $72,018
2023 $2,581 $84,149 $19,086 $65,063
2022 $3,077 $76,729 $17,403 $59,326
2021 $5,290 $71,737 $16,271 $55,466
2020 $3,175 $68,484 $15,533 $52,951
2019 $3,223 $65,235 $14,796 $50,439
2018 $4,756 $61,456 $13,939 $47,517
2017 $4,485 $58,098 $13,177 $44,921
2016 $4,223 $53,900 $12,225 $41,675
2015 -- $49,404 $11,205 $38,199
2014 -- $46,762 $11,067 $35,695
2013 -- $47,996 $11,359 $36,637
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12407272

Midwest Real Estate Data (MRED)

APN: 06-34-222-009