NOT LISTED FOR SALE

441 Ridgeway St Saint Joseph, MI 49085

Estimated Value: $1,181,000 - $1,378,732

5 Beds
3.5 Baths
5,609 Sq Ft
$222/Sq Ft Est. Value

Last Sold January 08, 2018

Last sale price $917,500 $164 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $7,955/month

Highlights

  • Deeded Waterfront Access Rights
  • Cape Cod Architecture
  • Pond
  • Upton Middle School Rated A
  • Maid or Guest Quarters
  • Family Room with Fireplace

About This Home

As of January 2018

SIGNIFICANT PRICE REDUCTION on highly desirable Ridgeway Street. This magnificent beach home is set along a charming brick paved street, the most prestigious in St Joseph. The home offers views of Lake Michigan from many rooms, and comes with 30ft of walkout private Lake Michigan beach. The short stroll to the beach is through a soft sand path meandering through beach grass - NO STAIR OR BLUFF! Brilliantly designed 5 bedroom, 3.5 bath resort style home features four levels with over 5,600sq ft of living space. The floor plan offers functional open spaces and an abundance of windows making the most of its proximity to the Lake. The lookout tower offers dramatic panoramic views of Lake MI and is perfect for watching those irresistible lake sunsets. Fantastic outdoor living and entertaining double sided stone fireplace that connects the family room to the private patio and lush landscaping. A separate guest wing, with two spacious bedrooms and a bath, gives friends and family lots of privacy. Located in award winning Saint Joseph Public Schools and within walking distance to the West Basin Marina, Harbor Shores golf course/walking trails, and downtown shops and restaurants!

Last Agent to Sell the Property

Kerry Wright

Wright Properties License #6506043362 Listed on: 01/08/2018

Last Buyer's Agent

Kerry Wright

Wright Properties License #6506043362 Listed on: 01/08/2018

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,080

Year Built

  • Built in 1925

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 100 x 108
  • Shrub
  • Sprinkler System
  • Garden
  • Back Yard Fenced

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Cape Cod Architecture
  • Brick or Stone Mason
  • Composition Roof
  • Wood Siding
  • Stone

Interior Spaces

  • 3-Story Property
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Insulated Windows
  • Window Treatments
  • Garden Windows
  • Window Screens
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Area
  • Recreation Room
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Maid or Guest Quarters

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deeded Waterfront Access Rights
  • Pond
  • Shared Waterfront
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,080

Year Built

Built in 1925

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Cape Cod
  • Stories: 3
  • Year Built: 1925
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 100 x 108
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 5609.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 10080.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Landscape:Underground Sprinkler: Yes
  • Windows:Skylight(s): Yes
  • Landscape:Flower Garden: Yes
  • Landscape:Decor Pond: Yes
  • Additional Items:Guest Quarters: Yes
  • General Property Info:SqFt Above Grade: 4490.0
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Architectural Style Cape Cod: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Guest Quarters, Eat-in Kitchen, Pantry
  • Fireplace Features: Family Room, Gas Log, Living Room, Wood Burning, Other
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Full
  • LivingArea: 5609.0
  • Window Features: Low-Emissivity Windows, Skylight(s), Screens, Insulated Windows, Garden Window, Window Treatments
  • General Property Info:Stories2: 3.0
  • Basement Rooms:Basement Finished SQFT: 1119.0
  • Basement Rooms:Total Basement SQFT: 2237.0
  • Kitchen Features:Eating Area: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Family: Yes
  • Fireplace:Wood Burning: Yes
  • Appliances:Cook Top: Yes
  • Kitchen Features:Garden Window: Yes
  • Appliances:Freezer: Yes
  • Below Grade Sq Ft: 1119.0

Exterior Features

  • Construction Materials: Stone, Wood Siding
  • Fencing: Fenced Back
  • List Price: 990000.0
  • Patio and Porch Features: Patio
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Material:Stone: Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Deeded Access: Yes
  • Water Fea Amenities:Shared Frontage: Yes

Lot Info

  • Lot Size Acres: 0.25
  • Lot Size Area: 0.25
  • Lot Dimensions: 100 x 108
  • Lot Size Sq Ft: 10890.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 10080.0
  • Tax Year: 2016

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 6, 2021
Sold by
Conybeare Brian and Conybeare Janna
Bought by
Conybeare Brian William and Conybeare Janna Gaffney
Current Estimated Value
$1,246,683

Purchase Details

Listed on
Jan 8, 2018
Closed on
Dec 28, 2017
Sold by
Brown Steven R and Brown Judy L
Bought by
Conybeare Brian and Conybeare Janna
Seller's Agent
Kerry Wright
Wright Properties
Buyer's Agent
Kerry Wright
Wright Properties
List Price
$1,299,000
Sold Price
$917,500
Premium/Discount to List
-$381,500
-29.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.03%
Original Mortgage
$600,000
Outstanding Balance
$497,119
Interest Rate
3.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$749,564
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Conybeare Brian William -- None Available
Conybeare Brian -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Conybeare Brian $600,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/08/2018 01/08/18 Sold $917,500 -29.4% $164 / Sq Ft
01/08/2018 01/08/18 For Sale $1,299,000 -- $232 / Sq Ft
12/14/2017 12/14/17 Pending -- -- --
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,151 $632,800 $0 $0
2024 $15,667 $456,800 $0 $0
2023 $15,026 $402,200 $0 $0
2022 $14,343 $362,600 $0 $0
2021 $16,700 $412,300 $143,700 $268,600
2020 $16,474 $415,700 $0 $0
2019 $16,347 $325,900 $141,700 $184,200
2018 $11,384 $325,900 $0 $0
2017 $10,427 $324,100 $0 $0
2016 $10,205 $310,200 $0 $0
2015 $10,080 $308,800 $0 $0
2014 $9,606 $305,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 17020894

Southwestern Michigan Association of REALTORS®

APN: 11-76-1900-0113-02-7