Seller's Agent in 2025
Patricia Smarto
Lakes Realty Group
(847) 338-3848
2 in this area
251 Total Sales
440 N Main St Unit E103A Wauconda, IL 60084
2
Beds
2
Baths
1,102
Sq Ft
$638/mo
HOA Fee
Highlights
- Lake Front
- Beach Access
- In Ground Pool
- Boat Dock
- Boat Slip
- Clubhouse
About This Home
As of July 2025Feel like you're on vacation every day at this spacious 2-bedroom, 2-bath condo in the Harbour Club community on the shores of beautiful Bangs Lake. This prime location offers easy access to the private beach and pool, perfect for relaxing or entertaining. The master bedroom features a walk-in closet, a full bath, and direct access to the private patio with peek-a-boo lake views - the ideal spot for morning coffee or evening sunsets. The inviting living room also provides patio access and boasts built-in cabinetry and a cozy wood-burning fireplace, adding warmth and charm to the space. Enjoy a bright and cheerful eat-in kitchen with room for a breakfast table, plus a dedicated dining space for more formal gatherings or flexible home office use. The second bedroom is spacious and there is another full bath. The Harbour Club community offers an array of amenities, including a private beach, in-ground pool, clubhouse, rec room, boat slips available for rent and more - creating a true resort-style living experience. You'll enjoy lakeside living year-round, including fabulous views of Wauconda's 4th of July fireworks and the annual ice fishing derby. Conveniently located within walking distance to downtown Wauconda, where you'll find a vibrant mix of restaurants, shops, coffee spots, and local favorites. Plus, it's close to schools, parks, and the library. Don't miss this opportunity to live in a community that truly has it all. Schedule your private showing today!
Last Agent to Sell the Property
Lakes Realty Group License #471000052 Listed on: 05/07/2025
Last Buyer's Agent
Berkshire Hathaway HomeServices Starck Real Estate License #475178746
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,077
Year Built
- Built in 1974
Lot Details
- Lake Front
- End Unit
HOA Fees
- $638 Monthly HOA Fees
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Asphalt Roof
Interior Spaces
- 1,102 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Window Screens
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Combination Dining and Living Room
- Intercom
- Dishwasher
- Laundry Room
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 2 Full Bathrooms
Parking
- 1 Parking Space
- Driveway
- Parking Included in Price
- Assigned Parking
Outdoor Features
- In Ground Pool
- Beach Access
- Tideland Water Rights
- Boat Slip
- Patio
Utilities
- Heating System Uses Steam
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include heat, air conditioning, water, parking, insurance, clubhouse, exterior maintenance, lawn care, scavenger, snow removal, lake rights
- 20 Units
- Jodi Kraval Association, Phone Number (847) 259-1331
- Harbour Club Subdivision
- Property managed by Harbour Club/McGill
Amenities
- Clubhouse
- Party Room
- Coin Laundry
- Elevator
- Community Storage Space
Recreation
- Boat Dock
- Community Pool
Pet Policy
- Cats Allowed
Security
- Resident Manager or Management On Site
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 7, 2025
Closed on
Jul 7, 2025
Sold by
Bedgood Elizabeth and Hernandez Elizabeth
Bought by
Pedersen Nada
Seller's Agent
Patricia Smarto
Lakes Realty Group
Buyer's Agent
Karen Czarny
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$177,000
Sold Price
$180,000
Premium/Discount to List
$3,000
1.69%
Total Days on Market
25
Views
136
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.26%
Purchase Details
Closed on
Jan 21, 2008
Sold by
Bedgood Elizabeth and Reinert Daniel P
Bought by
Bedgood Elizabeth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,350
Interest Rate
6.22%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 30, 2003
Sold by
Mitchell Douglas A
Bought by
Reinert Daniel P and Bedgood Elizabeth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
6.03%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 5, 1998
Sold by
Pittman Clyde J and Pittman Linda M
Bought by
Mitchell Douglas A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $180,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $130,000 | -- | |
| Warranty Deed | $82,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $100,350 | New Conventional | |
| Previous Owner | $104,000 | Purchase Money Mortgage | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $20,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/09/2025 07/09/25 | Sold | $180,000 | +1.7% | $163 / Sq Ft |
| 06/01/2025 06/01/25 | Pending | -- | -- | -- |
| 05/07/2025 05/07/25 | For Sale | $177,000 | -- | $161 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,039 | $42,587 | $4,260 | $38,327 |
| 2023 | $3,039 | $38,928 | $3,894 | $35,034 |
| 2022 | $3,496 | $38,037 | $4,157 | $33,880 |
| 2021 | $3,436 | $37,042 | $3,928 | $33,114 |
| 2020 | $3,648 | $38,329 | $3,744 | $34,585 |
| 2019 | $3,470 | $38,524 | $3,538 | $34,986 |
| 2018 | $2,225 | $25,378 | $3,808 | $21,570 |
| 2017 | $2,220 | $25,085 | $3,764 | $21,321 |
| 2016 | $2,058 | $23,754 | $3,564 | $20,190 |
| 2015 | $1,890 | $21,807 | $3,272 | $18,535 |
| 2014 | $1,274 | $19,645 | $3,438 | $16,207 |
| 2012 | $1,282 | $16,914 | $3,290 | $13,624 |
Source: Public Records
Agents Affiliated with this Home
-
Patricia Smarto
-
Karen Czarny
Buyer's Agent in 2025
Karen Czarny
Berkshire Hathaway HomeServices Starck Real Estate
(847) 354-8941
1 in this area
146 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12358868
APN: 09-26-204-122
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