NOT LISTED FOR SALE

440 Williams St Cumberland, MD 21502

Estimated Value: $118,000 - $142,000

2 Beds
1 Bath
1,248 Sq Ft
$104/Sq Ft Est. Value

Last Sold November 15, 2023

Last sale price $129,900 $104 Per Sq Ft

Current estimated payment $749/month

10 Days on Market

Highlights

  • City View
  • Deck
  • Wood Flooring
  • Colonial Architecture
  • Traditional Floor Plan
  • Main Floor Bedroom

About This Home

As of November 2023

LOVINGLY MAINTAINED HOME FEATURING TWO BEDROOMS & ONE BATH. THE MASTER BEDROOM HAS DIRECT ACCESS TO THE REAR DECK AND PARKING AREA. LARGE EAT-IN KITCHEN. THE SITTING ROOM FEATURES A GAS FIREPLACE. FIRST FLOOR WASHER & DRYER. THE HOME IS CLOSE TO SCHOOLS, THE WMRMC, LOCAL BUSINESSES & RESTAURANTS. CONVIENTLY LOCATED NEAR I-68 FOR EASY COMMUTING. THE HOME WAS COMPLETLY REMODELED IN 2007 WITH ALL NEW SIDING, WINDOWS, ELECTRIC, FURNACE, WATER HEATER, CARPET, LAMINATE FLOORING, AND HAND CRAFTED POPLAR WOOD KITCHEN CABINETS. NOTHING TO DO BUT MOVE IN AND MAKE IT YOUR HOME. DON'T MISS OUT!

Last Agent to Sell the Property

Keith Kirk

(301) 739-4800 kara@samsonproperties.net Samson Properties License #579749 Listed on: 10/04/2023

Samson Properties

Last Buyer's Agent

Jaime Gamber

(888) 860-7369 md.broker@exprealty.net EXP Realty, LLC License #5009216

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,835

Year Built

  • Built in 1918 | Remodeled in 2007

Lot Details

  • 2,500 Sq Ft Lot
  • Landscaped
  • Property is in excellent condition

Home Design

  • Colonial Architecture
  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Fireplace With Glass Doors
  • Includes Fireplace Accessories
  • Gas Fireplace
  • Vinyl Clad Windows
  • Window Treatments
  • Window Screens
  • Insulated Doors
  • Sitting Room
  • Living Room
  • City Views
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Windows

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Deck
  • Brick Porch or Patio

Location

  • Urban Location

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Municipal Trash
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 0122013157

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,835

Year Built

Built in 1918 | Remodeled in 2007

Lot Details

2,500 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 10/6/2023 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1918
  • Year Renovated: 2007
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
  • Flooring Type: Wood, Carpet
  • Interior Amenities: Kitchen - Table Space, Kitchen - Eat-In, Entry Level Bedroom, Wood Floors, Window Treatments, Floor Plan - Traditional
  • Window Features: Storm, Vinyl Clad, Screens
  • Fireplace Features: Equipment, Gas/Propane, Fireplace - Glass Doors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Sitting Room, Bedroom 2, Kitchen
  • Basement: Yes
  • Basement Type: Full, Unfinished
  • Laundry Type: Main Floor
  • Total Sq Ft: 1872
  • Living Area Sq Ft: 1248
  • Price Per Sq Ft: 104.09
  • Above Grade Finished Sq Ft: 1248
  • Below Grade Sq Ft: 624
  • Total Below Grade Sq Ft: 624
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks
  • Road Surface Type: Black Top, Paved
  • Roof: Asphalt
  • Spa: No
  • View: City
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Off Street, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Landscaping, Road Frontage
  • Lot Size Acres: 0.06
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2500.00
  • Outdoor Living Structures: Deck(s), Porch(es), Brick
  • Property Condition: Excellent
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 1835.00
  • Assessor Parcel Number: 0122013157
  • Tax Lot: 3
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 4, 2023
Closed on
Nov 15, 2023
Sold by
Young Queen E
Bought by
Koffi Kouadio
Seller's Agent
Keith Kirk
Samson Properties
Buyer's Agent
Jaime Gamber
EXP Realty, LLC
Sold Price
$129,900
Views
33
Current Estimated Value
$129,871

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$29
Avg. Annual Appreciation
-0.01%
Original Mortgage
$132,692
Outstanding Balance
$130,377
Interest Rate
7.5%
Mortgage Type
VA
Estimated Equity
-$506

Purchase Details

Closed on
Aug 17, 2007
Sold by
Humbertson Joseph A and Humbertson Pamela J
Bought by
Young Queen E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.67%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 3, 2007
Sold by
Humbertson Joseph A and Humbertson Pamela J
Bought by
Young Queen E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.67%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 27, 2006
Sold by
Smyth John R and Smyth Stephen A
Bought by
Humbertson Joseph
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Koffi Kouadio $129,900 None Listed On Document
Young Queen E $125,000 --
Young Queen E $125,000 --
Humbertson Joseph $30,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Koffi Kouadio $132,692
Previous Owner Young Queen E $100,000
Previous Owner Young Queen E $100,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/15/2023 11/15/23 Sold $129,900 -- $104 / Sq Ft
10/14/2023 10/14/23 Pending -- -- --
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $986 $107,633 $0 $0
2024 $936 $99,967 $0 $0
2023 $859 $92,300 $6,000 $86,300
2022 $857 $92,300 $6,000 $86,300
2021 $863 $92,300 $6,000 $86,300
2020 $878 $94,600 $6,000 $88,600
2019 $856 $91,667 $0 $0
2018 $843 $88,733 $0 $0
2017 $810 $85,800 $0 $0
2016 $411 $85,800 $0 $0
2015 $842 $85,800 $0 $0
2014 $842 $87,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2007190

Bright MLS

APN: 22-013157

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