Seller's Agent in 2025
Ashley Hoffman
Lake Anna Island Realty, Inc.
(540) 834-6417
131 in this area
532 Total Sales
444 Point Dr Bumpass, VA 23024
3
Beds
4
Baths
3,078
Sq Ft
41,382
Sq Ft Lot
Highlights
- Boat Ramp
- 1 Dock Slip
- Home fronts navigable water
- Jouett Elementary School Rated A-
- Beach
- Canoe or Kayak Water Access
About This Home
As of October 2025Your Lake Anna escape awaits! Experience the magic of lake living in this beautifully maintained water-access retreat with stunning, year-round lake views in Jerdone Island subdivision—located on the quiet, private side of Lake Anna. This spacious and inviting home features 3 bedrooms, 4 full baths, and a huge loft that can easily serve as a 4th bedroom, game room, or second living space. Plus, enjoy the added bonus of leased/assigned boat slip #125—your gateway to endless days on the water. Step inside to find an open floor plan flooded with natural light, vaulted wood ceilings, and warm pine hardwood floors throughout. The kitchen flows seamlessly into the living room, where a cozy pellet stove and sliding glass doors lead to a wrap-around deck that showcases breathtaking year-round lake views. The main-level primary suite offers a walk-in closet, double vanity, and a large walk-in tile shower. Also on the main level: an additional bedroom, full bath, and laundry. Upstairs, the expansive loft offers endless possibilities—perfect for entertaining or extra sleeping space. The walkout lower level includes a comfortable family room, another bedroom, and a full bath. Enjoy lake life outdoors on your spacious deck, or relax in the screened-in porch with a ceiling fan. There’s even built-in storage underneath—perfect for stowing kayaks, lawn gear, and lake toys. A 1.5-car garage completes the package. Community amenities include boat slips, a boat ramp, sandy beach, gazebo, and picnic area. Located just minutes from Elk Creek Country Store, dining, and groceries, this home offers serenity, fun and convenience. Come see for yourself and fall in love with life at Lake Anna!
Last Agent to Sell the Property
(540) 894-4400 info@laislandrealty.com Lake Anna Island Realty, Inc. License #0225104962 Listed on: 06/27/2025
Last Buyer's Agent
Unrepresented
datacorrect@brightmls.com Unrepresented Buyer Office
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,365
Year Built
- Built in 2004
Lot Details
- 41,382 Sq Ft Lot
- Home fronts navigable water
- Public Beach
- Landscaped
- Premium Lot
- Backs to Trees or Woods
- Back and Front Yard
- Property is in excellent condition
HOA Fees
- $21 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- 4 Driveway Spaces
- Basement Garage
- Side Facing Garage
- Garage Door Opener
- Gravel Driveway
Property Views
- Lake
- Woods
Home Design
- A-Frame Home
- Raised Ranch Architecture
- Poured Concrete
- Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 2.5 Levels
- Open Floorplan
- Wood Ceilings
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Insulated Windows
- Sliding Doors
- Insulated Doors
- Family Room Off Kitchen
- Combination Kitchen and Living
- Attic
Kitchen
- Stove
- Built-In Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Connecting Stairway
- Interior, Rear, and Side Basement Entry
- Garage Access
- Basement Windows
Outdoor Features
- Canoe or Kayak Water Access
- Public Water Access
- Property is near a lake
- Waterski or Wakeboard
- Swimming Allowed
- Physical Dock Slip Conveys
- 1 Dock Slip
- Dock made with Treated Lumber
- 6 Powered Boats Permitted
- 6 Non-Powered Boats Permitted
- Lake Privileges
- Deck
- Screened Patio
- Exterior Lighting
- Shed
- Wrap Around Porch
Schools
- Jouett Elementary School
- Louisa County Middle School
- Louisa County High School
Utilities
- Central Air
- Heat Pump System
- Pellet Stove burns compressed wood to generate heat
- Well
- Electric Water Heater
- On Site Septic
- Septic Less Than The Number Of Bedrooms
- Cable TV Available
Listing and Financial Details
- No Smoking Allowed
- Tax Lot 74
- Assessor Parcel Number 46H 1 74
Community Details
Overview
- Association fees include common area maintenance, pier/dock maintenance
- $17 Other Monthly Fees
- Jerdone Island HOA
- Jerdone Island Subdivision
- Community Lake
Amenities
- Picnic Area
- Common Area
Recreation
- Boat Ramp
- Community Boat Dock
- Pier or Dock
- Beach
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 27, 2025
Closed on
Oct 14, 2025
Sold by
Rivoire Melissa J and Sundstrom David P
Bought by
Ward Lora Ann and Cummings Zachary
Seller's Agent
Ashley Hoffman
Lake Anna Island Realty, Inc.
Buyer's Agent
Unrepresented
Unrepresented Buyer Office
List Price
$565,000
Sold Price
$530,000
Premium/Discount to List
-$35,000
-6.19%
Views
181
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,574
Avg. Annual Appreciation
-1.02%
Original Mortgage
$424,000
Outstanding Balance
$424,000
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$103,715
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $530,000 | Fidelity National Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $424,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/15/2025 10/15/25 | Sold | $530,000 | -6.2% | $172 / Sq Ft |
| 08/17/2025 08/17/25 | Pending | -- | -- | -- |
| 06/27/2025 06/27/25 | For Sale | $565,000 | -- | $184 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,365 | $477,800 | $76,600 | $401,200 |
| 2024 | $3,365 | $467,300 | $68,900 | $398,400 |
| 2023 | $2,809 | $410,600 | $54,200 | $356,400 |
| 2022 | $2,641 | $366,800 | $47,200 | $319,600 |
| 2021 | $1,865 | $315,800 | $47,200 | $268,600 |
| 2020 | $2,064 | $286,700 | $47,200 | $239,500 |
| 2019 | $2,116 | $293,900 | $47,200 | $246,700 |
| 2018 | $2,030 | $282,000 | $47,200 | $234,800 |
| 2017 | $2,031 | $282,100 | $47,200 | $234,900 |
| 2016 | $2,031 | $282,100 | $47,200 | $234,900 |
| 2015 | $2,051 | $284,900 | $49,300 | $235,600 |
| 2013 | -- | $269,100 | $49,300 | $219,800 |
Source: Public Records
Agents Affiliated with this Home
-
Ashley Hoffman
-
U
Buyer's Agent in 2025
Unrepresented
Unrepresented Buyer Office
Map
Source: Bright MLS
MLS Number: VALA2008132
APN: 46H-1-74
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