$1,000,000
SOLD OCT 30, 2025

440 NW Riverfront St Bend, OR 97703

Old Bend Neighborhood
4 Beds
3 Baths
1,753 Sq Ft
2,614 Sq Ft Lot

Recently Sold

$570 Per Sq Ft

16% Below List Price

48 Days on Market

Highlights

  • Spa
  • Open Floorplan
  • Covered Deck
  • William E. Miller Elementary School Rated A-
  • Craftsman Architecture
  • 5-minute walk to Columbia Park

About This Home

As of October 2025

Live in the heart of Bend with timeless charm and modern upgrades, perfectly located between Drake Park and Miller's Landing, a short distance from the Old Mill District, breweries, and downtown dining. Light-filled rooms and an open layout create a welcoming flow. Gather by the fireplace, enjoy the stylish wet bar, or cook in the chef's kitchen with island, granite counters, and premium appliances. Updated comforts make this home move-in ready: new roof (2023), fresh exterior paint, a walk-out deck off the primary suite, and a fully owned 6.3 kW solar system that cuts utility costs.Embrace Bend's indoor-outdoor lifestyle: mornings on the covered porch, evenings grilling or soaking in the hot tub, nights on the upper deck with sunsets and stars. With versatile storage, workshop space, carport, and thoughtful details, this home blends character, location, and sustainability.''

Last Agent to Sell the Property

Sharon Hammons

Stellar Realty Northwest License #201242071 Listed on: 08/26/2025

Last Buyer's Agent

Karen Maddox

Works Real Estate License #201258985

Works Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,639

Year Built

  • Built in 1920

Lot Details

  • 2,614 Sq Ft Lot
  • Fenced
  • Drip System Landscaping
  • Native Plants
  • Front and Back Yard Sprinklers
  • Garden
  • Property is zoned RM, RM

Property Views

  • Territorial
  • Neighborhood

Home Design

  • Craftsman Architecture
  • Northwest Architecture
  • Stem Wall Foundation
  • Frame Construction
  • Composition Roof
  • Concrete Siding

Interior Spaces

  • 1,753 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Double Pane Windows
  • Awning
  • Vinyl Clad Windows
  • Bay Window
  • Mud Room
  • Great Room with Fireplace
  • Dining Room
  • Home Office
  • Partial Basement

Kitchen

  • Eat-In Kitchen
  • Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Linen Closet
  • 3 Full Bathrooms
  • Soaking Tub
  • Bathtub with Shower
  • Bathtub Includes Tile Surround

Laundry

  • Laundry Room
  • Washer

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • No Garage
  • On-Street Parking
  • Parking Permit Required

Eco-Friendly Details

  • Solar owned by seller
  • Solar Heating System
  • Smart Irrigation

Outdoor Features

  • Spa
  • Courtyard
  • Covered Deck
  • Enclosed Patio or Porch
  • Fire Pit

Schools

  • William E Miller Elementary School
  • Cascade Middle School
  • Summit High School

Utilities

  • Ductless Heating Or Cooling System
  • Cooling System Mounted To A Wall/Window
  • Forced Air Heating System
  • Space Heater
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Tankless Water Heater
  • Water Purifier
  • Fiber Optics Available
  • Cable TV Available

Listing and Financial Details

  • No Short Term Rentals Allowed
  • Legal Lot and Block 1600 / 3
  • Assessor Parcel Number 104066

Community Details

Overview

  • No Home Owners Association
  • Mill Addition Subdivision
  • Property is near a preserve or public land

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,639

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Architectural Style: Craftsman, Northwest
  • Garage Yn: No
  • Unit Levels: Two
  • Lot Size Acres: 0.06
  • Prop. Type: Residential
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Paved
  • Subdivision Name: Mill Addition
  • Year Built: 1920
  • Co List Office Phone: 541-508-3148
  • MLS Status: Closed
  • General Property Information Elementary School: William E Miller Elem
  • General Property Information Middle Or Junior School: Cascade Middle
  • General Property Information High School: Summit High
  • General Property Information:Zoning2: RM
  • General Property Information Senior Community YN: No
  • General Property Information Horse Property YN: No
  • General Property Information Audio Surveillance on Premises YN: No
  • Road Surface Type:Paved: Yes
  • View Neighborhood: Yes
  • View Territorial: Yes
  • Community Features Short Term Rentals Not Allowed: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Fiber Optics Available: Yes
  • Water Source:Public: Yes
  • Location Tax and Legal:Tax Lot: 1600
  • General Property Information Accessory Dwelling Unit YN: No
  • General Property Information New Construction YN: No
  • Appliances Refrigerators: Yes
  • Location Tax and Legal:Tax Block: 3
  • Appliances Microwave: Yes
  • Washers: Yes
  • Common Walls:No Common Walls: Yes
  • Flooring Laminate: Yes
  • Flooring:Tile: Yes
  • Security Features:Carbon Monoxide Detector(s): Yes
  • Security Features:Smoke Detector(s): Yes
  • Rooms:Kitchen: Yes
  • Rooms:Laundry: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Vinyl: Yes
  • Levels:Two: Yes
  • Lot Features Drip System: Yes
  • Lot Features Sprinkler Timer(s): Yes
  • Roof:Composition: Yes
  • Rooms:Office2: Yes
  • Architectural Style Northwest: Yes
  • Rooms Eating Area: Yes
  • Rooms:Great Room2: Yes
  • Utilities:Natural Gas Connected: Yes
  • Architectural Style Craftsman: Yes
  • Utilities Cable Connected: Yes
  • Lot Features Xeriscape Landscape: Yes
  • Power Production Solar Owned: Yes
  • Heating Free-Standing: Yes
  • Lot Features Smart Irrigation: Yes
  • Special Features: None

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator, Tankless Water Heater, Washer, Water Heater, Water Purifier
  • Has Basement: Partial
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas, Great Room
  • Flooring: Hardwood, Laminate, Tile, Vinyl
  • Interior Amenities: Built-in Features, Ceiling Fan(s), Granite Counters, Kitchen Island, Linen Closet, Open Floorplan, Shower/Tub Combo, Soaking Tub, Solid Surface Counters, Tile Shower, Vaulted Ceiling(s), Wet Bar
  • Window Features: Bay Window(s), Double Pane Windows, Vinyl Frames
  • Fireplace: Yes
  • Community Features:Park2: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Appliances:Water Purifier: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Oven: Yes
  • Fireplace Features:Gas: Yes
  • Fireplace Features:Great Room: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features ShowerTub Combo: Yes
  • Interior Features:Ceiling Fans: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Solid Surface Counters: Yes
  • Other Rooms:Dining Room: Yes
  • Other Rooms:Mud Room: Yes
  • Appliances:Cooktop: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features Linen Closet: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Wet Bar: Yes
  • Interior Features:High Speed Internet: Yes
  • Appliances:Tankless Water Heater: Yes
  • Basement:Partial: Yes

Exterior Features

  • Common Walls: No Common Walls
  • Construction Type: Concrete, Frame
  • Exterior Features: Courtyard, Fire Pit, Spa/Hot Tub
  • Foundation Details: Stemwall
  • Lot Features: Drip System, Fenced, Garden, Landscaped, Native Plants, Smart Irrigation, Sprinkler Timer(s), Sprinklers In Front, Sprinklers In Rear, Xeriscape Landscape
  • Roof: Composition
  • View: Neighborhood, Territorial
  • Horse: No
  • Patio And Porch Features: Awning(s), Covered, Covered Deck, Deck, Enclosed, Front Porch, Patio, Porch, Side Porch
  • Lot Features:Fenced: Yes
  • Window Features:Vinyl Frames: Yes
  • Exterior Features:Fire Pit: Yes
  • Construction Materials:Frame: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Native Plants: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Window Features:Double Pane Windows: Yes
  • Lot Features:Garden: Yes
  • Exterior Features:SpaHot Tub2: Yes
  • Construction Materials:Concrete3: Yes
  • Exterior Features:Courtyard: Yes
  • Rooms Enclosed PorchPatio: Yes
  • Window Features:Bay Window(s): Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features Covered: Yes
  • Patio and Porch Features Porch: Yes
  • Patio and Porch Features Front Porch: Yes
  • Patio and Porch Features Covered Deck: Yes
  • Patio and Porch Features Side Porch: Yes
  • Patio and Porch Features Enclosed: Yes
  • Patio and Porch Features Awning(s): Yes

Garage/Parking

  • Parking Features: No Garage, On Street, Permit Required, Other
  • Attached Garage: No
  • General Property Information:Garage YN: No
  • Parking Features:No Garage: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Permit Required: Yes

Utilities

  • Cooling: Wall/Window Unit(s), Other
  • Heating: Fireplace(s), Ductless, Electric, Forced Air, Natural Gas, Solar
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Heater: Yes
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes
  • Heating:Natural Gas: Yes
  • Heating:Ductless: Yes
  • Heating:Solar: Yes

Condo/Co-op/Association

  • Association: No
  • Community Features: Access to Public Lands, Park, Short Term Rentals Not Allowed
  • Senior Community: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: William E Miller Elem
  • High School: Summit High
  • Middle Or Junior School: Cascade Middle

Lot Info

  • Additional Parcels: No
  • Lot Size Sq Ft: 2613.6
  • Parcel #: 104066
  • ResoLotSizeUnits: Acres
  • Zoning Description: RM

Tax Info

  • Tax Annual Amount: 4638.61
  • Tax Block: 3
  • Tax Lot: 1600
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2025
Closed on
Oct 24, 2025
Sold by
Andrews Cecily J and Andrews Robert
Bought by
Ryan J Miller Separate Property Trust and James Miller Separate Property Trust
Seller's Agent
Sharon Hammons
Stellar Realty Northwest
Buyer's Agent
Karen Maddox
Works Real Estate
List Price
$1,197,000
Sold Price
$1,000,000
Premium/Discount to List
-$197,000
-16.46%
Views
57

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
74.72%

Purchase Details

Closed on
Jul 14, 2025
Sold by
Cecily Andrews & Robert Andrews 2024 Tru and Andrews Cecily
Bought by
Andrews Cecily J and Andrews Robert

Purchase Details

Closed on
May 10, 2024
Sold by
Franklin Jonathan T and Franklin Cynthia W
Bought by
Cecily Andrews & Robert Andrews 2024 Trust and Andrews

Purchase Details

Closed on
Sep 29, 2021
Sold by
Franklin Jonathan T and Franklin Cynthia W
Bought by
Franklin Jonathan T and Franklin Cynthia W

Purchase Details

Listed on
Sep 4, 2020
Closed on
Sep 30, 2020
Sold by
Clohesey Kevin E and Kevin E Clohesey Trust
Bought by
Franklin Jonathan T and Franklin Cynthia W
Seller's Agent
Jodell Born
Cascade Hasson SIR
Buyer's Agent
Leslie Wegmet
Berkshire Hathaway HomeService
List Price
$774,900
Sold Price
$770,000
Premium/Discount to List
-$4,900
-0.63%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.11%

Purchase Details

Closed on
Sep 12, 2016
Sold by
Clohesey Kevin E
Bought by
Clohesey Kevin E and The Kevin E Clohesey Trust
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,000,000 Western Title
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Warranty Deed -- None Listed On Document
Interfamily Deed Transfer -- None Available
Warranty Deed $770,000 First American Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/30/2025 10/30/25 Sold $1,000,000 -9.0% $570 / Sq Ft
10/13/2025 10/13/25 Pending -- -- --
09/26/2025 09/26/25 Price Changed $1,099,000 -8.2% $627 / Sq Ft
08/26/2025 08/26/25 For Sale $1,197,000 +55.5% $683 / Sq Ft
09/30/2020 09/30/20 Sold $770,000 -0.6% $439 / Sq Ft View Prior Sale
09/16/2020 09/16/20 Pending -- -- --
09/01/2020 09/01/20 For Sale $774,900 -- $442 / Sq Ft
Source: Oregon Datashare

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,821 $285,350 -- --
2024 $4,639 $277,040 -- --
2023 $4,300 $268,980 $0 $0
2022 $4,012 $253,550 $0 $0
2021 $4,018 $246,170 $0 $0
2020 $3,812 $246,170 $0 $0
2019 $3,706 $239,000 $0 $0
2018 $3,601 $232,040 $0 $0
2017 $3,402 $219,230 $0 $0
2016 $3,244 $212,850 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2025

    Sharon Hammons

    Stellar Realty Northwest

    (206) 351-3922

    3 in this area

    42 Total Sales

    Sharon Hammons
    Section Image

  • K

    Buyer's Agent in 2025

    Karen Maddox

    Works Real Estate

    (503) 956-3477

    1 in this area

    1 Total Sale

    Karen Maddox
    Section Image

  • J

    Seller's Agent in 2020

    Jodell Born

    Cascade Hasson SIR

    (541) 420-5886

    3 in this area

    48 Total Sales

    Jodell Born
    Section Image
  • Leslie Wegmet

    Buyer's Agent in 2020

    Leslie Wegmet

    Berkshire Hathaway HomeService

    (541) 527-2030

    1 in this area

    95 Total Sales

    Leslie Wegmet
    Section Image

  • R

    Buyer Co-Listing Agent in 2020

    Raechelle Boddy

See All Agents

Map

Source: Oregon Datashare

MLS Number: 220208280

Oregon Datashare

APN: 104066

Oregon Deschutes County Bend 97703 Old Bend

440 NW Riverfront St, Bend, OR

Sold

Detached

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