440 Main St Ramona, CA 92065
Ramona AreaEstimated payment $3,825/month
Highlights
- No HOA
- No Heating
- 1-Story Property
- Level Lot
- Front Yard
About This Home
Duplex and Development Opportunity on Main Street! Unique investment opportunity in the heart of Ramona! This remodeled duplex sits on a spacious commercially zoned parcel with prominent Main Street frontage, while the residences are set back from the road with convenient alley access. Offering multiple possibilities, live in one unit and rent the other, lease both for income, or explore the future development potential of the property. The generous lot and commercial zoning create added flexibility for an investor, owner-user, or developer looking to maximize the property’s potential. Both units feature LVP flooring throughout, installed in 2022, with one unit offering an updated kitchen. Each unit is 1 bed and 1 bath. Each provides comfortable, low-maintenance living with off-street parking and outdoor space. Ideally located within walking distance of downtown Ramona’s restaurants, shops, services, and local businesses.
Listing Agent
Real Brokerage Technologies Brokerage Phone: 760-826-9818 License #02001764 Listed on: 08/21/2026
Property Details
Home Type
- Multi-Family
Year Built
- Built in 1945
Lot Details
- 6,970 Sq Ft Lot
- 1 Common Wall
- Level Lot
- Front Yard
- Density is up to 1 Unit/Acre
- Value in Land
Home Design
- Duplex
- Entry on the 1st floor
Interior Spaces
- 784 Sq Ft Home
- 1-Story Property
Kitchen
- Electric Oven
- Electric Range
- Microwave
Location
- Urban Location
Utilities
- Cooling System Mounted To A Wall/Window
- No Heating
- Electric Water Heater
Listing and Financial Details
- Tax Lot Tr 644 Blk 62 Lot 7
- Tax Tract Number 644
- Assessor Parcel Number 2814021300
- $227 per year additional tax assessments
Community Details
Overview
- No Home Owners Association
- 2 Units
Building Details
- 1 Leased Unit
- 1 Separate Electric Meter
- 1 Separate Gas Meter
- 1 Separate Water Meter
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,714 | $432,971 | $324,729 | $108,242 |
| 2025 | $4,621 | $424,482 | $318,362 | $106,120 |
| 2024 | $4,621 | $416,160 | $312,120 | $104,040 |
| 2023 | $4,346 | $408,000 | $306,000 | $102,000 |
| 2022 | $1,730 | $142,023 | $94,684 | $47,339 |
| 2021 | $1,712 | $139,239 | $92,828 | $46,411 |
| 2020 | $1,703 | $137,813 | $91,877 | $45,936 |
| 2019 | $1,673 | $135,112 | $90,076 | $45,036 |
| 2018 | $1,632 | $132,463 | $88,310 | $44,153 |
| 2017 | $1,604 | $129,867 | $86,579 | $43,288 |
| 2016 | $1,575 | $127,322 | $84,882 | $42,440 |
| 2015 | $1,541 | $125,410 | $83,607 | $41,803 |
| 2014 | -- | $122,955 | $81,970 | $40,985 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/21/2026 08/21/26 | For Sale | $625,000 | +56.3% | $797 / Sq Ft | |
| 06/27/2022 06/27/22 | Sold | $400,000 | -12.9% | $510 / Sq Ft | View Prior Sale |
| 06/07/2022 06/07/22 | Pending | -- | -- | -- | |
| 06/03/2022 06/03/22 | For Sale | $459,000 | 0.0% | $585 / Sq Ft | |
| 05/31/2022 05/31/22 | Pending | -- | -- | -- | |
| 05/23/2022 05/23/22 | Price Changed | $459,000 | -6.1% | $585 / Sq Ft | |
| 05/09/2022 05/09/22 | Price Changed | $489,000 | -2.0% | $624 / Sq Ft | |
| 04/20/2022 04/20/22 | For Sale | $499,000 | -- | $636 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $400,000 | Wfg National Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $120,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Grant Deed | $170,000 | Commonwealth Land Title Co | |
| Interfamily Deed Transfer | -- | Old Republic Title Company | |
| Grant Deed | $110,000 | Old Republic Title Company | |
| Deed | $100,000 | -- | |
| Deed | $65,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $125,000 | New Conventional | |
| Closed | $374,500 | Construction | |
| Previous Owner | $100,000 | Seller Take Back | |
| Previous Owner | $20,000 | Stand Alone Second | |
| Previous Owner | $90,000 | Seller Take Back |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: NDP2607912
APN: 281-402-13
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
Ask me questions while you tour the home.