$125,000
UNDER CONTRACT

440 N Mechanic St Cumberland, MD 21502

Estimated payment $731/month

Total Views 4,186
-- Bed
-- Bath
1,250 Sq Ft
$100 Price per Sq Ft

Highlights

  • City View
  • Transitional Architecture
  • Property is in very good condition
  • Cash Valley Elementary School Rated 9+
  • Electric Baseboard Heater

About This Home

Turnkey Investment Opportunity in the Heart of Cumberland! Fully Renovated! Located just minutes from downtown Cumberland, this property offers quick access to shopping, dining, and local amenities. Both units include appliances that convey, and the building features on and off-street parking, an unfinished basement for extra storage, and a small, fenced-in rear yard—ideal for pets or a private garden. This charming brick duplex offers two stylish 1-bedroom units—one up, one down—perfect for owner-occupants, investors, or house hackers. Each unit has been thoughtfully updated from top to bottom, delivering modern comfort with classic appeal. Call today to schedule a private showing! Currently rented for $900 and $850 per month. Tenants pay their own electric. Whether you're expanding your portfolio or seeking a low-maintenance income property, this turnkey duplex is a smart and stylish buy. Opportunities like this don’t last long! Seller will consider a package deal with other properties available for sale which include: MDAL2012472, MDAL2012546

Listing Agent

Pam Terry

EXP Realty, LLC Listed on: 07/30/2025

EXP Realty, LLC

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $610

Year Built

  • Built in 1900

Lot Details

  • 1,400 Sq Ft Lot
  • Property is in very good condition

Property Views

  • City
  • Mountain

Home Design

  • Duplex
  • Transitional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Stone Foundation
  • Built-Up Roof

Interior Spaces

  • 1,250 Sq Ft Home
  • Laminate Flooring

Utilities

  • Electric Baseboard Heater
  • 220 Volts
  • Natural Gas Water Heater

Community Details

  • 2 Units
  • 2-Story Building

Listing and Financial Details

  • Assessor Parcel Number 0105021782

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$610

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Multi-Family
  • Property Sub Type: Duplex
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Transitional
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Year Built: 1900
  • Automatically Close On Close Date: No
  • Remarks Public: 🔥 Turnkey Investment Opportunity in the Heart of Cumberland! 🔥Fully Renovated! Located just minutes from downtown Cumberland, this property offers quick access to shopping, dining, and local amenities. Both units include appliances that convey, and the building features on and off-street parking, an unfinished basement for extra storage, and a small, fenced-in rear yard—ideal for pets or a private garden. This charming brick duplex offers two stylish 1-bedroom units—one up, one down—perfect for owner-occupants, investors, or house hackers. Each unit has been thoughtfully updated from top to bottom, delivering modern comfort with classic appeal. Call today to schedule a private showing! Currently rented for $900 and $850 per month. Tenants pay their own electric. Whether you're expanding your portfolio or seeking a low-maintenance income property, this turnkey duplex is a smart and stylish buy. Opportunities like this don’t last long! Seller will consider a package deal with other properties available for sale which include: MDAL2012472, MDAL2012546
  • Special Features: UnderContract

Interior Features

  • Flooring Type: Laminate Plank
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block, Stone
  • Total Sq Ft: 1250
  • Living Area Sq Ft: 1250
  • Price Per Sq Ft: 100.00
  • Above Grade Finished Sq Ft: 1250
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 440

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Brick
  • Roof: Built-Up
  • View: City, Mountain, Street
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: No
  • Electric Service: 220 Volts
  • Heating Fuel: Electric, Natural Gas
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.03
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1400.00
  • Property Condition: Very Good
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 610.00
  • Assessor Parcel Number: 0105021782
  • Tax Year: 2018

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $292 $37,400 $0 $0
2024 $292 $31,200 $0 $0
2023 $233 $25,000 $6,000 $19,000
2022 $232 $25,000 $6,000 $19,000
2021 $234 $25,000 $6,000 $19,000
2020 $606 $65,300 $6,000 $59,300
2019 $607 $65,000 $0 $0
2018 $610 $64,700 $0 $0
2017 $590 $64,400 $0 $0
2016 $596 $62,233 $0 $0
2015 $559 $60,067 $0 $0
2014 $559 $57,900 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2025 07/30/25 For Sale $125,000 +177.8% $100 / Sq Ft
07/12/2023 07/12/23 Sold $45,000 -25.0% $36 / Sq Ft
06/13/2023 06/13/23 Price Changed $60,000 -7.7% $48 / Sq Ft
05/18/2023 05/18/23 Price Changed $65,000 -12.2% $52 / Sq Ft
05/06/2023 05/06/23 For Sale $74,000 0.0% $59 / Sq Ft
04/16/2023 04/16/23 Pending -- -- --
03/03/2023 03/03/23 Price Changed $74,000 -7.5% $59 / Sq Ft
02/08/2023 02/08/23 For Sale $80,000 +166.7% $64 / Sq Ft
03/09/2022 03/09/22 Sold $30,000 +0.3% $24 / Sq Ft
02/23/2022 02/23/22 Pending -- -- --
02/18/2022 02/18/22 For Sale $29,900 +17.3% $24 / Sq Ft
08/12/2020 08/12/20 Sold $25,500 -12.1% $20 / Sq Ft
07/25/2020 07/25/20 Pending -- -- --
07/14/2020 07/14/20 For Sale $29,000 -- $23 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $45,000 Ratified Title
Deed $30,000 None Listed On Document
Deed $25,500 None Available
Interfamily Deed Transfer -- Attorney
Deed $75,000 --
Deed $75,000 --
Deed $22,500 --
Deed -- --
Source: Public Records

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Source: Bright MLS

MLS Number: MDAL2012462

Bright MLS

APN: 05-021782