$125,000
SOLD DEC 15, 2021

440 Girard St Unit 204 Gaithersburg, MD 20877

1 Bed
1 Bath
905 Sq Ft
$544/mo HOA Fee

Recently Sold

$138 Per Sq Ft

3% Below List Price

28 Days on Market

Highlights

  • A-Frame Home
  • Community Pool
  • Breakfast Area or Nook
  • Traditional Floor Plan
  • Tennis Courts
  • Eat-In Galley Kitchen

About This Home

As of December 2021

Welcome to the spacious 1BR/1Bath condo in a great move-in condition. All utilities are included in condo fee! The layout concept and neutral color throughout will give you a light and airy feel. The galley kitchen with cherry color cabinets, industrial style backsplash, tile floor, and all stainless steel appliances will work beautifully with all your cooking needs. The breakfast area is filled with natural light coming from the wall of windows. Large living room with sliding glass doors to the balcony. The bedroom features a large walk-in closet, one wall closet, and wall-to-wall carpet. A full bath with the tub and washer/dryer. Community amenities include a swimming pool, tennis court, and tot lots. Great location for commuters: MD-355, ICC-200, I-270. Take a bus or a short walk to access MARC station.

Last Agent to Sell the Property

Olga Golikova

Kemper Morgan Realty, LLC License #0225233178 Listed on: 10/07/2021

Last Buyer's Agent

Eliseo Morales

Deausen Realty License #671252

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,028

Year Built

  • Built in 1976

Lot Details

  • Property is in very good condition

HOA Fees

  • $544 Monthly HOA Fees

Home Design

  • A-Frame Home
  • Brick Exterior Construction

Interior Spaces

  • 905 Sq Ft Home
  • Property has 1 Level
  • Traditional Floor Plan
  • Window Treatments
  • Living Room
  • Combination Kitchen and Dining Room

Kitchen

  • Eat-In Galley Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Main Level Bedroom
  • En-Suite Bathroom
  • 1 Full Bathroom

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Parking

  • 2 Open Parking Spaces
  • 2 Parking Spaces
  • Parking Lot

Schools

  • Gaithersburg High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Public Septic

Listing and Financial Details

  • Assessor Parcel Number 160901745292

Community Details

Overview

  • Association fees include a/c unit(s), air conditioning, electricity, heat, lawn care front, lawn care rear, lawn care side, lawn maintenance, pool(s), sewer, snow removal, trash, water
  • Low-Rise Condominium
  • Villa Ridge Sec Community
  • Villa Ridge Sec 3 Codm Subdivision

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,028

Year Built

Built in 1976

Lot Details

0

HOA Fees

$544 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: A-Frame
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2021-10-08
  • Year Built: 1976
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to the spacious 1BR/1Bath condo in a great move-in condition. All utilities are included in condo fee! The layout concept and neutral color throughout will give you a light and airy feel. The galley kitchen with cherry color cabinets, industrial style backsplash, tile floor, and all stainless steel appliances will work beautifully with all your cooking needs. The breakfast area is filled with natural light coming from the wall of windows. Large living room with sliding glass doors to the balcony. The bedroom features a large walk-in closet, one wall closet, and wall-to-wall carpet. A full bath with the tub and washer/dryer. Community amenities include a swimming pool, tennis court, and tot lots. Great location for commuters: MD-355, ICC-200, I-270. Take a bus or a short walk to access MARC station.
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Washer
  • Entry Floor: 2
  • Interior Amenities: Kitchen - Galley, Breakfast Area, Combination Kitchen/Dining, Kitchen - Table Space, Kitchen - Eat-In, Dining Area, Primary Bath(s), Window Treatments, Floor Plan - Traditional
  • Fireplace: No
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Bedroom 1
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 905
  • Living Area Sq Ft: 905
  • Price Per Sq Ft: 138.12
  • Above Grade Finished Sq Ft: 905
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 440

Beds/Baths

  • Bedrooms: 1
  • Main Level Bedrooms: 1
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Parking Lot
  • Parking Lot Number Of Spaces: 2

Utilities

  • Refuse: 17.29
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock
  • Sewer/Septic System: Public Septic, Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 544.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Phone: Villa Ridge
  • HOA Condo Co-Op Amenities: Tot Lots/Playground, Swimming Pool, Tennis Courts
  • HOA Condo Co-Op Fee Includes: A/C Unit(s), Air Conditioning, Electricity, Heat, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Lawn Maintenance, Pool(s), Sewer, Snow Removal, Trash, Water
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: MONTGOMERY COUNTY PUBLIC SCHOOLS
  • High School: GAITHERSBURG
  • School District Key: 121138126809
  • School District Source: Listing Agent
  • High School: GAITHERSBURG

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 49000.00
  • Land Assessed Value: 21000.00
  • Land Use Code: 011
  • Property Condition: Very Good
  • Year Assessed: 2021
  • Zoning: R18
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 13951918
  • Tax Annual Amount: 1028.00
  • Assessor Parcel Number: 160901745292
  • Tax Total Finished Sq Ft: 905
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 12/15/2021

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2021
Closed on
Dec 15, 2021
Sold by
Ims Enterprise Llc
Bought by
Vargas Helen Rosemary Cruz and Cruz Nelson A
Seller's Agent
Olga Golikova
Kemper Morgan Realty, LLC
Buyer's Agent
Eliseo Morales
Deausen Realty
List Price
$129,000
Sold Price
$125,000
Premium/Discount to List
-$4,000
-3.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.48%
Original Mortgage
$93,750
Outstanding Balance
$86,930
Interest Rate
3.11%
Mortgage Type
New Conventional
Estimated Equity
$86,430

Purchase Details

Closed on
Dec 31, 2015
Sold by
Sequoyah Llc
Bought by
Ims Enterprises Llc

Purchase Details

Listed on
Aug 2, 2015
Closed on
Jun 26, 2015
Sold by
U S Bank Trust Na
Bought by
Sequoyah Llc
Seller's Agent
Olga Golikova
Kemper Morgan Realty, LLC
Buyer's Agent
Luis Rey
Colbra Realty LLC
Sold Price
$1,350

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.93%

Purchase Details

Closed on
Mar 25, 2015
Sold by
Eichelberger Ramona Marie
Bought by
U S Bank Trust Na

Purchase Details

Closed on
Jun 2, 1995
Sold by
Stark Louise N
Bought by
Eichelberger Ramona M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,750
Interest Rate
8.2%
Source: Public Records

Similar Homes in the area

  • 17 Water St, Gaithersburg, MD 20877

    $150,000

    • 1 Bed
    • 1 Bath
    • 580 Sq Ft
    • 17 Water St
    • Gaithersburg, MD

    A thoughtfully designed 1-bedroom, 1-bath residence ideally situated in the heart of Gaithersburg. This unit offers a highly walkable location, just moments from retail, dining, parks, and public transportation, providing a truly convenient lifestyle. Whether you're a commuter, a first-time buyer, or seeking low-maintenance living in an established community, this property offers exceptional

    Frederick Genau RE/MAX Results

    Section Image
  • 9912 Hellingly Place Unit 152, Montgomery Village, MD 20886

    $155,000

    • 1 Bed
    • 1 Bath
    • 546 Sq Ft
    • 9912 Hellingly Place
    • Unit 152
    • Montgomery Village, MD

    CASH ONLY! Buyer financing fell through. Move-in ready! This beautifully renovated one-bedroom, one-bathroom condo boasts a charming front covered porch, perfect for relaxing outdoors. Inside, enjoy modern living with a new kitchen and bathroom with sleek quartz countertops, stylish and durable pine luxury vinyl plank flooring, and fresh paint throughout. This unit is part of a complete

    Sean Firestone Weichert, REALTORS

    Section Image
  • 9708 Hellingly Place, Montgomery Village, MD 20886

    $125,000

    • Studio
    • 1 Bath
    • 464 Sq Ft
    • 9708 Hellingly Place
    • Montgomery Village, MD

    Step into this fully updated studio, perfectly situated in the heart of Montgomery Village. Renovated in 2022, this move-in-ready unit features stylish, low-maintenance flooring and a charming wood-burning fireplace that adds warmth and character. The open-concept kitchen is equipped with full-size appliances, including a newer range and refrigerator, built-in microwave, stunning quartz

    Jim Roy LuxManor Real Estate, Inc

    Section Image
  • 9719 Hellingly Place, Montgomery Village, MD 20886

    $125,000

    • 1 Bed
    • 1 Bath
    • 413 Sq Ft
    • 9719 Hellingly Place
    • Montgomery Village, MD

    Welcome to this charming and updated one-level condominium in the heart of Gaithersburg, offering comfort, convenience, and low-maintenance living. Step into an open-concept floor plan filled with natural light from a large front window, complemented by built-in bookcases that add character and functionality. The kitchen is thoughtfully designed with modern flair, featuring shaker-style

    Mark A. Ritter Northrop Realty

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $125,000 Jacquies Title Group
Deed -- Worldwide Settlements Inc
Deed $61,000 Attorney
Trustee Deed $53,996 None Available
Deed $49,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $93,750 New Conventional
Previous Owner $82,473 Stand Alone Refi Refinance Of Original Loan
Previous Owner $48,750 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/23/2025 06/23/25 Price Changed $170,000 -5.6% $188 / Sq Ft
06/15/2025 06/15/25 Price Changed $180,000 -5.3% $199 / Sq Ft
05/27/2025 05/27/25 For Sale $190,000 +52.0% $210 / Sq Ft
12/15/2021 12/15/21 Sold $125,000 0.0% $138 / Sq Ft
10/28/2021 10/28/21 Price Changed $125,000 -3.1% $138 / Sq Ft
10/07/2021 10/07/21 For Sale $129,000 0.0% $143 / Sq Ft
08/09/2015 08/09/15 Rented $1,350 0.0% --
08/08/2015 08/08/15 Under Contract -- -- --
08/02/2015 08/02/15 For Rent $1,350 0.0% --
06/30/2015 06/30/15 Sold $61,000 -6.0% $67 / Sq Ft
06/05/2015 06/05/15 Pending -- -- --
05/09/2015 05/09/15 Price Changed $64,900 -7.2% $72 / Sq Ft
04/06/2015 04/06/15 For Sale $69,900 -- $77 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,360 $96,667 $0 $0
2023 $1,137 $80,000 $24,000 $56,000
2022 $1,066 $76,667 $0 $0
2021 $1,028 $73,333 $0 $0
2020 $985 $70,000 $21,000 $49,000
2019 $985 $70,000 $21,000 $49,000
2018 $891 $70,000 $21,000 $49,000
2017 $963 $70,000 $0 $0
2016 -- $70,000 $0 $0
2015 $531 $70,000 $0 $0
2014 $531 $70,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

See All Agents

Map

Source: Bright MLS

MLS Number: MDMC2000409

Bright MLS

APN: 09-01745292