NOT LISTED FOR SALE

440 Georges Creek Blvd Cumberland, MD 21502

Estimated Value: $172,000 - $222,000

3 Beds
1.5 Baths
1,353 Sq Ft
$149/Sq Ft Est. Value

Last Sold October 18, 2022

Last sale price $186,000 $137 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $1,216/month

Highlights

  • 0.49 Acre Lot
  • Rambler Architecture
  • No HOA
  • Cash Valley Elementary School Rated 9+
  • 1 Fireplace
  • 1 Car Attached Garage

About This Home

As of October 2022

A rare opportunity to own a half acre in the heart of LaVale! This 3 bed 1 1/2 bath rancher perched overlooking the valley shows the pride of ownership throughout. Don't let the living room carpet fool you--there's hardwood throughout! Features include a large sunroom at the rear of the house, a 1 car attached garage, and a partially finished basement with room to finish further! You've got to check this one out!

Last Agent to Sell the Property

Logan DelSignore

(304) 813-4021 logan.delsignore@coldwellbanker.com Coldwell Banker Home Town Realty Listed on: 08/01/2022

Coldwell Banker Home Town Realty

Co-Listed By

Eric Riggleman

(304) 813-2812 eriggleman14@gmail.com Coldwell Banker Home Town Realty License #5009157

Last Buyer's Agent

Mannen Sosa- Villanueva

(240) 461-2126 mannensosa1@outlook.com Coldwell Banker Premier License #0225260150

Coldwell Banker Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,593

Year Built

  • Built in 1962

Lot Details

  • 0.49 Acre Lot

Parking

  • 1 Car Attached Garage
  • Front Facing Garage

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof

Interior Spaces

  • Property has 2 Levels
  • 1 Fireplace
  • Improved Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Utilities

  • Central Air
  • Hot Water Baseboard Heater
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0129026785

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,593

Year Built

Built in 1962

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1962
  • Automatically Close On Close Date: No
  • Remarks Public: A rare opportunity to own a half acre in the heart of LaVale! This 3 bed 1 1/2 bath rancher perched overlooking the valley shows the pride of ownership throughout. Don't let the living room carpet fool you--there's hardwood throughout! Features include a large sunroom at the rear of the house, a 1 car attached garage, and a partially finished basement with room to finish further! You've got to check this one out!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Full, Improved
  • Basement Finished Percent: 25.00
  • Total Sq Ft: 2106
  • Living Area Sq Ft: 1353
  • Price Per Sq Ft: 180.34
  • Above Grade Finished Sq Ft: 1053
  • Below Grade Finished Sq Ft: 300
  • Below Grade Sq Ft: 753
  • Total Below Grade Sq Ft: 1053
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 440

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 113100.00
  • Land Assessed Value: 34500.00
  • Land Use Code: R
  • Lot Size Acres: 0.49
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 21392.00
  • Year Assessed: 2022
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14936620
  • Tax Annual Amount: 1593.00
  • Assessor Parcel Number: 0129026785
  • Tax Total Finished Sq Ft: 1353
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021
  • Close Date: 10/18/2022

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2022
Closed on
Nov 1, 2022
Sold by
Cosner Robin L
Bought by
Warnick Casey and Warnick Kaitlin Rose
Seller's Agent
Logan DelSignore
Coldwell Banker Home Town Realty
Buyer's Agent
Mannen Sosa- Villanueva
Coldwell Banker Premier
List Price
$194,900
Sold Price
$186,000
Premium/Discount to List
-$8,900
-4.57%
Views
123
Current Estimated Value
$201,267

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,267
Avg. Annual Appreciation
2.67%
Original Mortgage
$186,000
Outstanding Balance
$180,232
Interest Rate
6.95%
Mortgage Type
VA
Estimated Equity
$21,035
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Warnick Casey $186,000 --
Warnick Casey $186,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Warnick Casey $186,000
Closed Warnick Casey $186,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/18/2022 10/18/22 Sold $186,000 -2.1% $137 / Sq Ft
08/27/2022 08/27/22 Price Changed $189,900 -2.6% $140 / Sq Ft
08/01/2022 08/01/22 For Sale $194,900 -- $144 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,789 $160,800 $0 $0
2024 $1,789 $147,600 $34,500 $113,100
2023 $1,542 $141,867 $0 $0
2022 $1,650 $136,133 $0 $0
2021 $832 $130,400 $34,500 $95,900
2020 $1,589 $130,067 $0 $0
2019 $245 $129,733 $0 $0
2018 $1,555 $129,400 $34,500 $94,900
2017 $243 $127,933 $0 $0
2016 -- $126,467 $0 $0
2015 -- $125,000 $0 $0
2014 -- $125,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2003912

Bright MLS

APN: 29-026785