NOT LISTED FOR SALE

440 Seymour St Cumberland, MD 21502

Estimated Value: $72,000 - $92,000

3 Beds
1.5 Baths
1,460 Sq Ft
$56/Sq Ft Est. Value

Last Sold September 29, 2021

Last sale price $59,000 $40 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $480/month

Highlights

  • Traditional Architecture
  • No HOA
  • Forced Air Heating System

About This Home

As of September 2021

MUST SEE THIS BEAUTIFULLY REMODELED THREE BEDROOM 1.5 BATH HOME. OPEN FLOOR PLAN. LARGE REAR YARD IS ACCESSED FROM ALLEY. EFFICIENT GAS HEAT. NEW FLOORING....BATHROOM....KITCHEN....AND MORE. ..... READY TO SHOW AND SELL..... WONT LAST SCHEDULE YOUR VIEWING TODAY!

Last Agent to Sell the Property

Roger Brown

(301) 707-9024 Rogerallanbrown@gmail.com Perry Wellington Realty, LLC Listed on: 08/28/2020

Last Buyer's Agent

Destiny Hair

(240) 362-4717 destinyhairrealty@gmail.com Better Homes & Gardens Real Estate Old Line Group License #5002170

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $791

Year Built

  • Built in 1910

Lot Details

  • 2,500 Sq Ft Lot

Home Design

  • Traditional Architecture

Interior Spaces

  • 1,460 Sq Ft Home
  • Property has 3 Levels

Kitchen

  • Electric Oven or Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • 4 Parking Spaces
  • Alley Access
  • On-Street Parking

Utilities

  • Forced Air Heating System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 54
  • Assessor Parcel Number 0104040554

Home Details

Home Type

Single Family

Est. Annual Taxes

$791

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2020-09-14
  • Federal Flood Zone: No
  • Year Built: 1910
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: MUST SEE THIS BEAUTIFULLY REMODELED THREE BEDROOM 1.5 BATH HOME. OPEN FLOOR PLAN. LARGE REAR YARD IS ACCESSED FROM ALLEY. EFFICIENT GAS HEAT. NEW FLOORING....BATHROOM....KITCHEN....AND MORE. ..... READY TO SHOW AND SELL..... WONT LAST SCHEDULE YOUR VIEWING TODAY!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Oven/Range - Electric, Refrigerator, Microwave, Water Heater
  • Levels Count: 3
  • Basement: No
  • Total Sq Ft: 1460
  • Living Area Sq Ft: 1460
  • Price Per Sq Ft: 44.14
  • Above Grade Finished Sq Ft: 1460
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 440

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Off Street, Alley, On Street
  • Off Street Parking Spaces: 4

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • School District Key: 121140562208
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 51100.00
  • Land Assessed Value: 6000.00
  • Land Use Code: 010
  • Lot Size Acres: 0.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2500.00
  • Year Assessed: 2021
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14907779
  • Tax Annual Amount: 791.00
  • Assessor Parcel Number: 0104040554
  • Tax Lot: 54
  • Tax Total Finished Sq Ft: 1460
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 09/29/2021

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 28, 2020
Closed on
Sep 29, 2021
Sold by
Ayinde Adenike
Bought by
Taylor Christopher and Taylor Aurora
Seller's Agent
Roger Brown
Perry Wellington Realty, LLC
Buyer's Agent
Destiny Hair
Better Homes & Gardens Real Estate Old Line Group
List Price
$59,000
Sold Price
$59,000
Current Estimated Value
$81,541

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,541
Avg. Annual Appreciation
8.32%
Original Mortgage
$57,230
Outstanding Balance
$52,188
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$29,353

Purchase Details

Listed on
Mar 9, 2020
Closed on
Jul 2, 2020
Sold by
Federal National Mortgage Association
Bought by
Ayinde Adenike
Seller's Agent
Dennis White
Homes & Land Real Estate
Buyer's Agent
Roger Brown
Perry Wellington Realty, LLC
List Price
$22,550
Sold Price
$18,250
Premium/Discount to List
-$4,300
-19.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
159.60%

Purchase Details

Closed on
Jan 28, 2020
Sold by
Chandler Denise
Bought by
Federal National Mortgage Association and Fannie Mae

Purchase Details

Closed on
Jan 18, 2007
Sold by
Inter & Faith Consortium Of Greater
Bought by
Chandler Denise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
6.18%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 29, 2006
Sold by
Inter & Faith Consortium Of Greater
Bought by
Chandler Denise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
6.18%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 29, 1988
Sold by
Iser Clarence M-Frances E
Bought by
Michael Nelson M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$12,000
Interest Rate
10.4%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Taylor Christopher $59,000 None Available
Ayinde Adenike $18,250 Security American Title Llc
Federal National Mortgage Association $16,100 None Available
Chandler Denise $45,000 --
Chandler Denise $45,000 --
Michael Nelson M $15,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Taylor Christopher $57,230
Previous Owner Chandler Denise $45,000
Previous Owner Chandler Denise $45,000
Previous Owner Michael Nelson M $12,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/29/2021 09/29/21 Sold $59,000 -8.4% $40 / Sq Ft
03/31/2021 03/31/21 Price Changed $64,444 +9.2% $44 / Sq Ft
03/17/2021 03/17/21 For Sale $59,000 0.0% $40 / Sq Ft
12/11/2020 12/11/20 Pending -- -- --
10/03/2020 10/03/20 Price Changed $59,000 -11.3% $40 / Sq Ft
08/28/2020 08/28/20 For Sale $66,500 +264.4% $46 / Sq Ft
07/06/2020 07/06/20 Sold $18,250 -8.3% $13 / Sq Ft View Prior Sale
07/01/2020 07/01/20 Pending -- -- --
05/11/2020 05/11/20 Price Changed $19,900 -11.8% $14 / Sq Ft
03/09/2020 03/09/20 For Sale $22,550 -- $15 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $558 $65,233 $0 $0
2024 $558 $61,167 $0 $0
2023 $531 $57,100 $6,000 $51,100
2022 $476 $51,333 $0 $0
2021 $426 $45,567 $0 $0
2020 $370 $39,800 $6,000 $33,800
2019 $365 $39,067 $0 $0
2018 $361 $38,333 $0 $0
2017 $357 $37,600 $0 $0
2016 $180 $37,600 $0 $0
2015 $363 $37,600 $0 $0
2014 $363 $37,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL135070

Bright MLS

APN: 04-040554