NOT LISTED FOR SALE

Estimated Value: $929,394 - $1,003,000

4 Beds
3 Baths
1,931 Sq Ft
$498/Sq Ft Est. Value

Sale Details

Date Sold: September 2, 2025

Last sale price $950,000 $492 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $5,440 / mo

2 Days on Market

Highlights

  • Lake View
  • Private Yard
  • Breakfast Area or Nook
  • Vaulted Ceiling
  • Home Office
  • 3 Car Attached Garage

About This Home

As of September 2025

SPACIOUS SINGLE-STORY WITH NO HOA! Backing to the San Luis Rey River trail, this 4-bedroom, 2.5-bath home offers 1,931 sqft of well-designed living space and a versatile floor plan. A welcoming formal living area with vaulted ceilings leads into the open-concept family room, where a cozy fireplace and large windows create a warm and inviting atmosphere. The kitchen is appointed with granite countertops, stainless steel appliances, wood cabinetry, and a convenient breakfast bar. The private primary suite features backyard access, a walk-in closet, dual vanities, a soaking tub, and a separate shower. Three additional bedrooms provide flexibility for guests, a home office, or hobbies. Highlights include updated flooring throughout, brand new central AC, new roof and a 3-car garage with ample storage. Step outside to enjoy a serene backyard retreat with mature landscaping, multiple seating areas, and direct gated access to the walking and biking trail. Located close to parks, shopping, and the beach, this home offers privacy, convenience, and a low-maintenance lifestyle—all with no HOA fees. Welcome home!

Last Agent to Sell the Property

Doug West

First Team Real Estate License #01809910 Listed on: 07/29/2025

First Team Real Estate

Last Buyer's Agent

Angela Pinamonti

Real Broker License #01922422

Real Broker

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1992

Lot Details

  • Property is Fully Fenced
  • Private Yard
  • Property is zoned R-1:SINGLE

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Property Views

  • Lake
  • Woods

Home Design

  • Entry on the 1st floor
  • Concrete Roof
  • Clay Roof
  • Stucco

Interior Spaces

  • 1,931 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Family Room with Fireplace
  • Living Room
  • Dining Area
  • Home Office
  • Tile Flooring

Kitchen

  • Breakfast Area or Nook
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Powered By Gas
  • Heating System Uses Natural Gas

Additional Features

  • No Interior Steps
  • Concrete Porch or Patio

Community Details

  • Oceanside Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1992

Lot Details

10,019 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: Residential
  • Stories: 1
  • Accessibility Features: No Interior Steps
  • Year Built: 1992
  • Unit Levels: 1 Story
  • Property Sub Type: Detached
  • Co List Office Mls Id: 990472
  • Subdivision Name: OCEANSIDE
  • Entry Level: 1
  • Living Area: 1931.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2025-09-03T03:27:05Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • EntryLevelBuilding: 1
  • ExclusiveUseYard: Yes
  • FullAddress: 4431 Old River St
  • Ownership: Fee Simple
  • ShortSale: No
  • Special Features: VirtualTour

Interior Features

  • Total Bedrooms: 4
  • Appliances: Dishwasher, Disposal, Microwave, Gas Range, Counter Top
  • Fireplace Features: FP in Family Room
  • Fireplaces: 1
  • Flooring: Tile

Exterior Features

  • Fencing: Full
  • Roof: Concrete, Tile/Clay
  • View: Lake/River, Trees/Woods
  • Pool Features: N/K
  • Construction Type: Stucco
  • Patio And Porch Features: Concrete, Patio Open

Garage/Parking

  • Garaged Spaces: 3.0
  • Parking Features: Attached, Garage Door Opener
  • Total Parking Spaces: 6.0

Utilities

  • Cooling: Central Forced Air, Gas
  • Heating: Forced Air Unit
  • Sewer: Sewer Connected
  • Laundry Features: Gas
  • Water Source: Meter on Property
  • HeatSource: Natural Gas

Schools

  • Junior High Dist: Oceanside Unified School Distric

Lot Info

  • Zoning: R-1:SINGLE

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2025
Closed on
Aug 13, 2025
Sold by
Waldner Revocable Living Trust and Waldner Phyllis Kristine
Bought by
Hopewell John Covey and Hopewell Diane Elizabeth
Seller's Agent
Doug West
First Team Real Estate
Buyer's Agent
Angela Pinamonti
Real Broker
List Price
$945,000
Sold Price
$950,000
Premium/Discount to List
$5,000
0.53%
Views
32
Current Estimated Value
$961,599

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,599
Avg. Annual Appreciation
1.80%
Original Mortgage
$760,000
Outstanding Balance
$759,346
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$202,253

Purchase Details

Closed on
Dec 27, 2024
Sold by
Waldner Phyllis Kristine and Waldner Ilmar
Bought by
Waldner Revocable Living Trust and Waldner

Purchase Details

Closed on
May 20, 2005
Sold by
Killen Charles M N and Killen Patricia J
Bought by
Waldner Ilmar and Waldner Phyllis K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$524,000
Interest Rate
5.72%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Nov 25, 1991
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Hopewell John Covey $950,000 Western Resources Title Compan
Waldner Revocable Living Trust -- None Listed On Document
Waldner Ilmar $655,000 Fidelity National Title Co
-- $224,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Hopewell John Covey $760,000
Previous Owner Waldner Ilmar $524,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/02/2025 09/02/25 Sold $950,000 +0.5% $492 / Sq Ft
08/01/2025 08/01/25 Pending -- -- --
07/29/2025 07/29/25 For Sale $945,000 -- $489 / Sq Ft
Source: San Diego MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,675 $326,006 $68,671 $257,335
2024 $3,675 $319,615 $67,325 $252,290
2023 $3,561 $313,349 $66,005 $247,344
2022 $3,506 $307,206 $64,711 $242,495
2021 $3,515 $301,184 $63,443 $237,741
2020 $3,408 $298,097 $62,793 $235,304
2019 $3,309 $292,253 $61,562 $230,691
2018 $3,272 $286,523 $60,355 $226,168
2017 $3,210 $280,906 $59,172 $221,734
2016 $3,106 $275,399 $58,012 $217,387
2015 $3,016 $271,263 $57,141 $214,122
2014 $2,902 $265,950 $56,022 $209,928
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250034720

San Diego MLS

APN: 157-812-53

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