$1,245,000
SOLD JUL 21, 2025

440 O Fallon Ave Bellevue, KY 41073

5 Beds
5 Baths
4,272 Sq Ft
5,205 Sq Ft Lot

Recently Sold

$291 Per Sq Ft

11% Below List Price

85 Days on Market

Highlights

  • Eat-In Gourmet Kitchen
  • Deck
  • Wood Flooring
  • River View
  • Traditional Architecture
  • High Ceiling

About This Home

As of July 2025

BEST VIEW AVAILABLE- Welcome to 440 O'Fallon Ave, a stunning home offering multiple levels of living space & breathtaking 270-degree views of the Cincinnati skyline, Ohio River, and iconic bridges. Just 5 minutes from downtown Cincinnati, this Ashley-built gem blends modern luxury with old-world charm, situated in historic Bellevue, Southern Living named ''the most charming small town in Kentucky.'' The 4th floor is perfect for entertaining, with a gourmet kitchen, formal dining room, 2 studies, and living room with access to a covered deck with panoramic views that Wow everyone who enters. Other highlights include soaring high-volume ceilings bathed in crown molding, elegant built-ins, custom cabinetry, travertine flooring, quartz countertops, an irrigation system, and a lower-level family room, workout room, and deck. The home offers ample storage throughout. A wood-paneled elevator services every floor for easy access. Family & guests will feel right at home with two levels of living space, including a kitchen and laundry room, offering the perfect setup for privacy. This is ideal for visiting guests or as a spacious mother-in-law suite. Set up a showing today!

Last Agent to Sell the Property

Jason Asch

eXp Realty LLC License #194210 Listed on: 03/04/2025

eXp Realty LLC

Last Buyer's Agent

Meg Collier

Comey & Shepherd, Inc License #656019188

Comey & Shepherd, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,114

Year Built

  • Built in 2005

Lot Details

  • 5,205 Sq Ft Lot
  • Lot Dimensions are 55x105
  • Sloped Lot
  • Front Yard Sprinklers

HOA Fees

  • $47 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Property Views

  • River
  • City

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 4,272 Sq Ft Home
  • 3-Story Property
  • Wired For Sound
  • Built-In Features
  • Bookcases
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Awning
  • Insulated Windows
  • Window Treatments
  • Bay Window
  • Wood Frame Window
  • French Doors
  • Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • Home Gym

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Bar
  • Gas Cooktop
  • Microwave
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Dressing Area
  • Double Vanity
  • Soaking Tub
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on lower level
  • Laundry Chute
  • Electric Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Kitchen in Basement
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Grandview Elementary School
  • Bellevue High Middle School
  • Bellevue High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • Cable TV Available

Community Details

  • Association fees include association fees, maintenance structure
  • Ashley Builders Group Association, Phone Number (859) 341-0050
  • On-Site Maintenance

Listing and Financial Details

  • Assessor Parcel Number 999-99-07-628.07

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,114

Year Built

Built in 2005

Lot Details

0

HOA Fees

$47 per month

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.12
  • Year Built: 2005
  • Lot Size: 55x105
  • Ownership: Consumer
  • Directions: Fairfield Ave, to O Fallon home is located on the right.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Grandview Elementary
  • Location Tax Legal Info:Middle or Junior School: Bellevue High
  • Location Tax Legal Info:High School: Bellevue High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 55x105
  • General Property Description:Approx SqFt2: 4272.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.1195
  • General Property Description:Living Area: 4272.0
  • General Property Description:Lot Size Square Feet: 5205.0
  • Architecture:Traditional: Yes
  • Laundry Features:Upper Level: Yes
  • Location Tax Legal Info:Tax ID: 999-99-07-628.07
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Roof:Composition: Yes
  • General Property Description:Fireplaces Total: 1
  • Levels:Three Or More: Yes
  • View:City3: Yes
  • Laundry Features:Lower Level: Yes
  • Percent Basement Finished: Yes
  • Laundry Features:Laundry Chute: Yes
  • View:River: Yes
  • Electric 220 Volts: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Walk-In Closet(s), Pantry, Granite Counters, Entrance Foyer, Eat-in Kitchen, Double Vanity, Crown Molding, Bookcases, Built-in Features, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recessed Lighting, Wired for Sound
  • Basement: Kitchen, Finished, Walk-Out Access
  • Heating: Natural Gas, Forced Air
  • Levels: Three Or More
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Gas Cooktop, Microwave, Refrigerator
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 5
  • Door Features: French Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 4272.0
  • Window Features: Insulated Windows, Bay Window(s), Wood Frames
  • Appliances:Gas Cooktop: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Basement:Walk-Out Access7: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Interior Features:Crown Molding: Yes
  • Basement:Carpet Flooring7: Yes
  • Basement:Full Finished Half Bath: Yes
  • Fireplace Features:Gas: Yes
  • Interior Features:Recessed Lighting: Yes
  • Basement:Laminate Flooring8: Yes
  • Interior Features:Bookcases4: Yes
  • Interior Features:Wired for Sound: Yes
  • Basement:Kitchen: Yes
  • Basement:Luxury Vinyl Flooring2: Yes

Exterior Features

  • View: City, River
  • Roof: Composition, Shingle
  • Lot Features: Sloped, Sprinklers In Front
  • View: Yes
  • Construction Type: Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Covered, Deck
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Lot Features:Sloped: Yes
  • Window Features:Bay Window(s): Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Sprinklers In Front: Yes
  • Patio and Porch Features:Awning(s): Yes
  • Door Features:French Doors: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Chute, Lower Level, Upper Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts
  • Utilities: Cable Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Fee: 280.0
  • Association Fee Frequency: Semi-Annually
  • Association: Yes

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Ashley Builders Group
  • Association Information:Association Management Phone 1: (859) 341-0050
  • Association Information:Total Yearly Fees: 560.0
  • Association Fee Includes:Association Fees: Yes
  • Association Information:Association Fee: 280.0
  • Association Information:Association Fee Frequency: Semi-Annually
  • Association Fee Includes:Maintenance Structure: Yes

Fee Information

  • Association Fee Includes: Association Fees, Maintenance Structure

Schools

  • Elementary School: Grandview Elementary
  • Junior High Dist: Bellevue Indep
  • High School: Bellevue High
  • Middle Or Junior School: Bellevue High

Lot Info

  • Lot Size Sq Ft: 5205.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 4, 2025
Closed on
Jul 15, 2025
Sold by
Callaghan Sheila Kay and Callaghan Michael W
Bought by
Johnson Mary Beth and Sergiovanni John
Seller's Agent
Jason Asch
eXp Realty LLC
Buyer's Agent
Meg Collier
Comey & Shepherd, Inc
List Price
$1,395,000
Sold Price
$1,245,000
Premium/Discount to List
-$150,000
-10.75%
Views
140

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
185.73%

Purchase Details

Closed on
Dec 4, 2012
Sold by
Callaghan Sheila Kay and Callaghan Michael W
Bought by
Callaghan Sheila Kay and Callaghan Michael W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
3.44%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 30, 2003
Sold by
Citiview Llc
Bought by
Callaghan Sheila Kay
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,245,000 Lawyers Title
Warranty Deed $1,245,000 Lawyers Title
Interfamily Deed Transfer -- None Available
Deed $125,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $417,000 New Conventional
Previous Owner $450,000 Credit Line Revolving
Previous Owner $200,000 Credit Line Revolving
Previous Owner $300,000 Credit Line Revolving
Previous Owner $359,651 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2025 07/21/25 Sold $1,245,000 -10.8% $291 / Sq Ft
05/28/2025 05/28/25 Pending -- -- --
03/04/2025 03/04/25 For Sale $1,395,000 -- $327 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $13,114 $1,088,300 $140,600 $947,700
2023 $8,518 $608,000 $125,000 $483,000
2022 $8,138 $608,000 $125,000 $483,000
2021 $8,162 $608,000 $125,000 $483,000
2020 $7,552 $608,000 $125,000 $483,000
2019 $7,891 $608,000 $125,000 $483,000
2018 $7,459 $608,000 $125,000 $483,000
2017 $7,263 $608,000 $125,000 $483,000
2016 $7,017 $608,000 $0 $0
2015 $7,188 $608,000 $0 $0
2014 $6,982 $608,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 630330

Northern Kentucky Multiple Listing Service

APN: 999-99-07-628.07