$177,000

440 N Main St Unit E103A Wauconda, IL 60084

Estimated payment $1,875/month

Total Views 1,615
2 Beds
2 Baths
1,102 Sq Ft
$161 Price per Sq Ft

Highlights

  • Very Popular Property
  • Boat Dock
  • Boat Slip
  • Lake Front
  • Beach Access
  • In Ground Pool

About This Home

Feel like you're on vacation every day at this spacious 2-bedroom, 2-bath condo in the Harbour Club community on the shores of beautiful Bangs Lake. This prime location offers easy access to the private beach and pool, perfect for relaxing or entertaining. The master bedroom features a walk-in closet, a full bath, and direct access to the private patio with peek-a-boo lake views - the ideal spot for morning coffee or evening sunsets. The inviting living room also provides patio access and boasts built-in cabinetry and a cozy wood-burning fireplace, adding warmth and charm to the space. Enjoy a bright and cheerful eat-in kitchen with room for a breakfast table, plus a dedicated dining space for more formal gatherings or flexible home office use. The second bedroom is spacious and there is another full bath. The Harbour Club community offers an array of amenities, including a private beach, in-ground pool, clubhouse, rec room, boat slips available for rent and more - creating a true resort-style living experience. You'll enjoy lakeside living year-round, including fabulous views of Wauconda's 4th of July fireworks and the annual ice fishing derby. Conveniently located within walking distance to downtown Wauconda, where you'll find a vibrant mix of restaurants, shops, coffee spots, and local favorites. Plus, it's close to schools, parks, and the library. Don't miss this opportunity to live in a community that truly has it all. Schedule your private showing today!

Listing Agent

Patricia Smarto

Lakes Realty Group License #471000052

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,077

Year Built

  • Built in 1974

Lot Details

  • Lake Front
  • End Unit

HOA Fees

  • $638 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • 1,102 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Screens
  • Entrance Foyer
  • Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Intercom
  • Laundry Room

Kitchen

  • Range
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms

Parking

  • 1 Parking Space
  • Driveway
  • Parking Included in Price
  • Assigned Parking

Outdoor Features

  • In Ground Pool
  • Beach Access
  • Tideland Water Rights
  • Boat Slip
  • Patio

Utilities

  • Heating System Uses Steam

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include heat, air conditioning, water, parking, insurance, clubhouse, exterior maintenance, lawn care, scavenger, snow removal, lake rights
  • 20 Units
  • Jodi Kraval Association, Phone Number (847) 259-1331
  • Harbour Club Subdivision
  • Property managed by Harbour Club/McGill

Amenities

  • Clubhouse
  • Party Room
  • Coin Laundry
  • Elevator
  • Community Storage Space

Recreation

  • Boat Dock
  • Community Pool

Pet Policy

  • Cats Allowed

Security

  • Resident Manager or Management On Site
  • Carbon Monoxide Detectors

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,077

Year Built

Built in 1974

Lot Details

0

HOA Fees

$638 per month

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Condo
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Condo
  • Subdivision Name: Harbour Club
  • Year Built: 1974
  • Age: 51-60 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator
  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s)
  • LivingArea: 1102
  • Other Equipment: Intercom, CO Detectors, Ceiling Fan(s)
  • Room Type: Foyer
  • Stories Total: 1
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 1102
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Common Walls: End Unit
  • Construction Materials: Brick, Cedar, Frame
  • ExteriorFeatures: Boat Slip
  • List Price: 177000
  • Lot Features: Water Rights
  • OtherStructures: Club House
  • Patio And Porch Features: Patio
  • Pool Features: In Ground
  • Roof: Asphalt
  • Waterfront Features: Beach Access, Lake Front
  • Waterfront: Yes

Garage/Parking

  • Parking Features: Asphalt, Assigned, Guest, On Site, Owned
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Other
  • Heating: Steam
  • Laundry Features: Common Area
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK
  • Association Fee: 638
  • Association Amenities: Boat Dock, Coin Laundry, Elevator(s), Storage, Party Room, Pool
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Harbour Club/McGill
  • Management Contact Name: Jodi Kraval
  • Management Phone: 847-259-1331
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Heat, Air Conditioning, Water, Parking, Insurance, Clubhouse, Exterior Maintenance, Lawn Care, Scavenger, Snow Removal, Lake Rights

Schools

  • Middle/Junior School District: 118

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: COMMON
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 3076.84
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 20

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,039 $38,928 $3,894 $35,034
2022 $3,496 $38,037 $4,157 $33,880
2021 $3,436 $37,042 $3,928 $33,114
2020 $3,648 $38,329 $3,744 $34,585
2019 $3,470 $38,524 $3,538 $34,986
2018 $2,225 $25,378 $3,808 $21,570
2017 $2,220 $25,085 $3,764 $21,321
2016 $2,058 $23,754 $3,564 $20,190
2015 $1,890 $21,807 $3,272 $18,535
2014 $1,274 $19,645 $3,438 $16,207
2012 $1,282 $16,914 $3,290 $13,624
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/07/2025 05/07/25 For Sale $177,000 -- $161 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $130,000 --
Warranty Deed $82,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,350 Stand Alone Refi Refinance Of Original Loan
Previous Owner $104,000 Purchase Money Mortgage
Previous Owner $10,000 Credit Line Revolving
Previous Owner $20,000 Unknown
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12358868

Midwest Real Estate Data (MRED)

APN: 09-26-204-122