$195,000

4401 State Route 109 N Clay, KY 42404

Estimated payment $1,173/month

Total Views 99
3 Beds
2 Baths
2,088 Sq Ft
$93 Price per Sq Ft

Highlights

  • Hot Property
  • Ranch Style House
  • Detached Garage

About This Home

Discover country living at its best with this charming 3 bed, 2 bath ranch-style home sitting on nearly 2 acres! Step inside to an updated interior featuring a fully remodeled kitchen, brand-new flooring, and a spacious living and dining area perfect for gatherings of any size. Outside, you’ll love the convenience of the attached carport plus a detached garage/shed space—ideal for storage, hobbies, or extra parking. The circle driveway offers easy access and plenty of room for guests, while the expansive yard provides endless possibilities for outdoor enjoyment. Complete with a whole-home Generac system for peace of mind, this property delivers comfort, space, and true country living—all in one

Listing Agent

Landon Black

BHG Realty Listed on: 11/14/2025

BHG Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,717

Year Built

  • Built in 1968

Home Design

  • Ranch Style House

Interior Spaces

  • 2,088 Sq Ft Home
  • Free Standing Fireplace
  • Laminate Flooring

Kitchen

  • Oven or Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Parking

  • Detached Garage
  • Parking Available

Schools

  • Clay Elementary School
  • Webster County Middle School

Utilities

  • Heating System Uses Propane
  • Septic System

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,717

Year Built

Built in 1968

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Single Family
  • Style: Ranch
  • Estimated Total Finished Sq Ft: 2088
  • Year Built: 1968
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 3
  • Number Bedrooms Main: 3
  • Full Bathrooms: 2
  • Number of Main Level Bathrooms: 2
  • Appliances: Refrigerator, Range/Oven, Microwave
  • Fireplace: Free Standing
  • Source For Sq Ft: PVA
  • Estimated Main Above Grade Sq Ft: 2088
  • Estimated Total Above Grade Sq Ft: 2088
  • Floor: Laminate

Garage/Parking

  • Garage Type: Garage Detached
  • Parking: Yes

Utilities

  • Gas: Propane
  • Sewer: Septic

Lot Info

  • Deed Book Page Number: 312/208
  • Lot Size: 83635

MLS Schools

  • Elementary School: Clay
  • Middle School: Webster County

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,717 $153,000 $0 $0
2024 $1,718 $153,000 $0 $0
2023 $1,524 $135,000 $0 $0
2022 $1,530 $135,000 $0 $0
2021 $628 $54,600 $0 $0
2020 $638 $54,600 $0 $0
2019 $581 $51,000 $0 $0
2018 $580 $51,000 $0 $0
2017 $1,085 $98,050 $0 $0
2016 -- $136,050 $0 $0
2015 -- $136,050 $0 $0
2012 -- $129,800 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/26/2025 11/26/25 For Sale $195,000 0.0% $93 / Sq Ft
11/22/2025 11/22/25 Pending -- -- --
11/19/2025 11/19/25 For Sale $195,000 0.0% $93 / Sq Ft
11/15/2025 11/15/25 Pending -- -- --
11/14/2025 11/14/25 For Sale $195,000 +27.5% $93 / Sq Ft
08/18/2023 08/18/23 Sold $153,000 -1.3% $73 / Sq Ft View Prior Sale
06/07/2023 06/07/23 Off Market $155,000 -- --
06/03/2023 06/03/23 Price Changed $155,000 -2.5% $74 / Sq Ft
05/10/2023 05/10/23 For Sale $159,000 -- $76 / Sq Ft
Source: Henderson Audubon Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $153,000 Foreman Watson Land Title
Deed $135,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $150,228 FHA
Previous Owner $132,554 FHA
Source: Public Records

Source: Henderson Audubon Board of REALTORS®

MLS Number: 250662

Henderson Audubon Board of REALTORS®

APN: 008-037-000