NOT LISTED FOR SALE

4409 River Ridge Rd Alger, MI 48610

Estimated Value: $245,000 - $570,000

4 Beds
3 Baths
1,812 Sq Ft
$238/Sq Ft Est. Value

Last Sold April 07, 2017

Last sale price $233,000 $129 Per Sq Ft

Est. 85% increase in value since last sale

Current estimated payment $2,774/month

373 Days on Market

Highlights

  • Pier or Dock
  • Deck
  • Ranch Style House
  • Waterfront
  • Living Room with Fireplace
  • Garage

About This Home

As of April 2017

188' on all sports Secord Lake is the location for this custom built home offering 4 bedrooms & 3 full baths. Steel seawall, permanent docks & your own boat launch. The spacious 1,812 sq ft main level boasts a large kitchen with center island, a dining room with lake views and an extra large living room with gas fireplace, panoramic views of the lake and a slider to the deck. Master suite is on the main floor & has a bath with shower and soaking tub. Bonus room off the master suite for a hot tub or even a private office. A second bedroom, full bath and separate laundry room complete the main level. Lower level offers high ceilings, is fully finished & the family room & 2nd kitchen make it perfect for your guests or to entertain lake side. The walk out lower level offers a covered patio & open patio. 2 roomy bedrooms & a full bath can also be found downstairs. Mechanical room offers plenty of extra storage. Attached garage, detached garage, garden area, sprinkler system & more.

Last Agent to Sell the Property

Sonya Loose

CENTURY 21 SIGNATURE - MIDLAND License #CGBOR-6502362712 Listed on: 03/30/2016

CENTURY 21 SIGNATURE - MIDLAND

Last Buyer's Agent

Ivie Baker

Baker-Kehoe Realty LLC License #CGBOR-6502368792

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1998

Lot Details

  • 0.85 Acre Lot
  • Lot Dimensions are 143x213x188x236
  • Waterfront
  • Sprinkler System

Parking

  • Garage

Home Design

  • Ranch Style House
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • Gas Fireplace
  • Living Room with Fireplace

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Seawall
  • Deck
  • Patio

Utilities

  • Forced Air Heating System
  • Heating System Uses Propane
  • Water Softener is Owned
  • Septic Tank

Community Details

  • Pier or Dock

Listing and Financial Details

  • Assessor Parcel Number 040-080-000-001-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,169

Year Built

Built in 1998

Lot Details

0

Listing Details

  • Originating MLS: Clare Gladwin Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Ranch
  • Structure Style: 1 Story
  • Total Tax Amount: 3495
  • Total Tax Year: 2015
  • Year Built: 1998
  • Mail City: Alger
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Dryer, Range/Oven, Refrigerator, Washer, Water Softener - Owned
  • Fireplaces: Gas Fireplace, LivRoom Fireplace
  • Basement: Yes
  • Basement: Finished, Full, Walk Out, Wood
  • Bedrooms: 4
  • Bedroom 1: On Lower Floor, Dimensions: 15 x 13
  • Bedroom 4: On Main Floor, Dimensions: 12 x 11
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Dining Room: On Main Floor, Dimensions: 12 x 9
  • Family Room: On Lower Floor, Dimensions: 29 x 14
  • Kitchen: On Main Floor, Dimensions: 14 x 16
  • Laundry: On Lower Floor
  • Living Room: On Main Floor, Dimensions: 21 x 19
  • Other Room1: Dimensions: 10x10, On Level: Main
  • Below Grade Sq Ft: 1812
  • Finished Below Grade Sq Ft: 1812
  • Above Grade Finished Sq Ft: 1812
  • Total Finished Sq Ft: 1812

Exterior Features

  • Exterior: Vinyl Siding
  • Exterior Features: Deck, Lawn Sprinkler, Patio
  • Frontage: 188
  • Lake Name: Secord Lake
  • Road: Gravel
  • Water Features: All Sports Lake, Dock/Pier Facility, Lake Frontage, Sea Wall
  • Waterfront: Yes
  • Frontage Type: Water

Garage/Parking

  • Garage: Attached Garage, Detached Garage
  • Parking: 2 Spaces
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: LP/Propane Gas
  • Sewer: Septic
  • Water: Private Well
  • Cooling: Ceiling Fan(s)

Lot Info

  • Assessor Parcel Number: 040-080-000-001-00
  • Zoning: Residential
  • Lot Dimensions: 143x213x188x236
  • Acreage: 0.85
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Amount: $1,674.93
  • Winter Tax: Amount: $1,837.14
  • Taxable Value: 134300
  • Total Tax: Year: 2015, Amount: $3,495.00

MLS Schools

  • School District: Gladwin Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 30, 2016
Closed on
Apr 7, 2017
Sold by
Zajac Marvin S
Bought by
Pepin John L and Pepin Cindy T
Seller's Agent
Sonya Loose
CENTURY 21 SIGNATURE - MIDLAND
Buyer's Agent
Ivie Baker
Baker-Kehoe Realty LLC
List Price
$269,900
Sold Price
$233,000
Premium/Discount to List
-$36,900
-13.67%
Current Estimated Value
$430,868

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$197,868
Avg. Annual Appreciation
6.58%
Original Mortgage
$198,050
Outstanding Balance
$166,267
Interest Rate
4.1%
Mortgage Type
New Conventional
Estimated Equity
$232,071
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pepin John L $233,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pepin John L $198,050
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/07/2017 04/07/17 Sold $233,000 -13.7% $129 / Sq Ft
04/07/2017 04/07/17 Pending -- -- --
03/30/2016 03/30/16 For Sale $269,900 -- $149 / Sq Ft
Source: Clare Gladwin Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,169 $248,700 $0 $248,700
2024 $1,660 $238,800 $0 $238,800
2023 $1,588 $202,100 $0 $0
2022 $4,381 $172,500 $0 $0
2021 $1,444 $154,000 $0 $154,000
2020 $1,444 $149,500 $0 $149,500
2019 $3,548 $153,500 $0 $153,500
2018 $3,263 $131,900 $0 $131,900
2017 $2,776 $128,800 $82,000 $46,800
2016 $2,674 $111,100 $34,000 $77,100
2015 -- $129,800 $82,000 $47,800
2014 -- $134,300 $82,000 $52,300
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Clare Gladwin Board of REALTORS®

MLS Number: 41023882

Clare Gladwin Board of REALTORS®

APN: 040-080-000-001-00