NOT LISTED FOR SALE

440 Ramsgate Dr Maylene, AL 35114

Estimated Value: $429,000 - $487,000

5 Beds
3 Baths
3,285 Sq Ft
$139/Sq Ft Est. Value

Last Sold February 28, 2024

Last sale price $475,000 $145 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $2,579/month

37 Days on Market

Highlights

  • Sitting Area In Primary Bedroom
  • Covered Deck
  • Cathedral Ceiling
  • Thompson Intermediate School Rated A-
  • Outdoor Fireplace
  • Wood Flooring

About This Home

As of February 2024

Welcome home to 440 Ramsgate Dr. The interest rates have dropped and this is your opportunity. The castle entry door is one of the many features that sets this home above the rest. This is a spacious 5 BR, 3 full BA 3 car garage home. The main level boasts a large great room with a vaulted cathedral ceilings, and a fireplace. The kitchen is open with a large island with counter seating that houses the dishwasher, double stainless sink, spice cabinet and double garbage unit. The huge main level laundry room with porcelain flooring features additional storage and a utility sink. Large Primary Suite w/ trey ceilings and a spacious sitting area. The primary bath features a large soaker tub, dual vanities, separate shower and his and her walk-in-closets. The 2nd & 3rd BRs are located on the main level w/ a Jack-&-Jill BA with granite countertops and separate vanities. If you're looking for minimal yard maintenance with a large living space, this property is for you. Make an offer!!

Last Agent to Sell the Property

Anita Smith

Keller Williams Realty Vestavia Listed on: 12/14/2023

Keller Williams Realty Vestavia

Last Buyer's Agent

Courtney Higdon

ARC Realty Pelham Branch

ARC Realty Pelham Branch

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,815

Year Built

  • Built in 2017

Lot Details

  • 0.34 Acre Lot
  • Sprinkler System

Parking

  • 3 Car Attached Garage
  • 4 Carport Spaces
  • Basement Garage
  • Side Facing Garage
  • Driveway

Home Design

  • Split Foyer
  • Vinyl Siding
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 1-Story Property
  • Crown Molding
  • Smooth Ceilings
  • Cathedral Ceiling
  • Recessed Lighting
  • Ventless Fireplace
  • Gas Log Fireplace
  • Great Room with Fireplace
  • Dining Room
  • Den
  • Pull Down Stairs to Attic
  • Home Security System

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Warming Drawer
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Tile Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Stone
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Sitting Area In Primary Bedroom
  • 3 Full Bathrooms
  • Split Vanities
  • Garden Bath
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry
  • Laundry Chute
  • Washer and Electric Dryer Hookup

Basement

  • Basement Fills Entire Space Under The House
  • Stone or Rock in Basement
  • Natural lighting in basement

Outdoor Features

  • Covered Deck
  • Screened Deck
  • Covered Patio or Porch
  • Outdoor Fireplace

Schools

  • Creek View Elementary School
  • Thompson Middle School
  • Thompson High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Heating System Uses Gas
  • Underground Utilities
  • Electric Water Heater

Community Details

  • $10 Other Monthly Fees

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,815

Year Built

Built in 2017

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/21372816?w=PubMLS
  • Living Area: 2188
  • Legal Description: CEDAR GROVE AT STERLING GATE SEC 2 PH 12B
  • Intermed: THOMPSON
  • Number Levels: 1-Story
  • Property Type: Single Family
  • Termite Company Name: Cahaba Valley Termite
  • Termite Contract: Yes
  • Year Built Description: Existing
  • Year Built: 2017
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2017

Interior Features

  • Interior Amenities: Recess Lighting, Security System
  • Fireplace Details: Gas Starter, Tile (FIREPL), Ventless, Gas Logs
  • Fireplace Location: Great Room (FIREPL)
  • Fireplace Type: Gas (FIREPL)
  • Floors: Carpet, Hardwood, Stone Floor, Tile Floor
  • Number Fireplaces: 1
  • Bedroom/Bathroom Features: Garden Tub, Linen Closet, Separate Vanities, Sitting Area in Master
  • Bedrooms: 5
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Concatenated Rooms: |GreatRoom1|DiningRoom1|MasterBR1|MasterBath1|Kitchen1|Bedroom1|Bedroom1|FullBath1|Laundry1|Bedroom2|Bedroom2|FullBath2|Den2|
  • Room 1: Great Room, On Level: 1
  • Room 2: Dining Room, On Level: 1
  • Room 3: Master Bedroom, On Level: 1
  • Room 4: Master Bath, On Level: 1
  • Room 5: Kitchen, On Level: 1
  • Room 6: Bedroom, On Level: 1
  • Room 7: Bedroom, On Level: 1
  • Room 8: Full Bath, On Level: 1
  • Room 9: Laundry, On Level: 1
  • Room 10: Bedroom, On Level: 2
  • Room 11: Bedroom, On Level: 2
  • Room 12: Full Bath, On Level: 2
  • Room 13: Den/Family, On Level: 2
  • Rooms Level 1: Bedroom (LVL 1), Dining Room (LVL 1), Full Bath (LVL 1), Great Room (LVL 1), Kitchen (LVL 1), Laundry (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Den/Family (LVL 2+), Full Bath (LVL 2+)
  • Basement Style: Full Basement
  • Basement Style II: Both Fin and Unfin
  • Basement Style III: Daylight Basement, Concrete Block, Rock/Stone
  • Kitchen Countertops: Stone (KIT), Tile (KIT)
  • Kitchen Equipment: Cooktop-Electric, Dishwasher Built-In, Disposal, Microwave Built-In, Oven-Electric, Self-Cleaning, Some Stainless Appl, Warming Drawer
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Chute, Utility Sink, Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Attic: Yes
  • Attic Type: Pull-Down
  • Split Foyer: Yes
  • Basement Finished Sq Ft: 1097
  • Unfinished Basement Sq Ft: 1091
  • Main Level Sq Ft: 2188

Exterior Features

  • Patio: Yes
  • Construction: 4 Sides Brick, Shingle, Siding-Vinyl
  • Decks: Yes
  • Decks Type: Covered (DECK), Open (DECK), Screened (DECK)
  • Exterior Features: Fireplace, Sprinkler System
  • Foundation: Basement
  • Patio Type: Covered - (PATIO)
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Garage Entry Location: Side
  • Number Carport Spaces: 4
  • Number Total Garage Spaces: 3
  • Parking Features: Attached, Basement Parking, Driveway Parking

Utilities

  • Heating: Central (HEAT), Gas Heat, Heat Pump (HEAT)
  • Cooling: Central (COOL), Electric (COOL)
  • Sewer/Septic System: Connected
  • Underground Utils: Yes
  • Water: Public Water
  • HVAC Area: 3285

Fee Information

  • Garbage Fee: Yes
  • Garbage Fee Amount: 30
  • Garbage Fee Per: Quarterly

Lot Info

  • Assessor Parcel Number: 23-2-32-005-073-000
  • Lot Description: Subdivision
  • Lot Number: 366
  • Number Acres: 0.339

Tax Info

  • Tax District: ALABASTER
  • Annual Tax: 1815

MLS Schools

  • Elementary School: CREEK VIEW
  • High School: THOMPSON
  • Jr Middle School: THOMPSON

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 14, 2023
Closed on
Feb 28, 2024
Sold by
Saffold Mark and Saffold Maribel
Bought by
Wilson Donny A and Wilson Christy M
Seller's Agent
Anita Smith
Keller Williams Realty Vestavia
Buyer's Agent
Courtney Higdon
ARC Realty Pelham Branch
List Price
$475,000
Sold Price
$475,000
Views
137
Current Estimated Value
$457,499

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$17,501
Avg. Annual Appreciation
-2.04%
Original Mortgage
$245,000
Outstanding Balance
$240,902
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$216,597

Purchase Details

Listed on
Apr 24, 2023
Closed on
Jul 18, 2023
Sold by
Smith Aaron Jerard and Smith Andrea Mason
Bought by
Saffold Maribel and Saffold Mark
Seller's Agent
Anita Smith
Keller Williams Realty Vestavia
Buyer's Agent
Anita Smith
Keller Williams Realty Vestavia
List Price
$470,000
Sold Price
$475,000
Premium/Discount to List
$5,000
1.06%
Views
140

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.00%
Original Mortgage
$475,000
Interest Rate
6.71%
Mortgage Type
VA

Purchase Details

Listed on
Feb 24, 2019
Closed on
Mar 22, 2019
Sold by
Cooper Shantrece Michelle and Cooper Rhonda L
Bought by
Smith Andrea Mason and Smith Aaron Jerard
Seller's Agent
Shawnte Thomas
Norluxe Realty Birmingham LLC
Buyer's Agent
Chanelle Fletcher
Leading Edge Real Estate Birmi
List Price
$305,000
Sold Price
$305,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.77%
Original Mortgage
$299,475
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 5, 2016
Closed on
Jun 29, 2017
Sold by
Buildings Bama Inc
Bought by
Cooper Shantrece Michelle and Cooper Rhonda L
Seller's Agent
Karen French
RE/MAX First Choice
Buyer's Agent
Ebonie Brown
EXIT Realty Birmingham
List Price
$309,900
Sold Price
$287,500
Premium/Discount to List
-$22,400
-7.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.47%
Original Mortgage
$285,150
Interest Rate
3.95%
Mortgage Type
VA

Purchase Details

Closed on
May 24, 2016
Sold by
Ksb Enterprises Llc
Bought by
Building Bama Inc

Purchase Details

Closed on
Aug 25, 2015
Sold by
Professional Homebuilders Inc
Bought by
Ksb Enterprises Llc

Purchase Details

Closed on
May 19, 2009
Sold by
W A Jones Construction Co Inc
Bought by
Aliant Bank

Purchase Details

Closed on
Oct 21, 2008
Sold by
Farris Management Co Inc
Bought by
W A Jones Construction Co Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wilson Donny A $475,000 None Listed On Document
Saffold Maribel $475,000 None Listed On Document
Smith Andrea Mason $305,000 None Available
Cooper Shantrece Michelle $287,000 None Available
Building Bama Inc $35,000 None Available
Ksb Enterprises Llc $25,000 None Available
Aliant Bank $33,000 None Available
W A Jones Construction Co Inc $41,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wilson Donny A $245,000
Previous Owner Saffold Maribel $475,000
Previous Owner Smith Andrea Mason $299,475
Previous Owner Cooper Shantrece Michelle $285,150
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/28/2024 02/28/24 Sold $475,000 0.0% $145 / Sq Ft
12/14/2023 12/14/23 For Sale $475,000 0.0% $145 / Sq Ft
07/18/2023 07/18/23 Sold $475,000 +1.1% $145 / Sq Ft View Prior Sale
04/24/2023 04/24/23 For Sale $470,000 +54.1% $143 / Sq Ft
03/22/2019 03/22/19 Sold $305,000 0.0% $122 / Sq Ft View Prior Sale
02/24/2019 02/24/19 For Sale $305,000 +6.1% $122 / Sq Ft
06/29/2017 06/29/17 Sold $287,500 +2.7% $147 / Sq Ft View Prior Sale
05/18/2017 05/18/17 Price Changed $279,900 -9.7% $143 / Sq Ft
08/05/2016 08/05/16 For Sale $309,900 -- $158 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,181 $40,380 $0 $0
2023 $1,973 $37,300 $0 $0
2022 $1,816 $34,380 $0 $0
2021 $1,650 $31,320 $0 $0
2020 $1,584 $30,100 $0 $0
2019 $1,554 $29,540 $0 $0
2017 $1,187 $21,980 $0 $0
2015 $427 $7,900 $0 $0
2014 $427 $7,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Anita Smith

    Seller's Agent in 2024

    Anita Smith

    Keller Williams Realty Vestavia

    (205) 540-2044

    4 in this area

    39 Total Sales

    Anita Smith
    Section Image
  • Courtney Higdon

    Buyer's Agent in 2024

    Courtney Higdon

    ARC Realty Pelham Branch

    (205) 337-7467

    25 in this area

    121 Total Sales

    Courtney Higdon
    Section Image
  • Andrea Smith

    Seller Co-Listing Agent in 2023

    Andrea Smith

    Keller Williams Realty Vestavia

    (205) 261-1419

    1 in this area

    9 Total Sales

    Andrea Smith
    Section Image
  • Shawnte Thomas

    Seller's Agent in 2019

    Shawnte Thomas

    Norluxe Realty Birmingham LLC

    (205) 862-0717

    22 Total Sales

    Shawnte Thomas
    Section Image
  • Chanelle Fletcher

    Buyer's Agent in 2019

    Chanelle Fletcher

    Leading Edge Real Estate Birmi

    (205) 243-6641

    13 Total Sales

    Chanelle Fletcher
    Section Image

  • K

    Seller's Agent in 2017

    Karen French

    RE/MAX

    Section Image
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Map

Source: Greater Alabama MLS

MLS Number: 21372816

Greater Alabama MLS

APN: 23-2-03-2-005-073-000

Alabama Shelby County Maylene 35007

440 Ramsgate Dr, Maylene, AL

Not Listed for Sale

Detached

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