NOT LISTED FOR SALE

440 Terrace Ave Moss Beach, CA 94038

Estimated Value: $1,339,000 - $1,558,175

4 Beds
3 Baths
2,150 Sq Ft
$660/Sq Ft Est. Value

Sale Details

Date Sold: August 14, 2025

Last sale price $1,315,000 $612 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $8,887 / mo

23 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • Beamed Ceilings
  • Farallone View Elementary School Rated 9+
  • Quartz Countertops
  • 5-minute walk to Moss Beach

About This Home

As of August 2025

Welcome to this light-filled, coastal retreat in Moss Beach! This charming four-bedroom, three-bath, two-story home is located on the desirable west side of Moss Beach. Just a short walk to the Fitzgerald Marine Reserve, sandy beaches and scenic bluff top trails. Upstairs you'll find a beautifully remodeled kitchen with quartz countertops, shaker style cabinetry, a Bosch refrigerator, and a six-burner Thermador gas range. The open-concept layout flows seamlessly into the living and dining areas, offering direct access to an expansive deck - perfect for entertaining! The living room features vaulted open beamed ceilings, built in shelving, energy efficient Milagard windows plus energy efficient plantation shutters and a cozy fireplace. Also upstairs are three bedrooms, including the primary suite with en-suite bath plus a second updated full bathroom. Downstairs offers flexible living with a fourth bedroom, a kitchenette, and it's own living space -ideal for guests, extended family, or potential in-law use. Sliding glass doors open to a generous backyard featuring a half- court Goaliath basketball hoop also a large storage shed. A versatile home designed for comfort, coastal living and endless possibilities!

Last Agent to Sell the Property

Jerome Brolan

Ocean Element Real Estate License #01023833 Listed on: 06/21/2025

Ocean Element Real Estate

Last Buyer's Agent

Julia Villeneuve

Intero Real Estate Services License #01991738

Intero Real Estate Services

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1978

Lot Details

  • 5,249 Sq Ft Lot
  • Back Yard Fenced
  • Zoning described as R10006

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 2,150 Sq Ft Home
  • 2-Story Property
  • Beamed Ceilings
  • Skylights in Kitchen
  • Separate Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Storage Room
  • Laundry in Garage

Kitchen

  • Gas Oven
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Quartz Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Outdoor Features

  • Balcony
  • Deck

Utilities

  • Heating Available

Listing and Financial Details

  • Assessor Parcel Number 037-171-690

Home Details

Home Type

Single Family

Year Built

Built in 1978

Lot Details

5,249 Sq Ft Lot

Parking

2

Listing Details

  • Subclass: Single Family Home
  • Listing Class: Residential
  • Structure Sq Ft: 2150
  • Year Built: 1978
  • Zoning Description: R10006
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: Separate Family Room
  • Fireplace: Living Room
  • Dining Room: Dining Area in Living Room
  • Kitchen: Countertop - Quartz, Dishwasher, Garbage Disposal, Hood Over Range, Island with Sink, Microwave, Oven Range - Gas, Refrigerator, Skylight
  • Living Sq Ft: 2150
  • Stories: 2
  • Laundry: In Garage
  • Flooring: Carpet, Hardwood, Tile, Vinyl / Linoleum
  • Additional Rooms: Storage
  • Fireplaces Min: 1
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Bathroom: Primary - Stall Shower(s), Showers over Tubs - 2+
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Slab
  • Roof: Composition
  • Yard/Grounds: Back Yard, Balcony / Patio, Deck
  • Fencing: Fenced Back

Garage/Parking

  • Garage Spaces: 2
  • Garage Parking Features: Attached Garage

Utilities

  • Heating System: Electric
  • Sewer/Septic System: Sewer - Public

Association/Amenities

  • Amenities Miscellaneous: Open Beam Ceiling, Skylight

Schools

  • High School: 1035

Lot Info

  • Parcel Number: 037-171-690
  • Lot Acres: 0.1205
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 5250.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 5250.00

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Cabrillo Unified
  • Elementary School Text: Farallone View Elementary
  • High School Text: Half Moon Bay High
  • Middle School Text: Manuel F. Cunha Intermediate

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2025
Closed on
Aug 7, 2025
Sold by
Bought by
Seller's Agent
Jerome Brolan
Ocean Element Real Estate
Buyer's Agent
Julia Villeneuve
Intero Real Estate Services
List Price
$1,349,000
Sold Price
$1,315,000
Premium/Discount to List
-$34,000
-2.52%
Views
28
Current Estimated Value
$1,418,294

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$103,294
Avg. Annual Appreciation
9.30%
Original Mortgage
$965,000
Outstanding Balance
$964,156
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$454,138

Purchase Details

Closed on
Mar 27, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$603,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 2009
Sold by
Bought by

Purchase Details

Closed on
May 28, 2009
Sold by
Bought by

Purchase Details

Closed on
Jul 18, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$600,000
Interest Rate
6.07%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 23, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$473,600
Interest Rate
4.42%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,315,000 Lawyers Title Company
-- Lawyers Title Sd
-- None Available
-- None Available
$750,000 First American Title Co
$592,000 Old Republic Title Company
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $965,000
Previous Owner $603,000
Previous Owner $600,000
Previous Owner $473,600
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/14/2025 08/14/25 Sold $1,315,000 -2.5% $612 / Sq Ft
07/15/2025 07/15/25 Pending -- -- --
06/21/2025 06/21/25 For Sale $1,349,000 -- $627 / Sq Ft
Source: MLSListings

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,906 $965,808 $482,904 $482,904
2023 $14,906 $928,306 $464,153 $464,153
2022 $13,988 $910,104 $455,052 $455,052
2021 $13,788 $892,260 $446,130 $446,130
2020 $13,615 $883,112 $441,556 $441,556
2019 $12,907 $865,798 $432,899 $432,899
2018 $11,838 $848,822 $424,411 $424,411
2017 $11,321 $832,180 $416,090 $416,090
2016 $11,169 $815,864 $407,932 $407,932
2015 $10,988 $803,610 $401,805 $401,805
2014 $9,800 $700,000 $350,000 $350,000
Source: Public Records

Agents Affiliated with this Home

  • Jerome Brolan

    Seller's Agent in 2025

    Jerome Brolan

    Ocean Element Real Estate

    (650) 455-4904

    3 in this area

    6 Total Sales

    Jerome Brolan
    Section Image
  • Julia Villeneuve

    Buyer's Agent in 2025

    Julia Villeneuve

    Intero Real Estate Services

    (650) 543-7740

    1 in this area

    33 Total Sales

    Julia Villeneuve
    Section Image
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Map

Source: MLSListings

MLS Number: ML82011983

MLSListings

APN: 037-171-690

California San Mateo County Moss Beach 94038

440 Terrace Ave, Moss Beach, CA

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