NOT LISTED FOR SALE

444 Swan Point Ln Colonial Beach, VA 22443

Estimated Value: $695,000 - $819,301

4 Beds
4 Baths
3,874 Sq Ft
$194/Sq Ft Est. Value

Last Sold May 20, 2024

Last sale price $705,000 $182 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $4,273/month

16 Days on Market

Highlights

  • 202 Feet of Waterfront
  • 2 Dock Slips
  • Fishing Allowed
  • Montross Middle School Rated 9+
  • Pier
  • 2.35 Acre Lot

About This Home

As of May 2024

WATERFRONT Brick Home & Pier with Lift on Mattox Creek! Come home to 2.35 acres of tranquility in a private setting. This well-built home offers all the comforts of the waterfront lifestyle. The Great Room's cathedral ceiling and impressive brick fireplace set the tone. The adjoining Sunroom overlooks the water and connects to the dining area and waterfront deck, providing a gracious flow for entertaining. The large Owner's Suite has a wide water view, two walk-in closets, and a bath. On another wing is the 2nd bedroom with bath, 3rd bedroom, hall bath, and laundry room. The full basement is heated by a wood stove and has lots of potential with 2,374 sq ft. The basement includes a finished bedroom/bonus room and bath, a family room, lots of storage, plus a generous workshop space. The yard has a park-like setting and is level with a gentle slope to the waterfront. The pier provides a safe harbor on the protected water of Mattox Creek with an electric hoist lift and water at the dock. There's plenty of storage for vehicles, water toys, and more in the detached garage. Located in the historic Northern Neck just minutes from the Town of Colonial Beach and about 90 minutes to DC or Richmond. Furnishings are available and negotiable. No HOA. 1-year American Home Shield Warranty included.

Last Agent to Sell the Property

Relda Schick

reldaschick@hotmail.com Coldwell Banker Elite License #0225183147 Listed on: 04/11/2024

Coldwell Banker Elite

Last Buyer's Agent

Jennifer Cernik

(410) 598-3921 jennifer@nextsteprealtymd.com Hubble Bisbee Christie's International Real Estate License #574357

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,360

Year Built

  • Built in 1997

Lot Details

  • 2.35 Acre Lot
  • 202 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Vinyl Fence
  • No Through Street
  • Level Lot
  • Property is in excellent condition
  • Property is zoned RESIDENTIAL A-1

Parking

  • 2 Car Detached Garage
  • 4 Driveway Spaces
  • Garage Door Opener
  • Gravel Driveway

Home Design

  • Raised Ranch Architecture
  • Brick Exterior Construction
  • Brick Foundation
  • Poured Concrete
  • Composition Roof

Interior Spaces

  • Property has 1 Level
  • Cathedral Ceiling
  • Gas Fireplace
  • Entrance Foyer
  • Great Room
  • Dining Room
  • Bonus Room
  • Hobby Room
  • Workshop
  • Sun or Florida Room
  • Storage Room
  • Utility Room
  • Water Views
  • Fire and Smoke Detector

Kitchen

  • Gas Oven or Range
  • Range Hood
  • Microwave
  • Extra Refrigerator or Freezer
  • Freezer
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Sump Pump
  • Shelving
  • Workshop
  • Basement Windows

Outdoor Features

  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • Powered Boats Permitted
  • Deck
  • Rain Gutters
  • Porch

Location

  • Property is near a creek

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Less Than The Number Of Bedrooms

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 9B 5

Community Details

Overview

  • No Home Owners Association
  • Eatons First Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,360

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2024-04-15
  • Year Built: 1997
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range Hood, Washer, Dryer, Exhaust Fan, Refrigerator, Dishwasher, Extra Refrigerator/Freezer, Freezer, Oven/Range - Gas, Microwave
  • Flooring Type: Hardwood, Luxury Vinyl Plank, Carpet
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Cathedral Ceilings, Dry Wall
  • Foundation Details: Brick/Mortar
  • Levels Count: 1
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Basement, Foyer, Sun/Florida Room, Great Room, Laundry, Storage Room, Utility Room, Workshop, Bonus Room, Hobby Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Full, Interior Access, Partially Finished, Poured Concrete, Shelving, Rear Entrance, Sump Pump, Walkout Level, Windows, Workshop
  • Laundry Type: Main Floor, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 4448
  • Living Area Sq Ft: 3874
  • Price Per Sq Ft: 294.44
  • Above Grade Finished Sq Ft: 2374
  • Below Grade Finished Sq Ft: 1500
  • Below Grade Sq Ft: 574
  • Total Below Grade Sq Ft: 2074
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 3
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Brick
  • Exterior Features: Gutter System
  • Road Surface Type: Gravel
  • Roof: Composite
  • View: Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Mattox Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 202

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Garage Door Opener
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector
  • Sewer/Septic System: Septic < # Of Br
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Vinyl
  • Lot Features: Level, Stream/Creek, No Thru Street, Fishing Available
  • Lot Size Acres: 2.35
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 102366.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Zoning: RESIDENTIAL A-1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3360.00
  • Assessor Parcel Number: 9B 5
  • Tax Lot: 5
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2024
Closed on
May 15, 2024
Sold by
Darlene B Mcguigan Living Trust and Mcguigan Darlene B
Bought by
Romano Joseph Anthony and Romano Jo-Ann Lois
Seller's Agent
Relda Schick
Coldwell Banker Elite
Buyer's Agent
Jennifer Cernik
Hubble Bisbee Christie's International Real Estate
List Price
$750,000
Sold Price
$705,000
Premium/Discount to List
-$45,000
-6%
Views
50
Current Estimated Value
$753,075

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,075
Avg. Annual Appreciation
4.41%
Original Mortgage
$639,000
Outstanding Balance
$629,937
Interest Rate
6.82%
Mortgage Type
VA
Estimated Equity
$123,138

Purchase Details

Closed on
Nov 13, 2023
Sold by
Mcguigan Darlene B
Bought by
Darlene B Mcguigan Living Trust and Mcguigan
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Romano Joseph Anthony $705,000 Lakeside Title
Romano Joseph Anthony $705,000 Lakeside Title
Darlene B Mcguigan Living Trust -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Romano Joseph Anthony $639,000
Closed Romano Joseph Anthony $639,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/20/2024 05/20/24 Sold $705,000 +0.9% $182 / Sq Ft
04/27/2024 04/27/24 Pending -- -- --
04/15/2024 04/15/24 Price Changed $699,000 -6.8% $180 / Sq Ft
04/11/2024 04/11/24 For Sale $750,000 -- $194 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,686 $542,000 $144,500 $397,500
2023 $3,360 $542,000 $144,500 $397,500
2022 $3,360 $542,000 $144,500 $397,500
2021 $3,399 $447,300 $142,200 $305,100
2020 $3,399 $447,300 $142,200 $305,100
2019 $2,907 $447,300 $142,200 $305,100
2018 $2,729 $447,300 $142,200 $305,100
2017 -- $447,300 $142,200 $305,100
2016 $2,684 $447,300 $142,200 $305,100
2015 -- $463,300 $142,200 $321,100
2014 -- $0 $0 $0
2013 -- $463,300 $142,200 $321,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAWE2006380

Bright MLS

APN: 9B-5