NOT LISTED FOR SALE

441 Spry Island Rd Joppa, MD 21085

Estimated Value: $546,000 - $615,000

4 Beds
2.5 Baths
2,694 Sq Ft
$214/Sq Ft Est. Value

Last Sold July 22, 2024

Last sale price $535,000 $199 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $3,429/month

8 Days on Market

Highlights

  • View of Trees or Woods
  • Open Floorplan
  • Premium Lot
  • 0.36 Acre Lot
  • Colonial Architecture
  • Cathedral Ceiling

About This Home

As of July 2024

One of the largest homes in the neighborhood with "bump-outs" on both sides and rear of home located on one of the largest (and most beautiful!) lots that backs to woods! You'll love spending time both inside and outside here! Professionally landscaped yard with underground sprinkler system keeps your yard looking great year round! Downspouts are all routed to exterior drain at back of yard ... no worries there! Also boasts a mature herb garden. Inside you'll enjoy the stadium kitchen w/55 cabinets/drawers & granite counters; 2-story FR with wood-burning fireplace and spacious open floor plan! All bedrooms are generously sized and the primary bath is simply luxurious (plus it's plumbed for a 2 sink vanity - sellers just preferred the extra space)! Dual zone HVAC; new roof 2019. Easy access to Rt. 95, White Marsh, Bel Air & Aberdeen. Original owners.

Last Agent to Sell the Property

Janice Headen

(410) 960-0020 jan@headen4home.com EXP Realty, LLC License #525949 Listed on: 06/11/2024

EXP Realty, LLC

Last Buyer's Agent

Gary Williamson

(443) 921-3900 gary.l.williamson@gmail.com Northrop Realty License #530248

Northrop Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,221

Year Built

  • Built in 2003

Lot Details

  • 0.36 Acre Lot
  • Northeast Facing Home
  • Landscaped
  • Premium Lot
  • Level Lot
  • Sprinkler System
  • Backs to Trees or Woods
  • Property is zoned R1COS

HOA Fees

  • $44 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Permanent Foundation
  • Poured Concrete
  • Architectural Shingle Roof
  • Stone Siding
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Fireplace With Glass Doors
  • Screen For Fireplace
  • Fireplace Mantel
  • Double Door Entry
  • Six Panel Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Views of Woods
  • Attic

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Gas Dryer
  • ENERGY STAR Qualified Washer

Unfinished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Sump Pump
  • Rough-In Basement Bathroom
  • Natural lighting in basement

Home Security

  • Home Security System
  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Utilities

  • 90% Forced Air Zoned Heating and Cooling System
  • Programmable Thermostat
  • 200+ Amp Service
  • Natural Gas Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • Association fees include common area maintenance, trash
  • Aspen Property Management HOA
  • Gunpowder Ridge Subdivision

Listing and Financial Details

  • Tax Lot 70
  • Assessor Parcel Number 1301334409

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,221

Year Built

Built in 2003

Lot Details

0

HOA Fees

$44 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Grill, 2nd refrigerator, upright freezer
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2003
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Extra Refrigerator/Freezer, Freezer, Icemaker, Oven - Self Cleaning, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Energy Star Clothes Washer, Dryer - Gas
  • Flooring Type: Carpet, Hardwood, Vinyl
  • Interior Amenities: Attic, Ceiling Fan(s), Combination Dining/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Bathroom - Soaking Tub, Bathroom - Stall Shower, Upgraded Countertops, Walk-In Closet(s), Wood Floors, Recessed Lighting
  • Fireplace Features: Equipment, Fireplace - Glass Doors, Mantel(s), Wood, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Double Entry, Six Panel, Storm
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceilings
  • Foundation Details: Permanent, Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Basement, Primary Bathroom
  • Basement: Yes
  • Basement Type: Daylight, Full, Outside Entrance, Interior Access, Poured Concrete, Rough Bath Plumb, Sump Pump, Walkout Level, Unfinished
  • Laundry Type: Main Floor
  • Total Sq Ft: 4217
  • Living Area Sq Ft: 2694
  • Price Per Sq Ft: 198.59
  • Above Grade Finished Sq Ft: 2694
  • Below Grade Sq Ft: 1523
  • Total Below Grade Sq Ft: 1523
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone, Vinyl Siding
  • Exterior Features: Underground Lawn Sprinkler
  • Roof: Architectural Shingle
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Programmable Thermostat
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Natural Gas
  • Heating Type: Zoned, 90% Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Carbon Monoxide Detector(s), Security System, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Phone
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 132.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Trash
  • HOA Name: ASPEN PROPERTY MANAGEMENT
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Backs To Trees, Landscaping, Level, Premium
  • Lot Size Acres: 0.36
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15812.00
  • Zoning: R1COS
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4221.00
  • Assessor Parcel Number: 1301334409
  • Tax Lot: 70
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 10, 2025
Sold by
Carr Candis M and Williamson Gary L
Bought by
Williamson Gary L and Williamson Candis Maria
Current Estimated Value
$577,462

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$529,720
Outstanding Balance
$529,720
Interest Rate
6.5%
Mortgage Type
FHA
Estimated Equity
$47,742

Purchase Details

Listed on
Jun 11, 2024
Closed on
Jul 18, 2024
Sold by
Cahoon John P and Cahoon Carolyn D
Bought by
Carr Candis M and Williamson Gary L
Seller's Agent
Janice Headen
EXP Realty, LLC
Buyer's Agent
Gary Williamson
Northrop Realty
List Price
$535,000
Sold Price
$535,000
Views
66

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.30%
Original Mortgage
$525,309
Interest Rate
6.95%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 10, 2003
Sold by
Joppa East Limited Partnership
Bought by
Cahoon John P and Cahoon Carolyn D
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Williamson Gary L -- None Listed On Document
Carr Candis M $535,000 None Listed On Document
Carr Candis M $535,000 None Listed On Document
Cahoon John P $313,031 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Williamson Gary L $529,720
Previous Owner Carr Candis M $525,309
Closed Cahoon John P --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/22/2024 07/22/24 Sold $535,000 0.0% $199 / Sq Ft
06/19/2024 06/19/24 Pending -- -- --
06/19/2024 06/19/24 Off Market $535,000 -- --
06/11/2024 06/11/24 For Sale $535,000 -- $199 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,386 $437,567 $0 $0
2024 $4,056 $402,400 $98,800 $303,600
2023 $4,056 $387,267 $0 $0
2022 $4,056 $372,133 $0 $0
2021 $4,017 $357,000 $98,800 $258,200
2020 $4,017 $348,133 $0 $0
2019 $3,915 $339,267 $0 $0
2018 $3,778 $330,400 $91,800 $238,600
2017 $3,736 $330,400 $0 $0
2016 $140 $323,000 $0 $0
2015 $4,179 $319,300 $0 $0
2014 $4,179 $319,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2032512

Bright MLS

APN: 01-334409