$144,000
SOLD AUG 29, 2025

440 S Ovid St Elsie, MI 48831

4 Beds
2 Baths
1,654 Sq Ft
1.24 Acres

Recently Sold

$87 Per Sq Ft

3% Above List Price

6 Days on Market

Highlights

  • 1-Story Property
  • Forced Air Heating System
  • Gas Fireplace
  • Ovid-Elsie High School Rated 10
  • Wood Siding

About This Home

As of August 2025

**HIGHEST & BEST DUE SATURDAY 8-2 @ 12PM**Don’t miss this opportunity! Beautiful ranch home in the heart of Elsie! Secluded living with easy downtown access! 4 beds, 2 baths with open concept living space and hardwood floors, and gas fireplace! Fenced in yard for your pups! Newer roof and central air unit, can’t get any cooler that!

Last Agent to Sell the Property

Jacob Newman

The Home Office Realty LLC License #FAAR Listed on: 07/29/2025

Last Buyer's Agent

Rex Hudson

Red Fox Realty LLC License #6501437590

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1965

Lot Details

  • 1.24 Acre Lot
  • Lot Dimensions are 234x230

Home Design

  • Wood Siding

Interior Spaces

  • 1,654 Sq Ft Home
  • 1-Story Property
  • Gas Fireplace
  • Crawl Space

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 061-014-400-035-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$939

Year Built

Built in 1965

Lot Details

0

Listing Details

  • Originating MLS: East Central Association of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Structure Style: 1 Story
  • Total Tax Amount: 939
  • Year Built: 1965
  • Mail City: Elsie
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Fireplace: Yes
  • Fireplaces: Gas Fireplace
  • Bedrooms: 4
  • Bedroom 1: Dimensions: 12 x 10
  • Bedroom 2: Dimensions: 12 x 11
  • Bedroom 3: Dimensions: 11 x 9
  • Bedroom 4: Dimensions: 14 x 16
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Bathroom 1: On Level: Main
  • Bathroom 2: On Level: Main
  • Dining Room: Dimensions: 9 x 10
  • Kitchen: Dimensions: 7 x 12
  • Laundry: Dimensions: 15 x 5
  • Living Room: Dimensions: 19 x 13
  • Above Grade Finished Sq Ft: 1654
  • Total Finished Sq Ft: 1654

Exterior Features

  • Exterior: Wood
  • Foundation: Crawl
  • Frontage: 234
  • Frontage Type: Road

Garage/Parking

  • Garage: No

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public At Street
  • Water: Public Water

Lot Info

  • Assessor Parcel Number: 061-014-400-035-00
  • Lot Dimensions: 234x230
  • Acreage: 1.24
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2025, Amount: $392.00
  • Winter Tax: Year: 2024, Amount: $547.00
  • Total Tax: Amount: $939.00

MLS Schools

  • School District: Ovid Elsie Area Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 24, 2017
Closed on
Nov 10, 2017
Sold by
Plunkett Krista
Bought by
Nearhood Kayla
Seller's Agent
Dustin Angst
Property Finders Realty
Buyer's Agent
Non Member
Non Member Office
List Price
$97,000
Sold Price
$80,000
Premium/Discount to List
-$17,000
-17.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.49%
Original Mortgage
$78,551
Outstanding Balance
$66,805
Interest Rate
4.25%
Mortgage Type
FHA
Estimated Equity
$96,000

Purchase Details

Listed on
Apr 11, 2012
Closed on
Aug 28, 2012
Sold by
Jpmorgan Chase Bank Na
Bought by
Plunkett Krista
Seller's Agent
Martha Snyder
MILLER REALTY OVID BRANCH
Buyer's Agent
NON MEMBER
CENTRAL MI BOARD
List Price
$74,900
Sold Price
$51,000
Premium/Discount to List
-$23,900
-31.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.04%
Original Mortgage
$53,061
Interest Rate
3.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 29, 2011
Sold by
Watson Jorge and Watson Shari A
Bought by
Jpmorgan Chase Bank National Association

Purchase Details

Closed on
Jul 28, 2003
Sold by
Swender Charles M and Swender Vickie Lee
Bought by
Watson Jorge and Watson Shari A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,000
Interest Rate
5.3%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $80,000 None Available
Deed $51,000 None Available
Sheriffs Deed $59,925 None Available
Warranty Deed $112,000 Fatic
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $78,551 FHA
Previous Owner $53,061 New Conventional
Previous Owner $14,000 Unknown
Previous Owner $116,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 Sold $144,000 +2.9% $87 / Sq Ft
08/04/2025 08/04/25 Pending -- -- --
07/29/2025 07/29/25 For Sale $140,000 +75.0% $85 / Sq Ft
11/10/2017 11/10/17 Sold $80,000 -9.0% $47 / Sq Ft
09/20/2017 09/20/17 Pending -- -- --
09/05/2017 09/05/17 Price Changed $87,900 -2.3% $51 / Sq Ft
07/25/2017 07/25/17 Price Changed $90,000 -4.2% $52 / Sq Ft
07/17/2017 07/17/17 Price Changed $93,900 -3.2% $55 / Sq Ft
06/21/2017 06/21/17 For Sale $97,000 +90.2% $57 / Sq Ft
08/29/2012 08/29/12 Sold $51,000 -31.9% $48 / Sq Ft
06/29/2012 06/29/12 Pending -- -- --
04/11/2012 04/11/12 For Sale $74,900 -- $71 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $882 $60,600 $9,200 $51,400
2024 $335 $58,400 $9,200 $49,200
2023 $317 $49,500 $0 $0
2022 $785 $44,600 $9,200 $35,400
2021 $819 $42,100 $8,300 $33,800
2020 $1,088 $40,400 $8,800 $31,600
2019 $678 $23,900 $8,800 $15,100
2018 $678 $23,900 $8,800 $15,100
2017 -- $25,200 $10,200 $15,000
2016 -- $25,300 $10,200 $15,100
2015 -- $24,200 $0 $0
2011 -- $46,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50183348

Michigan Multiple Listing Service

APN: 061-014-400-035-00