J
Seller's Agent in 2022
JUSTIN HESS
Redfin Corporation
4431 Terra Ln St. Joseph, MI 49085
Estimated Value: $416,000 - $522,000
4
Beds
3
Baths
2,936
Sq Ft
$165/Sq Ft
Est. Value
Highlights
- Private Waterfront
- Deck
- Wood Flooring
- Upton Middle School Rated A
- Stream or River on Lot
- Main Floor Bedroom
About This Home
As of December 2022Location! Location! Location! Built new in 2015, this open concept ranch-style home is located in Royalton Twp.; a quick drive to Lake Michigan beaches. Nestled on a cul-de-sac street, on almost an acre bordered by Yellow Creek, this gem features 4 bedrooms, 3 full bathrooms, a finished walk-out basement with a 2nd living area. Heated tile floors, a gas fireplace, a large home office/MPR, Hunter Douglas blackout blinds in bedrooms, plus dual fuel sources for stove and dryer are notable finishing touches. Dine or lounge al-fresco on an expansive deck overlooking your private fenced-in backyard, with an equally sized stamped/stained patio for entertaining. The 3-car garage provides room for family, tools, and fun. All household furnishings are negotiable.
Last Agent to Sell the Property
JUSTIN HESS
Redfin Corporation License #6501444677 Listed on: 09/02/2022
Last Buyer's Agent
Robert Krynak
Redfin Corporation License #6501440292
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,116
Year Built
- Built in 2015
Lot Details
- 0.91 Acre Lot
- Lot Dimensions are 116x468x107x421
- Private Waterfront
- 107 Feet of Waterfront
- Cul-De-Sac
- Shrub
- Level Lot
- Garden
- Back Yard Fenced
Parking
- 3 Car Attached Garage
- Garage Door Opener
Home Design
- Brick or Stone Mason
- Shingle Roof
- Composition Roof
- Wood Siding
- Vinyl Siding
- Stone
Interior Spaces
- 2,936 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Insulated Windows
- Bay Window
- Window Screens
- Family Room with Fireplace
- Living Room
- Dining Room
- Home Office
- Water Views
- Home Security System
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- ENERGY STAR Qualified Appliances
- Snack Bar or Counter
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Bathroom on Main Level
- 3 Full Bathrooms
- Low Flow Toliet
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Accessible Home Design
- Accessible Bathroom
- Roll Under Sink
- Accessible Bedroom
- Accessible Kitchen
Outdoor Features
- Water Access
- Stream or River on Lot
- Deck
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Well
- Natural Gas Water Heater
- Satellite Dish
- Cable TV Available
Additional Features
- Energy-Efficient Windows
- Mineral Rights Excluded
Community Details
- Yellow Creek Subdivision
- Property is near a ravine
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 2, 2022
Closed on
Dec 7, 2022
Sold by
Garritano Karen Ann
Bought by
Garritano Karen Ann
Seller's Agent
JUSTIN HESS
Redfin Corporation
Buyer's Agent
Robert Krynak
Redfin Corporation
List Price
$645,900
Sold Price
$460,000
Premium/Discount to List
-$185,900
-28.78%
Views
106
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,523
Avg. Annual Appreciation
1.65%
Original Mortgage
$428,041
Outstanding Balance
$415,197
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
$68,326
Purchase Details
Closed on
May 3, 2022
Sold by
Ann Garritano Karen
Bought by
Garritano Karen Ann
Purchase Details
Closed on
Sep 6, 2016
Sold by
Garritano Arnold and Garritano Karen A
Bought by
Arnold Garritano and Arnold Karen Ann
Purchase Details
Listed on
Apr 20, 2015
Closed on
Sep 30, 2015
Sold by
Valenti Mark and Valenti Elizabeth
Bought by
Garritano Karen A and Garritano Arnold
Seller's Agent
Anissa DeSanctis
Coldwell Banker Anchor R.E.
Buyer's Agent
Michele Kaiser
@properties Christie's International R.E.
List Price
$287,000
Sold Price
$273,000
Premium/Discount to List
-$14,000
-4.88%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.76%
Original Mortgage
$218,400
Interest Rate
3.88%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 16, 2015
Sold by
Rautlowski Stella
Bought by
Valenti Mark
Purchase Details
Closed on
Jul 24, 2009
Sold by
Saunders Ronald Warren and Saunders Misty Lynn
Bought by
Rautlowski Stella
Purchase Details
Closed on
Jul 11, 1997
Purchase Details
Closed on
Jul 7, 1997
Purchase Details
Closed on
Sep 27, 1995
Purchase Details
Closed on
Jan 16, 1995
Purchase Details
Closed on
Jun 12, 1979
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Garritano Karen Ann | $460,000 | Chicago Title | |
| Garritano Karen Ann | -- | Thacker Sleight Pc | |
| Arnold Garritano | -- | Attorney | |
| Garritano Karen A | $273,000 | Attorney | |
| Valenti Mark | $28,000 | Multiple | |
| Rautlowski Stella | $32,500 | Multiple | |
| -- | -- | -- | |
| -- | -- | -- | |
| -- | $100 | -- | |
| -- | $15,900 | -- | |
| -- | $15,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Garritano Karen Ann | $428,041 | |
| Previous Owner | Garritano Karen A | $218,400 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/01/2022 12/01/22 | Sold | $460,000 | -6.7% | $157 / Sq Ft | |
| 11/03/2022 11/03/22 | Pending | -- | -- | -- | |
| 11/01/2022 11/01/22 | Price Changed | $493,000 | -4.5% | $168 / Sq Ft | |
| 09/26/2022 09/26/22 | Price Changed | $516,000 | -11.2% | $176 / Sq Ft | |
| 09/14/2022 09/14/22 | Price Changed | $581,300 | -10.0% | $198 / Sq Ft | |
| 09/02/2022 09/02/22 | For Sale | $645,900 | +136.6% | $220 / Sq Ft | |
| 10/09/2015 10/09/15 | Sold | $273,000 | -4.9% | $171 / Sq Ft | View Prior Sale |
| 08/29/2015 08/29/15 | Pending | -- | -- | -- | |
| 04/20/2015 04/20/15 | For Sale | $287,000 | -- | $179 / Sq Ft |
Source: MichRIC
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,514 | $184,000 | $0 | $0 |
| 2024 | $2,413 | $176,600 | $0 | $0 |
| 2023 | $2,299 | $154,500 | $0 | $0 |
| 2022 | $2,181 | $141,100 | $0 | $0 |
| 2021 | $3,116 | $139,000 | $28,600 | $110,400 |
| 2020 | $2,504 | $109,000 | $0 | $0 |
| 2019 | $2,460 | $104,000 | $21,600 | $82,400 |
| 2018 | $2,458 | $104,000 | $0 | $0 |
| 2017 | $1,913 | $86,300 | $0 | $0 |
| 2016 | $1,858 | $77,000 | $0 | $0 |
| 2015 | $727 | $17,300 | $0 | $0 |
| 2014 | $655 | $17,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
R
Buyer's Agent in 2022
Robert Krynak
Redfin Corporation
-
Anissa DeSanctis
Seller's Agent in 2015
Anissa DeSanctis
Coldwell Banker Anchor R.E.
(269) 325-8077
10 in this area
107 Total Sales
-
Michele Kaiser
M
Buyer's Agent in 2015
Michele Kaiser
@ Properties
(269) 469-0700
3 in this area
93 Total Sales
Map
Source: MichRIC
MLS Number: 22038112
APN: 11-17-9320-0082-00-1
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.
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