Seller's Agent in 2025
Pam Terry
EXP Realty, LLC
(301) 697-1442
356 Total Sales
440 N Mechanic St Cumberland, MD 21502
--
Bed
--
Bath
1,250
Sq Ft
1,400
Sq Ft Lot
Highlights
- City View
- Transitional Architecture
- Property is in very good condition
- Cash Valley Elementary School Rated 9+
- Electric Baseboard Heater
About This Home
As of September 2025Turnkey Investment Opportunity in the Heart of Cumberland! Fully Renovated! Located just minutes from downtown Cumberland, this property offers quick access to shopping, dining, and local amenities. Both units include appliances that convey, and the building features on and off-street parking, an unfinished basement for extra storage, and a small, fenced-in rear yard—ideal for pets or a private garden. This charming brick duplex offers two stylish 1-bedroom units—one up, one down—perfect for owner-occupants, investors, or house hackers. Each unit has been thoughtfully updated from top to bottom, delivering modern comfort with classic appeal. Call today to schedule a private showing! Currently rented for $900 and $850 per month. Tenants pay their own electric. Whether you're expanding your portfolio or seeking a low-maintenance income property, this turnkey duplex is a smart and stylish buy. Opportunities like this don’t last long! Seller will consider a package deal with other properties available for sale which include: MDAL2012472, MDAL2012546
Last Agent to Sell the Property
(301) 697-1442 pamterry1971@gmail.com EXP Realty, LLC Listed on: 07/30/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $610
Year Built
- Built in 1900
Lot Details
- 1,400 Sq Ft Lot
- Property is in very good condition
Property Views
- City
- Mountain
Home Design
- Duplex
- Transitional Architecture
- Brick Exterior Construction
- Block Foundation
- Stone Foundation
- Built-Up Roof
Interior Spaces
- 1,250 Sq Ft Home
- Laminate Flooring
Utilities
- Electric Baseboard Heater
- 220 Volts
- Natural Gas Water Heater
Community Details
- 2 Units
- 2-Story Building
Listing and Financial Details
- Assessor Parcel Number 0105021782
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 30, 2025
Closed on
Sep 23, 2025
Sold by
Tyrrell Andrew and Tyrrell Julide
Bought by
Shircliff Commerical Real Estate Llc
Seller's Agent
Pam Terry
EXP Realty, LLC
Buyer's Agent
Stephen MacGray
Charis Realty Group
List Price
$125,000
Sold Price
$115,000
Premium/Discount to List
-$10,000
-8%
Views
11
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-48.31%
Original Mortgage
$92,000
Outstanding Balance
$91,918
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$7,543
Purchase Details
Listed on
Feb 8, 2023
Closed on
Jul 10, 2023
Sold by
Barnhart Real Estate Investment Group Ll
Bought by
Tyrrell Andrew J and Tyrrell Julide H
Seller's Agent
Heather Brailer
Charis Realty Group
Buyer's Agent
Kent Lowe
Compass
List Price
$74,000
Sold Price
$45,000
Premium/Discount to List
-$29,000
-39.19%
Views
334
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
53.49%
Purchase Details
Listed on
Feb 18, 2022
Closed on
Mar 9, 2022
Sold by
Buser Garrett W
Bought by
Barnhart Real Estate Investment Group Llc
Seller's Agent
Seth Loar
Coldwell Banker Premier
Buyer's Agent
Destiny Hair
Better Homes & Gardens Real Estate Old Line Group
List Price
$29,900
Sold Price
$30,000
Premium/Discount to List
$100
0.33%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
35.34%
Purchase Details
Listed on
Jul 14, 2020
Closed on
Aug 12, 2020
Sold by
Arnold Hugh and Harris Joel Taylor
Bought by
Buser Garrett W
Seller's Agent
Seth Loar
Coldwell Banker Premier
Buyer's Agent
Seth Loar
Coldwell Banker Premier
List Price
$29,000
Sold Price
$25,500
Premium/Discount to List
-$3,500
-12.07%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.91%
Purchase Details
Closed on
Nov 4, 2015
Sold by
Arnold Hugh
Bought by
Arnold Hugh and Harris Joel Taylor
Purchase Details
Closed on
Aug 17, 2007
Sold by
Robinson Emma J
Bought by
Arnold Hugh
Purchase Details
Closed on
Aug 13, 2007
Sold by
Robinson Emma J
Bought by
Arnold Hugh
Purchase Details
Closed on
Aug 3, 1995
Sold by
Maley Saundra R
Bought by
Robinson Emma J
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $115,000 | None Listed On Document | |
| Deed | $45,000 | Ratified Title | |
| Deed | $45,000 | Ratified Title | |
| Deed | $30,000 | None Listed On Document | |
| Deed | $25,500 | None Available | |
| Interfamily Deed Transfer | -- | Attorney | |
| Deed | $75,000 | -- | |
| Deed | $75,000 | -- | |
| Deed | $22,500 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $92,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/19/2025 09/19/25 | Sold | $115,000 | -8.0% | $92 / Sq Ft | |
| 07/30/2025 07/30/25 | For Sale | $125,000 | +177.8% | $100 / Sq Ft | |
| 07/12/2023 07/12/23 | Sold | $45,000 | -25.0% | $36 / Sq Ft | View Prior Sale |
| 06/13/2023 06/13/23 | Price Changed | $60,000 | -7.7% | $48 / Sq Ft | |
| 05/18/2023 05/18/23 | Price Changed | $65,000 | -12.2% | $52 / Sq Ft | |
| 05/06/2023 05/06/23 | For Sale | $74,000 | 0.0% | $59 / Sq Ft | |
| 04/16/2023 04/16/23 | Pending | -- | -- | -- | |
| 03/03/2023 03/03/23 | Price Changed | $74,000 | -7.5% | $59 / Sq Ft | |
| 02/08/2023 02/08/23 | For Sale | $80,000 | +166.7% | $64 / Sq Ft | |
| 03/09/2022 03/09/22 | Sold | $30,000 | +0.3% | $24 / Sq Ft | View Prior Sale |
| 02/23/2022 02/23/22 | Pending | -- | -- | -- | |
| 02/18/2022 02/18/22 | For Sale | $29,900 | +17.3% | $24 / Sq Ft | |
| 08/12/2020 08/12/20 | Sold | $25,500 | -12.1% | $20 / Sq Ft | View Prior Sale |
| 07/25/2020 07/25/20 | Pending | -- | -- | -- | |
| 07/14/2020 07/14/20 | For Sale | $29,000 | -- | $23 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $343 | $37,400 | $0 | $0 |
| 2024 | $292 | $31,200 | $0 | $0 |
| 2023 | $233 | $25,000 | $6,000 | $19,000 |
| 2022 | $232 | $25,000 | $6,000 | $19,000 |
| 2021 | $234 | $25,000 | $6,000 | $19,000 |
| 2020 | $606 | $65,300 | $6,000 | $59,300 |
| 2019 | $607 | $65,000 | $0 | $0 |
| 2018 | $610 | $64,700 | $0 | $0 |
| 2017 | $590 | $64,400 | $0 | $0 |
| 2016 | $596 | $62,233 | $0 | $0 |
| 2015 | $559 | $60,067 | $0 | $0 |
| 2014 | $559 | $57,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Pam Terry
-
Stephen MacGray
Buyer's Agent in 2025
Stephen MacGray
Charis Realty Group
(301) 707-8888
342 Total Sales
-
Heather Brailer
Seller's Agent in 2023
Heather Brailer
Charis Realty Group
(301) 991-2528
118 Total Sales
-
Kent Lowe
Buyer's Agent in 2023
Kent Lowe
Compass
(703) 574-3486
21 Total Sales
-
Seth Loar
Seller's Agent in 2022
Seth Loar
Coldwell Banker Premier
(301) 876-0676
314 Total Sales
-
Destiny Hair
Buyer's Agent in 2022
Destiny Hair
Better Homes & Gardens Real Estate Old Line Group
(240) 362-4717
122 Total Sales
Map
Source: Bright MLS
MLS Number: MDAL2012462
APN: 05-021782
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