NOT LISTED FOR SALE

440 Somerset Rd Saginaw, MI 48638

Estimated Value: $301,000 - $365,000

4 Beds
3 Baths
2,556 Sq Ft
$131/Sq Ft Est. Value

Last Sold May 01, 2015

Last sale price $162,500 $64 Per Sq Ft

Est. 106% increase in value since last sale

Current estimated payment $2,029/month

277 Days on Market

Highlights

  • Fenced Yard
  • Patio
  • Ceramic Tile Flooring
  • Porch
  • Home Security System
  • Ceiling height of 9 feet or more

About This Home

As of May 2015

Custom built 4/5 bedroom w/3 full baths in Saginaw Twp. Spacious rooms. Hot water heat with central air. Master features 4pc bath & 3 sets of double closets. Updated tiled kitchen w/light oak cabinets, Corian counter tops, & newer appliances. Hot water heat w/central air, Anderson windows, formal dining, security & sprinkler system. Family room fireplace w/built ins. Updated carpet & paint. Finished basement has sauna, family room, work room & egress windows. Wired for whole house generator. Enclosed porch opens to patio & fenced yard. Home Warranty. Consumer bill $260 budget plan.

Last Agent to Sell the Property

Priscilla Chasnis

Century 21 Signature Realty License #SBR-6501250088 Listed on: 07/27/2014

Century 21 Signature Realty

Last Buyer's Agent

John Russell

Berkshire Hathaway HomeServices License #SBR-6502111249

Berkshire Hathaway HomeServices

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,441

Year Built

  • Built in 1965

Lot Details

  • 0.46 Acre Lot
  • Lot Dimensions are 113x178
  • Fenced Yard
  • Sprinkler System

Parking

  • 2.5 Car Garage

Home Design

  • Brick Exterior Construction
  • Wood Siding

Interior Spaces

  • 2,556 Sq Ft Home
  • 2-Story Property
  • Ceiling height of 9 feet or more
  • Whole House Fan
  • Ceiling Fan
  • Window Treatments
  • Ceramic Tile Flooring
  • Home Security System

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • Basement Window Egress

Outdoor Features

  • Patio
  • Porch

Utilities

  • Central Air
  • Baseboard Heating
  • Hot Water Heating System
  • Gas Water Heater

Community Details

  • Village Subdivision

Listing and Financial Details

  • $2,441 Total Annual Tax in 2013
  • Assessor Parcel Number 23124283550000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,441

Year Built

Built in 1965

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Structure Style: 2 Story
  • Total Tax Year: 2013
  • Year Built: 1965
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: 9 ft + Ceilings, Ceramic Floors, Security System, Window Treatment(s)
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven, Refrigerator
  • Basement: Yes
  • Basement: Block, Egress/Daylight Windows, Full, Partially Finished
  • Bedrooms: 4
  • Bedroom 1: On 2nd Floor, Dimensions: 14 x 12
  • Bedroom 2: On 2nd Floor, Dimensions: 11 x 11
  • Bedroom 3: On 2nd Floor, Dimensions: 11 x 11
  • Bedroom 4: On 2nd Floor, Dimensions: 10 x 11
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Breakfast Nook: On 1st Floor, Dimensions: 11 x 9
  • Dining Room: On 1st Floor, Dimensions: 17 x 10
  • Family Room: On 1st Floor, Dimensions: 19 x 16
  • Kitchen: On 1st Floor, Dimensions: 11 x 11
  • Library Den: On 1st Floor, Dimensions: 16 x 12
  • Living Room: On 1st Floor, Dimensions: 19 x 13
  • Above Grade Finished Sq Ft: 2556
  • Total Finished Sq Ft: 2556

Exterior Features

  • Exterior: Brick, Wood
  • Exterior Features: Fenced Yard, Lawn Sprinkler, Patio, Porch, Storms/Screens
  • Foundation: Basement
  • Road: Paved Street, City/County

Garage/Parking

  • Garage Spaces: 2.5
  • Parking: Garage
  • Garage: Yes

Utilities

  • Heating: Baseboard, Hot Water
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s), Whole House Fan, Central A/C

Lot Info

  • Assessor Parcel Number: 23124283550000
  • Lot Description: Deep Lot - 150+ Ft., Treed
  • Lot Dimensions: 113x178
  • Acreage: 0.46
  • Geo Subdivision: MI
  • Site/Lot Features: Subdivision, Walk to School

Tax Info

  • Summer Tax: Year: 2014, Amount: $1,541.62
  • Winter Tax: Year: 2013, Amount: $899.42
  • Taxable Value: 85344
  • Total Tax: Year: 2013
  • SEV Year: 2014

MLS Schools

  • School District: Saginaw Twp Community School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 27, 2014
Closed on
May 1, 2015
Sold by
Borchard Fred L and Borchard Joyce J
Bought by
Kowalski John J and Kowalski Kristine M
Seller's Agent
Priscilla Chasnis
Century 21 Signature Realty
Buyer's Agent
John Russell
Berkshire Hathaway HomeServices
List Price
$189,900
Sold Price
$162,500
Premium/Discount to List
-$27,400
-14.43%
Current Estimated Value
$334,161

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$171,661
Avg. Annual Appreciation
7.11%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kowalski John J $162,500 Honor Title Agency
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Closed Kowalski John J $189,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/01/2015 05/01/15 Sold $162,500 -14.4% $64 / Sq Ft
04/30/2015 04/30/15 Pending -- -- --
07/27/2014 07/27/14 For Sale $189,900 -- $74 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,500 $164,600 $0 $0
2024 $2,500 $155,500 $0 $0
2023 $2,380 $139,400 $0 $0
2022 $4,063 $128,900 $0 $0
2021 $3,748 $115,700 $0 $0
2020 $3,667 $109,600 $0 $0
2019 $3,507 $106,700 $10,700 $96,000
2018 $1,769 $97,900 $0 $0
2017 $3,127 $97,300 $0 $0
2016 $3,093 $96,600 $0 $0
2014 -- $101,700 $0 $89,500
2013 -- $86,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 31205585

Michigan Multiple Listing Service

APN: 23124283550000