$699,000
SOLD SEP 17, 2020

4404 Pine Top Rd Taylors Island, MD 21669

5 Beds
3.5 Baths
3,817 Sq Ft
2.22 Acres

Recently Sold

$183 Per Sq Ft

319 Days on Market

Highlights

  • 120 Feet of Waterfront
  • 2 Dock Slips
  • Private Water Access
  • South Dorchester School Rated 10
  • Marina View
  • Fishing Allowed

About This Home

As of September 2020

This supremely private waterfront brick Tudor home with panoramic views on three sides offers views of Dave s Creek from the front porch, and even bigger views of Chapel Cove from two sides. Enjoy perfected waterfront living and entertaining with endless venues both indoors and outdoors. Outside, water-oriented amenities and activities are centered around a beautiful natural shoreline, private pier and a 10 x 20 dock sided by two slips and a pontoon lift. A pebble-stone walk from the pier to the house meanders softly past a lush green lawn, flag pole and fire pit. Gather on the waterside patio outfitted with gas for the BBQ, or enjoy the spectacular sunsets on the screened porch. Inside, gather and entertain in grand scale on two levels offering glistening water views at every turn. In addition to the patio and screened porch on the main level, guests will enjoy conversation around an expansive wrap-around island, or, take in the morning views from the custom built-in banquette in the breakfast room adjacent to a gourmet cook s kitchen. Central to the gourmet kitchen is a professional ABA stove, dressed in red with dual gas and electric, and it is completed with a pot filler and feature backsplash. Custom cabinetry is embellished with designer hardware, stove hood, appliance garage, storage tower, and upgraded pull out drawers for spices. Quartz counters surround a stunning black farm sink and gooseneck faucet, with prep sink assist. Upstairs, more entertainment options unfold around a second waterside family room and adjacent wet bar and back bar, with a beverage cooler and a full icemaker. Multiple Pella sliders invite breathtaking panoramic water views from inside as well as from the attached upper deck, perfect for summer breezes, sunsets and stargazing. The central entertainer s wet bar and family room is sided by four bedrooms to accommodate family, friends or overnight guests. After hosting, retire to the private, master suite on the main level. Treat yourself to a spa-like bath in a two-person jetted tub, or choose and invigorating steam shower equipped with music and lights. Radiant floors and a towel warmer stand at the ready for chilly mornings and a second private laundry center is conveniently located just outside of a luxury dressing closet wrapped in wardrobe organizers.Come home to a waterfront home thoughtfully designed to accommodate a variety of lifestyles from hosting groups, to proven revenue producing Air B and B options. This residence offers a rare opportunity for inspired waterfront living.

Last Agent to Sell the Property

Tom Ruch

Northrop Realty License #RS-0025135 Listed on: 09/12/2019

Northrop Realty

Last Buyer's Agent

Cynthia Gardner

CENTURY 21 New Millennium License #648469

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,415

Year Built

  • Built in 2008

Lot Details

  • 2.22 Acre Lot
  • 120 Feet of Waterfront
  • Home fronts navigable water
  • Landscaped
  • Extensive Hardscape
  • No Through Street
  • Private Lot
  • Secluded Lot
  • Back and Front Yard
  • Property is zoned RC

Parking

  • 1 Car Attached Garage
  • 10 Open Parking Spaces
  • Front Facing Garage
  • Garage Door Opener
  • Circular Driveway
  • Stone Driveway

Property Views

  • Marina
  • Bay
  • River
  • Pond
  • Panoramic
  • Golf Course
  • Scenic Vista

Home Design

  • Tudor Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof

Interior Spaces

  • 3,817 Sq Ft Home
  • Property has 2 Levels
  • Wet Bar
  • Bar
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Insulated Windows
  • Sliding Doors
  • Insulated Doors
  • Family Room Off Kitchen
  • Crawl Space

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Gas Oven or Range
  • Commercial Range
  • Built-In Range
  • Range Hood
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Heated Floors
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Cedar Closet
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry on main level
  • Stacked Electric Washer and Dryer

Home Security

  • Alarm System
  • Fire and Smoke Detector

Outdoor Features

  • Private Water Access
  • Property Near A Cove
  • Sun Deck
  • Personal Watercraft
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • Powered Boats Permitted
  • Balcony
  • Deck
  • Screened Patio
  • Shed
  • Outdoor Grill
  • Porch

Schools

  • Maple Elementary School
  • Mace's Lane Middle School
  • Cambridge-South Dorchester High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Radiant Heating System
  • Programmable Thermostat
  • 60 Gallon+ Electric Water Heater
  • Well
  • Water Conditioner is Owned
  • Septic Tank

Additional Features

  • Energy-Efficient Windows with Low Emissivity
  • Property is near a creek

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 04-063155

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,415

Year Built

Built in 2008

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Tudor
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2019-09-20
  • Year Built: 2008
  • Automatically Close On Close Date: No
  • Remarks Public: This supremely private waterfront brick Tudor home with panoramic views on three sides offers views of Dave s Creek from the front porch, and even bigger views of Chapel Cove from two sides. Enjoy perfected waterfront living and entertaining with endless venues both indoors and outdoors. Outside, water-oriented amenities and activities are centered around a beautiful natural shoreline, private pier and a 10 x 20 dock sided by two slips and a pontoon lift. A pebble-stone walk from the pier to the house meanders softly past a lush green lawn, flag pole and fire pit. Gather on the waterside patio outfitted with gas for the BBQ, or enjoy the spectacular sunsets on the screened porch. Inside, gather and entertain in grand scale on two levels offering glistening water views at every turn. In addition to the patio and screened porch on the main level, guests will enjoy conversation around an expansive wrap-around island, or, take in the morning views from the custom built-in banquette in the breakfast room adjacent to a gourmet cook s kitchen. Central to the gourmet kitchen is a professional ABA stove, dressed in red with dual gas and electric, and it is completed with a pot filler and feature backsplash. Custom cabinetry is embellished with designer hardware, stove hood, appliance garage, storage tower, and upgraded pull out drawers for spices. Quartz counters surround a stunning black farm sink and gooseneck faucet, with prep sink assist. Upstairs, more entertainment options unfold around a second waterside family room and adjacent wet bar and back bar, with a beverage cooler and a full icemaker. Multiple Pella sliders invite breathtaking panoramic water views from inside as well as from the attached upper deck, perfect for summer breezes, sunsets and stargazing. The central entertainer s wet bar and family room is sided by four bedrooms to accommodate family, friends or overnight guests. After hosting, retire to the private, master suite on the main level. Treat yourself to a spa-like bath in a two-person jetted tub, or choose and invigorating steam shower equipped with music and lights. Radiant floors and a towel warmer stand at the ready for chilly mornings and a second private laundry center is conveniently located just outside of a luxury dressing closet wrapped in wardrobe organizers.Come home to a waterfront home thoughtfully designed to accommodate a variety of lifestyles from hosting groups, to proven revenue producing Air B and B options. This residence offers a rare opportunity for inspired waterfront living.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Built-In Range, Commercial Range, Dishwasher, Disposal, Dryer, Dryer - Electric, Dryer - Front Loading, Icemaker, Oven/Range - Electric, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Washer - Front Loading, Washer/Dryer Stacked, Water Conditioner - Owned, Water Heater
  • Flooring Type: Ceramic Tile, Hardwood, Heated, Laminated
  • Interior Amenities: Bar, Breakfast Area, Cedar Closet(s), Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Soaking Tub, Upgraded Countertops, Walk-In Closet(s), Wet/Dry Bar, Wood Floors
  • Window Features: Double Pane, Energy Efficient, Insulated, Low-E
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass, Insulated
  • Wall Ceiling Types: 9'+ Ceilings, Tray Ceilings, Vaulted Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Family Room
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 3817
  • Living Area Sq Ft: 3817
  • Price Per Sq Ft: 183.13
  • Above Grade Finished Sq Ft: 3817
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 4404

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick
  • Exterior Features: Bbq Grill, Extensive Hardscape, Secure Storage, Sidewalks
  • Roof: Architectural Shingle
  • View: Water, Golf Course, Bay, Marina, Panoramic, Pond, River, Scenic Vista
  • Water Access Features: Private Access, Personal Watercraft (PWC), Boat - Powered, Fishing Allowed
  • Water Access: Yes
  • Water Body Name: Chapel Cove and Choptank River
  • Water Body Type: Cove
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 120

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Open Parking Spaces Count: 10
  • Parking Features: Circular Driveway, Private, Stone Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Driveway, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Programmable Thermostat, Zoned
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Central, Programmable Thermostat, Radiant, Zoned
  • Heating: Yes
  • Hot Water: 60+ Gallon Tank, Electric
  • Security: Electric Alarm, Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: DORCHESTER COUNTY PUBLIC SCHOOLS
  • Elementary School: MAPLE
  • Middle School: MACE'S LANE
  • High School: CAMBRIDGE-SOUTH DORCHESTER
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139665361
  • School District Source: Listing Agent
  • Elementary School: MAPLE
  • High School: CAMBRIDGE-SOUTH DORCHESTER
  • Middle Or Junior School: MACE'S LANE

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 424500.00
  • Land Assessed Value: 152400.00
  • Land Use Code: 110
  • Lot Features: Front Yard, Landscaping, No Thru Street, Private, Rear Yard, Secluded, Stream/Creek
  • Lot Size Acres: 2.22
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 96703.00
  • Outdoor Living Structures: Balcony, Deck(s), Patio(s), Porch(es), Screened
  • Year Assessed: 2020
  • Zoning: RC
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5306512
  • Tax Annual Amount: 6415.00
  • Assessor Parcel Number: 04-063155
  • Tax Lot: 1
  • Tax Total Finished Sq Ft: 3817
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2020
  • Close Date: 09/17/2020

Multi Family

  • Mean Low Water Feet: 3
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 12, 2019
Closed on
Sep 17, 2020
Sold by
Dales Gwendolyn H
Bought by
Koslow Evan M and Koslow Sara
Seller's Agent
Tom Ruch
Northrop Realty
Buyer's Agent
Cynthia Gardner
CENTURY 21 New Millennium
List Price
$699,000
Sold Price
$699,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.70%
Original Mortgage
$510,400
Outstanding Balance
$454,998
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$341,053

Purchase Details

Closed on
Sep 21, 2005
Sold by
Heggs Scott E
Bought by
Dales Gwendolyn H

Purchase Details

Closed on
Nov 21, 2003
Sold by
White Michael S and White Mary
Bought by
Heggs Soctt E
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $699,000 Eagle Title Llc
Deed $300,000 --
Deed $138,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $510,400 New Conventional
Previous Owner $573,450 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2025 06/12/25 Price Changed $800,000 -11.1% $210 / Sq Ft
04/23/2025 04/23/25 Price Changed $900,000 -2.7% $236 / Sq Ft
01/15/2025 01/15/25 For Sale $925,000 +32.3% $242 / Sq Ft
09/17/2020 09/17/20 Sold $699,000 0.0% $183 / Sq Ft
08/04/2020 08/04/20 Pending -- -- --
09/19/2019 09/19/19 For Sale $699,000 -- $183 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,581 $833,700 $0 $0
2024 $7,763 $763,200 $0 $0
2023 $7,763 $692,700 $151,800 $540,900
2022 $7,334 $654,100 $0 $0
2021 $6,475 $615,500 $0 $0
2020 $6,475 $576,900 $152,400 $424,500
2019 $6,475 $576,900 $152,400 $424,500
2018 $6,484 $576,900 $152,400 $424,500
2017 $7,008 $638,600 $0 $0
2016 -- $638,600 $0 $0
2015 -- $638,600 $0 $0
2014 -- $653,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDDO124204

Bright MLS

APN: 04-063155