NOT LISTED FOR SALE

4423 Terra Ln Saint Joseph, MI 49085

Estimated Value: $430,000 - $468,000

4 Beds
4 Baths
2,384 Sq Ft
$188/Sq Ft Est. Value

Last Sold August 25, 2023

Last sale price $390,000 $164 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $2,850/month

33 Days on Market

Highlights

  • Private Waterfront
  • In Ground Pool
  • Fireplace in Kitchen
  • Upton Middle School Rated A
  • 1.42 Acre Lot
  • Deck

About This Home

As of August 2023

Located on a 1.4 acre wooded lot with almost 100 ft. Yellow Creek frontage offering a private feel to enjoy your 20x40 inground swimming pool. This 4 bedroom, 4 bath home has much to offer. Remodeled kitchen features cherry cabinets, granite countertops, oversized island & sitting area with a wood burning fireplace. Main floor also includes a bedroom, living room & dining area. Upper level has a large primary suite with 2 closets, attached bath & sliders to a private balcony. Walkout basement is partially finished with a full bath & a 12x12 room which would make a great office. Also another fireplace located in the walkout basement. Seller is leaving flooring, drywall & ceiling tiles so the new owners can have the rest of the basement finished. Large patio & deck for outside enjoyment.

Last Agent to Sell the Property

Shelle Dragomer

@properties Christie's International R.E. License #6501342234 Listed on: 06/16/2023

@properties Christie's International R.E.

Last Buyer's Agent

Chris Marzke

@properties Christie's International R.E. License #6506044266

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,472

Year Built

  • Built in 1975

Lot Details

  • 1.42 Acre Lot
  • Lot Dimensions are 151 x 436 x 99 x 515
  • Private Waterfront
  • 99 Feet of Waterfront
  • Wooded Lot
  • Back Yard Fenced

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Window Treatments
  • Living Room
  • Dining Area
  • Ceramic Tile Flooring

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter
  • Fireplace in Kitchen

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 4 Full Bathrooms

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • In Ground Pool
  • Water Access
  • Balcony
  • Deck
  • Patio
  • Shed
  • Storage Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Property is near a ravine

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,472

Year Built

Built in 1975

Lot Details

0

Parking

3

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1975
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 151 x 436 x 99 x 515
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2384.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • Tax Info:Annual Property Tax: 4471.85
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Ravine: Yes
  • Waterfront Options:Water Frontage3: 99.4
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Substructure:Walk Out: Yes
  • General Property Info:SqFt Above Grade: 2114.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Fencing:Fenced Back: Yes
  • Flooring:Ceramic Floor: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Range, Refrigerator
  • Flooring: Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Kitchen Island, Eat-in Kitchen
  • Fireplace Features: Kitchen, Wood Burning, Other
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 4
  • Main Level Bedrooms: 1
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Full, Walk-Out Access
  • LivingArea: 2384.0
  • Window Features: Window Treatments
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Full Baths: 1
  • Basement Rooms:Basement Finished SQFT: 270.0
  • Basement Rooms:Total Basement SQFT: 1057.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Breakfast Nook: Yes
  • Kitchen Features:Center Island: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Wood Burning: Yes
  • Fireplace:Kitchen: Yes
  • Below Grade Sq Ft: 270.0

Exterior Features

  • Construction Materials: Brick, Wood Siding
  • Exterior Features: Balcony
  • Fencing: Fenced Back
  • List Price: 410000.0
  • Lot Features: Wooded, Ravine
  • Other Structures: Shed(s)
  • Patio and Porch Features: Deck, Patio, Porch(es)
  • Pool Features: In Ground
  • Roof: Composition
  • Water Body Name: Yellow Creek
  • Waterfront Features: Stream/Creek
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes
  • Exterior Material:Brick: Yes
  • Exterior Features:Balcony: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes
  • Pool:In Ground: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 3.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:Private Frontage: Yes

Lot Info

  • Lot Size Acres: 1.42
  • Lot Size Area: 1.42
  • Lot Dimensions: 151 x 436 x 99 x 515
  • Lot Size Sq Ft: 61751.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4471.85
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 16, 2023
Closed on
Aug 31, 2023
Sold by
Wade Pamela
Bought by
Full Trent
Seller's Agent
Shelle Dragomer
@properties Christie's International R.E.
Buyer's Agent
Chris Marzke
@properties Christie's International R.E.
List Price
$430,000
Sold Price
$390,000
Premium/Discount to List
-$40,000
-9.3%
Views
306
Current Estimated Value
$437,858

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$47,858
Avg. Annual Appreciation
6.15%
Original Mortgage
$370,500
Outstanding Balance
$364,662
Interest Rate
7.5%
Mortgage Type
New Conventional
Estimated Equity
$73,763

Purchase Details

Closed on
Oct 20, 2022
Sold by
Wade Pamela
Bought by
Wade Michael Andrew

Purchase Details

Listed on
Sep 26, 2019
Closed on
Mar 5, 2020
Sold by
Nutto Steven Alex and Nutto Angela Marie
Bought by
Wade Pamela
Seller's Agent
Angela Nutto
Keller Williams Realty Swm
Buyer's Agent
Shelle Dragomer
@properties Christie's International R.E.
List Price
$329,900
Sold Price
$304,000
Premium/Discount to List
-$25,900
-7.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.96%
Original Mortgage
$288,800
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 9, 2013
Closed on
Jul 26, 2013
Sold by
Strasser Richard L and Strasser Joan K
Bought by
Nutto Steven Alex and Nutto Angela Marie
Seller's Agent
Sharon Halliburton
American Homes Real Estate
Buyer's Agent
Mary Kay Sverid
Coldwell Banker Realty
List Price
$214,900
Sold Price
$210,500
Premium/Discount to List
-$4,400
-2.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.72%
Original Mortgage
$199,975
Interest Rate
3.93%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 18, 1991

Purchase Details

Closed on
Jul 14, 1989

Purchase Details

Closed on
Feb 28, 1986
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Full Trent $390,000 None Listed On Document
Wade Michael Andrew -- --
Wade Pamela $304,000 None Available
Nutto Steven Alex $210,500 First American Title
-- $157,000 --
-- $128,000 --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Full Trent $370,500
Previous Owner Wade Pamela $288,800
Previous Owner Nutto Steven Alex $199,975
Previous Owner Strasser Richard L $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/25/2023 08/25/23 Sold $390,000 -4.9% $164 / Sq Ft
06/23/2023 06/23/23 Price Changed $410,000 -4.7% $172 / Sq Ft
06/16/2023 06/16/23 For Sale $430,000 +41.4% $180 / Sq Ft
03/05/2020 03/05/20 Sold $304,000 -7.9% $144 / Sq Ft
02/04/2020 02/04/20 Pending -- -- --
09/26/2019 09/26/19 For Sale $329,900 +56.7% $156 / Sq Ft
07/29/2013 07/29/13 Sold $210,500 -2.0% $67 / Sq Ft
07/29/2013 07/29/13 Pending -- -- --
06/09/2013 06/09/13 For Sale $214,900 -- $69 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,437 $208,800 $0 $0
2024 $4,055 $199,800 $0 $0
2023 $3,395 $174,500 $0 $0
2022 $3,233 $159,300 $0 $0
2021 $4,425 $157,300 $34,200 $123,100
2020 $2,920 $120,600 $0 $0
2019 $2,868 $120,000 $25,800 $94,200
2018 $2,853 $120,000 $0 $0
2017 $2,804 $125,700 $0 $0
2016 $2,724 $116,900 $0 $0
2015 $2,676 $120,600 $0 $0
2014 $2,179 $110,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 23020878

Southwestern Michigan Association of REALTORS®

APN: 11-17-9320-0081-00-4