NOT LISTED FOR SALE

441 Bay Pointe Dr Montross, VA 22520

Estimated Value: $223,042 - $265,000

3 Beds
2 Baths
1,284 Sq Ft
$192/Sq Ft Est. Value

Last Sold June 14, 2022

Last sale price $215,000 $167 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $1,373/month

6 Days on Market

Highlights

  • Marina
  • Boat Ramp
  • Canoe or Kayak Water Access
  • Montross Middle School Rated 9+
  • Home fronts navigable water
  • Fitness Center

About This Home

As of June 2022

Offered for Sale is a very nice "Starter Home", a 3 Bedroom 2 Bath Rambler in the well sought-after waterfront community of Stratford Harbour. Total square footage is 1284, living sq. footage is 1152. Laminate flooring, vinyl and carpet is throughout the home. This home has also been professionally painted recently and it offers a great backyard with shed that is less than 10 years old. New Pella windows installed, a 30 yr roof and brand new Whirlpool microwave has been installed. Also included is a nice wood burning stove. 1 year Home Warranty on appliances is being offered to the buyer. Not many homes in Stratford Harbour are available now at this price point. With interest rates now on the rise as of today, please act quickly before this home is no longer available.

Last Agent to Sell the Property

Ms. Tina M. Keene

(804) 587-0870 myrealtorangelacarter@gmail.com AC Realty Group License #0225218353 Listed on: 05/04/2022

AC Realty Group

Last Buyer's Agent

Non Member Member

rosemary.que@mris.net Metropolitan Regional Information Systems, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $846

Year Built

  • Built in 1976

Lot Details

  • 0.34 Acre Lot
  • Home fronts navigable water
  • Level Lot
  • Open Lot
  • Front Yard
  • Property is in average condition

HOA Fees

  • $29 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1,284 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Window Screens
  • Living Room
  • Combination Kitchen and Dining Room
  • Crawl Space

Kitchen

  • Galley Kitchen
  • Electric Oven or Range
  • Stove
  • Built-In Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Electric Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Gravel Driveway
  • Assigned Parking

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Non Powered Boats Only
  • Lake Privileges
  • Deck
  • Shed

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Back Up Electric Heat Pump System
  • Electric Water Heater
  • Septic Equal To The Number Of Bedrooms
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 214
  • Assessor Parcel Number 23E 214

Community Details

Overview

  • Stratford Harbour HOA, Phone Number (804) 493-8180
  • Stratford Harbour Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Meeting Room
  • Community Dining Room

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Pier or Dock
  • Marina
  • Beach
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Pool Membership Available
  • Fishing Allowed
  • Recreational Area

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$846

Year Built

Built in 1976

Lot Details

0.34 Acres

HOA Fees

$29 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: Yes
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2022-05-13
  • Federal Flood Zone: No
  • Year Built: 1976
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Water Heater, Washer, Stove, Oven/Range - Electric
  • Flooring Type: Vinyl, Laminated, Carpet
  • Interior Amenities: Combination Kitchen/Dining, Floor Plan - Open, Kitchen - Galley, Tub Shower
  • Window Features: Screens, Energy Efficient
  • Fireplace Features: Wood, Other
  • Fireplace: Yes
  • Foundation Details: Block, Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Laundry, Bathroom 2, Primary Bathroom
  • Basement: No
  • Laundry Type: Has Laundry, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 1284
  • Living Area Sq Ft: 1284
  • Price Per Sq Ft: 155.69
  • Above Grade Finished Sq Ft: 1284
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Wood Siding, Vinyl Siding
  • Road Surface Type: Paved
  • Roof: Architectural Shingle
  • Spa: No
  • Water Access Features: Boat - Non Powered Only, Canoe/Kayak, Fishing Allowed, Private Access
  • Water Access: Yes
  • Water Body Name: POTOMAC RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Central, Electric, Wood
  • Heating Type: Central, Heat Pump - Electric Backup, Heat Pump(s), Wood Burn Stove
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic = # Of Br, Septic Exists
  • Utilities: Cable Tv Available, Electric Available, Water Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Broadband

Condo/Co-op/Association

  • HOA Fees: 350.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Dining Rooms, Exercise Room, Lake, Marina/Marina Club, Meeting Room, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Reserved/Assigned Parking, Security, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Name: STRATFORD HARBOUR
  • HOA Phone: 804-493-8180
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: In Ground

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Assessed Value: 26800.00
  • Lot Features: Front Yard, Level, Open
  • Lot Size Acres: 0.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14725.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Average
  • Zoning: RESIDENTIAL
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Assessor Parcel Number: 19775824
  • Tax Annual Amount: 845.88
  • Assessor Parcel Number: 23E 214
  • Tax Lot: 214
  • Tax Year: 2021

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 4, 2022
Closed on
Jun 9, 2022
Sold by
Armbruster Curt M and Armbruster Kristina
Bought by
Moffat Justin Tyler and Borror Devin Nichole
Seller's Agent
Ms. Tina M. Keene
AC Realty Group
Buyer's Agent
Non Member Member
Metropolitan Regional Information Systems, Inc.
List Price
$199,900
Sold Price
$215,000
Premium/Discount to List
$15,100
7.55%
Current Estimated Value
$247,011

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,011
Avg. Annual Appreciation
3.83%
Original Mortgage
$217,171
Outstanding Balance
$205,752
Interest Rate
5.27%
Mortgage Type
New Conventional
Estimated Equity
$41,259
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Purchase History

Date Buyer Sale Price Title Company
Moffat Justin Tyler $215,000 Lakeside Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Moffat Justin Tyler $217,171
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/14/2022 06/14/22 Sold $215,000 +7.6% $167 / Sq Ft
05/04/2022 05/04/22 For Sale $199,900 +73.8% $156 / Sq Ft
02/27/2014 02/27/14 Sold $115,000 -10.9% -- View Prior Sale
01/09/2014 01/09/14 Pending -- -- --
09/23/2013 09/23/13 Price Changed $129,000 -13.9% --
06/06/2013 06/06/13 Price Changed $149,900 -5.7% --
04/03/2013 04/03/13 For Sale $159,000 -- --
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $914 $134,400 $26,800 $107,600
2024 $914 $134,400 $26,800 $107,600
2023 $833 $134,400 $26,800 $107,600
2022 $833 $134,400 $26,800 $107,600
2021 $846 $111,300 $26,800 $84,500
2020 $846 $111,300 $26,800 $84,500
2019 $723 $111,300 $26,800 $84,500
2018 $679 $111,300 $26,800 $84,500
2017 -- $111,300 $26,800 $84,500
2016 $668 $111,300 $26,800 $84,500
2015 -- $118,500 $26,800 $91,700
2014 -- $0 $0 $0
2013 -- $118,500 $26,800 $91,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE2002242

Bright MLS

APN: 23E-214

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