$549,000
SOLD FEB 7, 2025

4401 Stoney Pointe Ct Belmont, NC 28012

1.48 Acres
$370,946 Price per Acre
64,469 Sq Ft Lot

Recently Sold

8% Below List Price

103 Days on Market

Highlights

  • Access To Lake
  • RV or Boat Storage in Community
  • Clubhouse
  • Belmont Central Elementary School Rated A-
  • Waterfront
  • Wooded Lot

About This Lot

As of February 2025

Welcome to this stunning waterfront lot with a panoramic view of Lake Wylie. This lot is nestled in the desired Belmont community known as Reflection Pointe. This 1.48-acre lot is massive & located on Lake Wylie where the Catawba River and the South Fork Catawba River connect.

Amenities are abounding with in this gated community. The community offers a clubhouse, walking trails, tennis courts, pickleball, recreation fields, pools, a waterfront pavilion and much more!

This is a dockable lot that includes riprap along the shoreline! Talk about a value add!

You wouldn't want to miss out on this convenient location. It's less than 15 minutes from downtown Belmont where you can enjoy everything Belmont has to offer or take a drive to uptown Charlotte as it's close in proximity. Like to travel? The Charlotte Douglas Airport is around a 30-minute drive.

This is a great opportunity to own your own piece of waterfront property on Lake Wylie! This is lakeside living at it's best!

Last Agent to Sell the Property

Joel Hargett

EXP Realty LLC Ballantyne Brokerage Phone: 704-996-6496 License #316477 Listed on: 09/05/2024

EXP Realty LLC Ballantyne

Last Buyer's Agent

Kranthi Aella

Red Bricks Realty LLC License #274836

Property Details

Property Type

  • Land

Est. Annual Taxes

  • $4,099

Lot Details

  • Waterfront
  • Wooded Lot
  • Possible uses of the property include Residential

HOA Fees

  • $197 Monthly HOA Fees

Property Views

  • Water Views

Listing and Financial Details

  • Assessor Parcel Number 203887

Community Details

Overview

  • Property Matters Realty Llc Association, Phone Number (704) 861-0833
  • Reflection Pointe Subdivision

Amenities

  • Clubhouse

Recreation

  • RV or Boat Storage in Community
  • Tennis Courts
  • Recreation Facilities
  • Community Playground
  • Community Pool
  • Putting Green
  • Trails
  • Access To Lake

Property Details

Property Type

Land

Est. Annual Taxes

$4,099

Lot Details

0

HOA Fees

$197 per month

Listing Details

  • Property Type: Land
  • Property Sub Type: Lot
  • Habitable Residence Yn: No
  • Restrictions: Architectural Review
  • Road Surface Type: Paved
  • ResoPropertyType: Land
  • Geocode Confidence: High
  • Attribution Contact: 704-996-6496
  • Special Features: None

Interior Features

  • Possible Use: Residential

Exterior Features

  • View: Water
  • Water Body Name: Lake Wylie
  • Waterfront Features: Beach - Public

Garage/Parking

  • Carport Y N: No
  • Open Parking: No

Utilities

  • Sewer: Public Sewer
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse, Gated, Outdoor Pool, Playground, Putting Green, Recreation Area, RV/Boat Storage, Tennis Court(s), Walking Trails, Lake Access
  • Association Fee: 2360
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association Name: Property Matters Realty LLC
  • Phone: 704-861-0833
  • ResoAssociationFeeFrequency: Annually
  • Association Email: whamilton@propertymattersrealty.com

Association/Amenities

  • Association Annual Expense: 2360.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Wooded, Views, Waterfront
  • Lot Size Area: 1.48
  • Lot Size Units: Acres
  • Parcel Number: 203887
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R-1

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 5, 2024
Closed on
Jan 9, 2025
Sold by
Mandakovic Janko and Mandakovic Maria
Bought by
Gopal Sreenivasa T and Gopalakrishna Veena
Seller's Agent
Joel Hargett
EXP Realty LLC Ballantyne
Buyer's Agent
Kranthi Aella
Red Bricks Realty LLC
List Price
$600,000
Sold Price
$549,000
Premium/Discount to List
-$51,000
-8.5%
Total Days on Market
103
Views
28
Current Estimated Value
$561,938

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,938
Avg. Annual Appreciation
7.80%

Purchase Details

Closed on
Dec 29, 2020
Sold by
Shrader Steven A
Bought by
Mandakovic Janko and Mandakovic Maria

Purchase Details

Closed on
Aug 28, 2020
Sold by
Shrader Jennifer A
Bought by
Shrader Steven A

Purchase Details

Closed on
Aug 24, 2018
Sold by
Schupbach Gary W and Schupbach Jane
Bought by
Shrader Steven A and Shrader Jennifer A

Purchase Details

Closed on
May 6, 2004
Sold by
North Star Investors Ii Llc
Bought by
Schupbach Gary and Schupbach Gary W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,136
Interest Rate
5.49%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $549,000 None Listed On Document
Warranty Deed $549,000 None Listed On Document
Warranty Deed $398,000 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $290,000 None Available
Warranty Deed $395,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $355,392 Unknown
Previous Owner $375,136 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/07/2025 02/07/25 Sold $549,000 -8.5% --
12/17/2024 12/17/24 Pending -- -- --
09/05/2024 09/05/24 For Sale $600,000 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,099 $380,420 $380,420 $0
2023 $4,317 $396,920 $380,420 $16,500
2022 $4,370 $297,050 $282,050 $15,000
2021 $3,883 $282,050 $282,050 $0
2020 $3,883 $282,050 $282,050 $0
2019 $3,912 $282,050 $282,050 $0
2018 $2,049 $141,480 $141,480 $0
2017 $1,903 $141,480 $141,480 $0
2016 $1,903 $141,480 $0 $0
2014 $5,101 $379,261 $379,261 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4179810

Canopy MLS (Canopy Realtor® Association)

APN: 203887