NOT LISTED FOR SALE

4440 20th Ave SE Naples, FL 34117

Rural Estates Neighborhood

Estimated Value: $277,000 - $451,000

2 Beds
2 Baths
998 Sq Ft
$378/Sq Ft Est. Value

Last Sold December 01, 2023

Last sale price $425,000 $426 Per Sq Ft

Est. 11% decrease in value since last sale

Current estimated payment $2,104/month

4 Days on Market

Highlights

  • Horses Allowed in Community
  • View of Trees or Woods
  • 2.73 Acre Lot
  • Sabal Palm Elementary School Rated A-
  • Reverse Osmosis System
  • Fruit Trees

About This Home

As of December 2023

This charming 2-bedroom, 2-bathroom house offers a cozy and inviting living space. Located on a partially cleared 2.73 acre lot. The large lot allows for potential expansion or customization to suit your needs and preferences.
Horses Welcomed!
Professional Pictures to come!

Last Agent to Sell the Property

Terry Ho

Naples Luxury Realty Inc Brokerage Email: terrysells239@gmail.com Listed on: 10/20/2023

Last Buyer's Agent

Terry Ho

Naples Luxury Realty Inc Brokerage Email: terrysells239@gmail.com Listed on: 10/20/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $579

Year Built

  • Built in 1982

Lot Details

  • 2.73 Acre Lot
  • Street terminates at a dead end
  • South Facing Home
  • Fenced
  • Fruit Trees

Parking

  • Dirt Driveway

Home Design

  • Entry on the 1st floor
  • Concrete Block With Brick
  • Shingle Roof
  • Stucco

Interior Spaces

  • 998 Sq Ft Home
  • 1-Story Property
  • 1 Ceiling Fan
  • Ceiling Fan
  • Double Hung Windows
  • Combination Dining and Living Room
  • Tile Flooring
  • Views of Woods

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Reverse Osmosis System

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Shower Only

Outdoor Features

  • Patio

Utilities

  • Central Heating and Cooling System
  • Well
  • Water Softener
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 41164240008
  • Tax Block 44
  • $2 Seller Concession

Community Details

Overview

  • Golden Gate Estates Community

Recreation

  • Horses Allowed in Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$579

Year Built

Built in 1982

Lot Details

0

Listing Details

  • Legal Description: GOLDEN GATE EST UNIT 85 E180FT OF TR 44
  • Property Type: Residential
  • Table: Residential
  • Street View Param: 1$26.193584$-81.516845$171.34$13.33$1.00$lJ4-K5V0ZQCUUpLXMwklow
  • Building Design: Single Family
  • Building Description: 1 Story/Ranch
  • Year Built: 1982
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Furnished Description: Unfurnished
  • Numberof Ceiling Fans: 1
  • Num Unit Floor: 1
  • Price Per Sq Ft: 425.85
  • Total Floors: 1
  • Additional Rooms: None
  • Estimated Living Area: 998
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedroom Description: First Floor Bedroom
  • Bedrooms: 2 Bed
  • Total Bedrooms: 2
  • Dining Room: Living Dining
  • Equipment: Cooktop - Electric, Dishwasher, Microwave, Range, Refrigerator/Freezer
  • Flooring: Tile
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Cable Prewire
  • Primary Bathroom: Shower Only
  • Windows: Double Hung

Exterior Features

  • Gulf Access: No
  • Private Pool: No
  • Private Spa: No
  • Roof: Shingle
  • Construction: Concrete Block
  • Road: Dead End
  • View: Wooded Area
  • Exterior Features: Fence, Fruit Trees, Patio
  • Exterior Finish: Stucco

Garage/Parking

  • Parking: Driveway Unpaved

Utilities

  • Cable Available: Yes
  • Cooling: Ceiling Fans, Central Electric
  • Heat: Central Electric
  • Sewer: Septic
  • Water: Reverse Osmosis - Partial House, Softener, Well

Condo/Co-op/Association

  • Mandatory HOA: No
  • Sub Condo Name: GOLDEN GATE ESTATES
  • Development Name: GOLDEN GATE ESTATES

Association/Amenities

  • Pets: No Approval Needed
  • Development: Golden Gate Estates
  • Amenities: Horses OK
  • Community Type: Non-Gated
  • Units In Building: 1
  • Total Number of Units: 1

Lot Info

  • Builder Product: No
  • Section: 21
  • Total Area: 1100
  • Waterfront: No
  • Acres: 2.7300
  • Rear Exposure: South
  • Lot Description: Dead End, Horses Ok
  • Parcel Number: 41164240008

Rental Info

  • Lease Limits: No

Tax Info

  • Tax Description: County Only
  • Taxes: 579.42
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 20, 2023
Closed on
Nov 22, 2023
Sold by
Fontaine Tammy R
Bought by
White Daniel Thomas
Seller's Agent
Terry Ho
Naples Luxury Realty Inc
Buyer's Agent
Terry Ho
Naples Luxury Realty Inc
List Price
$449,995
Sold Price
$425,000
Premium/Discount to List
-$24,995
-5.55%
Views
14
Current Estimated Value
$377,452

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$47,548
Avg. Annual Appreciation
-5.44%
Original Mortgage
$417,302
Outstanding Balance
$409,339
Interest Rate
7.75%
Mortgage Type
FHA
Estimated Equity
-$31,887

Purchase Details

Closed on
Dec 22, 2016
Sold by
Saunders Gregory L and Fontaine Tammy
Bought by
Fontaine Tammy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,000
Interest Rate
3.94%
Mortgage Type
Commercial

Purchase Details

Closed on
Nov 15, 2013
Sold by
Mey Paul A
Bought by
Saunders Gregory L and Fontaine Tammy R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
12%
Mortgage Type
Balloon

Purchase Details

Closed on
Mar 5, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Mey Paul A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$44,000
Interest Rate
5.14%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 3, 2008
Sold by
Rodriguez Joel
Bought by
Deutsche Bank National Trust Co

Purchase Details

Closed on
Sep 27, 2006
Sold by
Garcia Roque X
Bought by
Rodriguez Joel

Purchase Details

Closed on
Apr 4, 2006
Sold by
Rodriguez Joel
Bought by
Garcia Roque X

Purchase Details

Closed on
Jun 24, 2005
Sold by
Reynolds Amy and Dami Jeffrey R
Bought by
Rodriguez Joel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,100
Interest Rate
8.15%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 14, 2005
Sold by
Cole Alethea A
Bought by
Reynolds Amy and Dami Jeffrey R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
6.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
White Daniel Thomas $425,000 Bonita Title
Fontaine Tammy $62,500 Cottrell Title & Escrow
Saunders Gregory L $115,000 Florida Land Title Services
Mey Paul A $55,000 Absolute Title & Escrow Serv
Deutsche Bank National Trust Co -- None Available
Rodriguez Joel -- None Available
Garcia Roque X -- None Available
Rodriguez Joel $259,000 Island Title Guaranty Agency
Reynolds Amy $255,000 Action Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open White Daniel Thomas $417,302
Previous Owner Fontaine Tammy $122,000
Previous Owner Saunders Gregory L $70,000
Previous Owner Mey Paul A $44,000
Previous Owner Rodriguez Joel $233,100
Previous Owner Reynolds Amy $180,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/01/2023 12/01/23 Sold $425,000 -5.6% $426 / Sq Ft
10/24/2023 10/24/23 Pending -- -- --
10/20/2023 10/20/23 For Sale $449,995 -- $451 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,799 $168,581 -- --
2024 $587 $153,255 $93,503 $59,752
2023 $587 $68,713 -- --
2022 $579 $66,712 $0 $0
2021 $584 $64,769 $0 $0
2020 $574 $63,875 $0 $0
2019 $565 $62,439 $0 $0
2018 $554 $61,275 $0 $0
2017 $545 $60,015 $23,546 $36,469
2016 $563 $66,156 $0 $0
2015 $944 $64,724 $0 $0
2014 $401 $18,549 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Terry Ho

    Seller's Agent in 2023

    Terry Ho

    Naples Luxury Realty Inc

    (626) 374-5128

    16 in this area

    46 Total Sales

    Terry Ho
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Map

Source: Naples Area Board of REALTORS®

MLS Number: 223077502

Naples Area Board of REALTORS®

APN: 41164240008

Florida Collier County Naples 34117 Rural Estates

4440 20th Ave SE, Naples, FL

Not Listed for Sale

Detached

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Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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