NOT LISTED FOR SALE

440 Whitewater Way NW Concord, NC 28027

Estimated Value: $356,000 - $380,000

4 Beds
2.5 Baths
1,852 Sq Ft
$199/Sq Ft Est. Value

Last Sold February 13, 2023

Last sale price $325,000 $175 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $2,337/month

126 Days on Market

Highlights

  • Wood Flooring
  • No HOA
  • Laundry Room
  • Corner Lot
  • Patio
  • Forced Air Heating and Cooling System

About This Home

As of February 2023

Great opportunity for a well priced home that is move in ready! Entire home just painted Repose Grey. Home features 4 good sized bedrooms & 2.5 baths. Kitchen w/ granite counters, tons of cabinet space, tile floors, brand new Whirlpool stainless steel appliances, new faucet & cabinet knobs. Spacious living room that has a gas fireplace, nice dining room off of kitchen along w/ access to back yard. Primary bedroom has large walk in closet w/ dual vanities, standing shower, soaking tub and tile floors. Laundry is conveniently located off of the garage. Three other large bedrooms with good sized closets upstairs. Large back yard on corner lot and no HOA. Easy access to Concord Mills, interstates and shopping/restaurants. Little over 4 miles only to get to Concord Mills mall. Elementary school is located in the neighborhood. Home has been virtually staged.

Last Agent to Sell the Property

Justin Sciranko

Keller Williams Lake Norman License #238555 Listed on: 09/08/2022

Keller Williams Lake Norman

Last Buyer's Agent

Gabrielle Ebanietti

Wilson Realty License #287419

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,392

Year Built

  • Built in 2007

Lot Details

  • 7,840 Sq Ft Lot
  • Corner Lot
  • Property is zoned RV

Parking

  • 2 Car Garage

Home Design

  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Living Room with Fireplace
  • Wood Flooring
  • Laundry Room

Kitchen

  • Electric Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Patio

Schools

  • Carl A. Furr Elementary School
  • Roberta Road Middle School
  • Jay M. Robinson High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Riverwalk Subdivision

Listing and Financial Details

  • Assessor Parcel Number 4599-75-4168-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,392

Year Built

Built in 2007

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2007
  • Road Surface Type: Concrete
  • Unit Levels: Two
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 175.49
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • Interior Amenities: Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 816
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 1036
  • Appliances: Dishwasher, Electric Oven, Gas Water Heater, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 1852
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Living Room
  • Living Area: 1852
  • Bedroom Main: 0
  • Room Count: 7
  • Sq Ft Other: 0

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Construction Type: Vinyl
  • Patio And Porch Features: Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Sq Ft Garage: 400
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Garage

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Main Level
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Roberta Road
  • HOA Subject To: None

Lot Info

  • Lot Features: Corner Lot
  • Lot Size Area: 0.18
  • Lot Size Units: Acres
  • Parcel Number: 4599-75-4168-0000
  • Lot Size Acres: 0.18
  • Lot Size: per tax records
  • Lot Size Sq Ft: 7840
  • ResoLotSizeUnits: Acres
  • Zoning Specification: RV

Rental Info

  • Hold Date: 2022-09-19

MLS Schools

  • Elementary School: Carl A. Furr
  • High School: Jay M. Robinson

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 8, 2022
Closed on
Feb 9, 2023
Sold by
Saumarez Victor and Saumarez Bi-Ing
Bought by
Simpson Theresa
Seller's Agent
Justin Sciranko
Keller Williams Lake Norman
Buyer's Agent
Gabrielle Ebanietti
Wilson Realty
List Price
$400,000
Sold Price
$325,000
Premium/Discount to List
-$75,000
-18.75%
Views
90
Current Estimated Value
$368,805

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,805
Avg. Annual Appreciation
5.53%
Original Mortgage
$319,113
Outstanding Balance
$310,505
Interest Rate
6.12%
Mortgage Type
FHA
Estimated Equity
$58,300

Purchase Details

Closed on
Jan 5, 2016
Sold by
Citimortgage Inc
Bought by
Saumarez Victor

Purchase Details

Closed on
Nov 20, 2007
Sold by
Gold Medallion Homes Llc
Bought by
Greenert Wayne E and Greenert Carole B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,150
Interest Rate
6.32%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Simpson Theresa $325,000 --
Saumarez Victor $162,000 None Available
Greenert Wayne E $183,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Simpson Theresa $319,113
Previous Owner Greenert Wayne E $137,150
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/13/2023 02/13/23 Sold $325,000 0.0% $175 / Sq Ft
12/09/2022 12/09/22 Price Changed $325,000 -5.8% $175 / Sq Ft
10/20/2022 10/20/22 Price Changed $345,000 -8.0% $186 / Sq Ft
10/11/2022 10/11/22 Price Changed $375,000 -6.3% $202 / Sq Ft
10/04/2022 10/04/22 For Sale $400,000 +23.1% $216 / Sq Ft
09/19/2022 09/19/22 Off Market $325,000 -- --
09/08/2022 09/08/22 For Sale $400,000 0.0% $216 / Sq Ft
05/06/2016 05/06/16 Rented $1,299 -5.5% --
03/22/2016 03/22/16 Under Contract -- -- --
02/17/2016 02/17/16 For Rent $1,375 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,392 $340,590 $70,000 $270,590
2023 $2,538 $208,000 $50,000 $158,000
2022 $2,538 $208,000 $50,000 $158,000
2021 $1,269 $208,000 $50,000 $158,000
2020 $2,538 $208,000 $50,000 $158,000
2019 $2,147 $176,000 $30,000 $146,000
2018 $2,112 $176,000 $30,000 $146,000
2017 $2,077 $176,000 $30,000 $146,000
2016 $1,232 $142,450 $25,000 $117,450
2015 $1,681 $142,450 $25,000 $117,450
2014 $1,681 $142,450 $25,000 $117,450
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3898749

Canopy MLS (Canopy Realtor® Association)

APN: 4599-75-4168-0000