$1,000,000
SOLD OCT 30, 2025

440 NW Riverfront St Bend, OR 97703

Old Bend Neighborhood
4 Beds
3 Baths
1,753 Sq Ft
2,614 Sq Ft

Recently Sold

$570 Per Sq Ft

16% Below List Price

48 Days on Market

Highlights

  • Spa
  • Open Floorplan
  • Covered Deck
  • William E. Miller Elementary School Rated A-
  • Craftsman Architecture
  • 5-minute walk to Columbia Park

About This Home

As of October 2025

Live in the heart of Bend with timeless charm and modern upgrades, perfectly located between Drake Park and Miller's Landing, a short distance from the Old Mill District, breweries, and downtown dining. Light-filled rooms and an open layout create a welcoming flow. Gather by the fireplace, enjoy the stylish wet bar, or cook in the chef's kitchen with island, granite counters, and premium appliances. Updated comforts make this home move-in ready: new roof (2023), fresh exterior paint, a walk-out deck off the primary suite, and a fully owned 6.3 kW solar system that cuts utility costs.Embrace Bend's indoor-outdoor lifestyle: mornings on the covered porch, evenings grilling or soaking in the hot tub, nights on the upper deck with sunsets and stars. With versatile storage, workshop space, carport, and thoughtful details, this home blends character, location, and sustainability.''

Last Agent to Sell the Property

Sharon Hammons

Stellar Realty Northwest License #201242071 Listed on: 08/26/2025

Last Buyer's Agent

Karen Maddox

Works Real Estate License #201258985

Works Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,639

Year Built

  • Built in 1920

Lot Details

  • 2,614 Sq Ft Lot
  • Fenced
  • Drip System Landscaping
  • Native Plants
  • Front and Back Yard Sprinklers
  • Garden
  • Zoning described as RM

Property Views

  • Territorial
  • Neighborhood

Home Design

  • Craftsman Architecture
  • Northwest Architecture
  • Stem Wall Foundation
  • Frame Construction
  • Composition Roof
  • Concrete Siding

Interior Spaces

  • 1,753 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Awning
  • Vinyl Clad Windows
  • Bay Window
  • Great Room with Fireplace
  • Partial Basement
  • Washer

Kitchen

  • Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Linen Closet
  • 3 Full Bathrooms
  • Soaking Tub
  • Bathtub with Shower
  • Bathtub Includes Tile Surround

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • No Garage
  • On-Street Parking
  • Parking Permit Required

Eco-Friendly Details

  • Solar Heating System
  • Smart Irrigation

Outdoor Features

  • Spa
  • Courtyard
  • Covered Deck
  • Enclosed Patio or Porch
  • Fire Pit

Schools

  • William E Miller Elementary School
  • Cascade Middle School
  • Summit High School

Utilities

  • Ductless Heating Or Cooling System
  • Cooling System Mounted To A Wall/Window
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • Water Purifier

Listing and Financial Details

  • No Short Term Rentals Allowed
  • Legal Lot and Block 1600 / 3
  • Assessor Parcel Number 104066

Community Details

Overview

  • No Home Owners Association
  • Mill Addition Subdivision
  • Property is near a preserve or public land

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,639

Year Built

Built in 1920

Lot Details

2,614 Sq Ft Lot

Listing Details

  • Architectural Style: Craftsman, Northwest
  • Garage Yn: No
  • Unit Levels: Two
  • Lot Size Acres: 0.06
  • Prop. Type: Residential
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Paved
  • Subdivision Name: Mill Addition
  • Year Built: 1920
  • Co List Office Phone: 541-508-3148
  • MLS Status: Closed
  • General Property Information Audio Surveillance on Premises YN: No
  • General Property Information Accessory Dwelling Unit YN: No
  • Special Features: None

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator, Tankless Water Heater, Washer, Water Heater, Water Purifier
  • Has Basement: Partial
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Great Room
  • Flooring: Hardwood, Laminate, Tile, Vinyl
  • Interior Amenities: Built-in Features, Ceiling Fan(s), Granite Counters, Kitchen Island, Open Floorplan, Soaking Tub, Vaulted Ceiling(s), Wet Bar, Solid Surface Counters, Linen Closet, Shower/Tub Combo, Tile Shower, High Speed Internet
  • Window Features: Bay Window(s), Double Pane Windows, Vinyl Frames
  • Fireplace: Yes

Exterior Features

  • Common Walls: No Common Walls
  • Construction Type: Frame, Concrete
  • Exterior Features: Courtyard, Fire Pit, Spa/Hot Tub
  • Foundation Details: Stemwall
  • Lot Features: Garden, Landscaped, Native Plants, Sprinklers In Front, Sprinklers In Rear, Smart Irrigation, Sprinkler Timer(s), Xeriscape Landscape, Drip System, Fenced
  • Roof: Composition
  • View: Territorial, Neighborhood
  • Horse: No
  • Patio And Porch Features: Deck, Patio, Awning(s), Covered, Enclosed, Front Porch, Porch, Side Porch, Covered Deck

Garage/Parking

  • Parking Features: No Garage, On Street, Other, Permit Required
  • Attached Garage: No

Utilities

  • Cooling: Wall/Window Unit(s), Other
  • Heating: Ductless, Electric, Forced Air, Natural Gas, Solar
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • HeatingYN: Yes

Condo/Co-op/Association

  • Association: No
  • Community Features: Park, Access to Public Lands, Short Term Rentals Not Allowed
  • Senior Community: No

Schools

  • Elementary School: William E Miller Elem
  • High School: Summit High
  • Middle Or Junior School: Cascade Middle

Lot Info

  • Additional Parcels: No
  • Lot Size Sq Ft: 2613.6
  • Parcel #: 104066
  • ResoLotSizeUnits: Acres
  • Zoning Description: RM

Tax Info

  • Tax Annual Amount: 4638.61
  • Tax Block: 3
  • Tax Lot: 1600
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2025
Closed on
Oct 24, 2025
Sold by
Andrews Cecily J and Andrews Robert
Bought by
Ryan J Miller Separate Property Trust and James Miller Separate Property Trust
Seller's Agent
Sharon Hammons
Stellar Realty Northwest
Buyer's Agent
Karen Maddox
Works Real Estate
List Price
$1,197,000
Sold Price
$1,000,000
Premium/Discount to List
-$197,000
-16.46%
Views
57
Current Estimated Value
$1,005,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,000
Avg. Annual Appreciation
1.52%

Purchase Details

Closed on
Jul 14, 2025
Sold by
Cecily Andrews & Robert Andrews 2024 Tru and Andrews Cecily
Bought by
Andrews Cecily J and Andrews Robert

Purchase Details

Closed on
May 10, 2024
Sold by
Franklin Jonathan T and Franklin Cynthia W
Bought by
Cecily Andrews & Robert Andrews 2024 Trust and Andrews

Purchase Details

Closed on
Sep 29, 2021
Sold by
Franklin Jonathan T and Franklin Cynthia W
Bought by
Franklin Jonathan T and Franklin Cynthia W

Purchase Details

Listed on
Sep 4, 2020
Closed on
Sep 30, 2020
Sold by
Clohesey Kevin E and Kevin E Clohesey Trust
Bought by
Franklin Jonathan T and Franklin Cynthia W
Seller's Agent
Jodell Born
Cascade Hasson SIR
Buyer's Agent
Leslie Wegmet
Berkshire Hathaway HomeService
List Price
$774,900
Sold Price
$770,000
Premium/Discount to List
-$4,900
-0.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.05%

Purchase Details

Closed on
Sep 12, 2016
Sold by
Clohesey Kevin E
Bought by
Clohesey Kevin E and The Kevin E Clohesey Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,000,000 Western Title
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Interfamily Deed Transfer -- None Available
Warranty Deed $770,000 First American Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/30/2025 10/30/25 Sold $1,000,000 -9.0% $570 / Sq Ft
10/13/2025 10/13/25 Pending -- -- --
09/26/2025 09/26/25 Price Changed $1,099,000 -8.2% $627 / Sq Ft
08/26/2025 08/26/25 For Sale $1,197,000 +55.5% $683 / Sq Ft
09/30/2020 09/30/20 Sold $770,000 -0.6% $439 / Sq Ft View Prior Sale
09/16/2020 09/16/20 Pending -- -- --
09/01/2020 09/01/20 For Sale $774,900 -- $442 / Sq Ft
Source: Oregon Datashare

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,821 $285,350 -- --
2024 $4,639 $277,040 -- --
2023 $4,300 $268,980 $0 $0
2022 $4,012 $253,550 $0 $0
2021 $4,018 $246,170 $0 $0
2020 $3,812 $246,170 $0 $0
2019 $3,706 $239,000 $0 $0
2018 $3,601 $232,040 $0 $0
2017 $3,402 $219,230 $0 $0
2016 $3,244 $212,850 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2025

    Sharon Hammons

    Stellar Realty Northwest

    (206) 351-3922

    3 in this area

    47 Total Sales

    Sharon Hammons
    Section Image

  • K

    Buyer's Agent in 2025

    Karen Maddox

    Works Real Estate

    (503) 956-3477

    1 in this area

    1 Total Sale

    Karen Maddox
    Section Image

  • J

    Seller's Agent in 2020

    Jodell Born

    Cascade Hasson SIR

    (541) 420-5886

    3 in this area

    48 Total Sales

    Jodell Born
    Section Image
  • Leslie Wegmet

    Buyer's Agent in 2020

    Leslie Wegmet

    Berkshire Hathaway HomeService

    (541) 527-2030

    1 in this area

    96 Total Sales

    Leslie Wegmet
    Section Image

  • R

    Buyer Co-Listing Agent in 2020

    Raechelle Boddy

See All Agents

Map

Source: Oregon Datashare

MLS Number: 220208280

Oregon Datashare

APN: 104066

Oregon Deschutes County Bend 97703 Old Bend

440 NW Riverfront St, Bend, OR

Sold

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Oregon Datashare © 2026 Oregon Datashare (KCAR | MLSCO | SOMLS). All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Oregon Datashare. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. The consumer will not copy, retransmit nor redistribute any of the content from this website. Information provided is deemed reliable, but not guaranteed.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.