Seller's Agent in 2025
Philip Wright
Benson Agency Real Estate LLC
(607) 434-2078
2 in this area
110 Total Sales
4449 State Highway 51 Garrattsville, NY 13342
4
Beds
2
Baths
1,788
Sq Ft
10,454
Sq Ft Lot
Highlights
- River Access
- Wood Flooring
- Home Office
- Deck
- Main Floor Bedroom
- Formal Dining Room
About This Home
As of June 2025AMAZING PRICE on this immaculate Garrattsville home ... Located just MINUTES AWAY FROM CHOBANI and an easy drive to Oneonta, Cooperstown or Utica - this is a RARE FIND!!! Outside highlights include a large deck; ideal for entertaining, a LARGE BACKYARD W/A BEAUTIFUL PRIVATE STREAM on the back side of the property, & a 1 car attached garage. Inside features an AMAZING FLOORPLAN - on the first floor you will find a foyer, MASSIVE LIVING ROOM W/BEAUTIFUL HARDWOOD FLOORS, large formal dining room, kitchen, laundry room w/storage, bonus room/office, first floor bedroom w/fan & closet, and TWO UPDATED FULL BATHS!! Upstairs you will find THREE MORE good sized bedrooms including two with double closets. IMMACULATE HARDWOOD FLOORS THROUGHOUT, REPLACEMENT WINDOWS, NEW HW HEATER (2021) ... This is an amazing price for a great house - making it an opportunity that doesn't come around often. DON'T HESITATE!!!
Last Agent to Sell the Property
Listing by Benson Agency Real Estate LLC Brokerage Phone: 607-434-2078 License #10401221187 Listed on: 03/20/2025
Co-Listed By
Listing by Benson Agency Real Estate LLC Brokerage Phone: 607-434-2078 License #10401283718
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,449
Year Built
- Built in 1850
Lot Details
- 10,454 Sq Ft Lot
- Lot Dimensions are 83x171
- Home fronts a stream
- Irregular Lot
Parking
- 1 Car Attached Garage
- Driveway
Home Design
- Block Foundation
- Vinyl Siding
Interior Spaces
- 1,788 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Formal Dining Room
- Home Office
- Basement Fills Entire Space Under The House
Kitchen
- Gas Oven
- Gas Range
- Dishwasher
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- Cedar Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- River Access
- Deck
Utilities
- Forced Air Heating System
- Well
- Electric Water Heater
- Septic Tank
- High Speed Internet
Listing and Financial Details
- Assessor Parcel Number 157.02-1-7.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 20, 2025
Closed on
Jun 2, 2025
Sold by
Roseboom Adrian D
Bought by
Gray Jc
Seller's Agent
Philip Wright
Benson Agency Real Estate LLC
Buyer's Agent
Alicia Collver
Coldwell Banker Faith Properties
List Price
$149,900
Sold Price
$177,000
Premium/Discount to List
$27,100
18.08%
Views
24
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$301
Avg. Annual Appreciation
-0.59%
Original Mortgage
$177,000
Outstanding Balance
$176,698
Interest Rate
6.81%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$1
Purchase Details
Closed on
Mar 28, 2019
Sold by
Forgit Corey D
Bought by
Roseboom Adrian D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,467
Interest Rate
5.25%
Mortgage Type
FHA
Purchase Details
Listed on
Apr 12, 2013
Closed on
Jun 3, 2014
Sold by
Chilion Eugene C
Bought by
Forgit Corey D
Seller's Agent
Bill Vagliardo
Oneonta Realty LLC
Buyer's Agent
Grover Baker
Benson Agency Real Estate LLC
List Price
$110,000
Sold Price
$83,510
Premium/Discount to List
-$26,490
-24.08%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.86%
Original Mortgage
$81,478
Interest Rate
3.87%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $177,000 | None Available | |
| Warranty Deed | $90,100 | -- | |
| Deed | $83,510 | Paul J. Millias | |
| Deed | $83,510 | Paul J. Millias |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $177,000 | Purchase Money Mortgage | |
| Previous Owner | $88,467 | FHA | |
| Previous Owner | $81,478 | FHA | |
| Previous Owner | $92,000 | Credit Line Revolving | |
| Previous Owner | $112,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/02/2025 06/02/25 | Sold | $177,000 | +18.1% | $99 / Sq Ft |
| 03/20/2025 03/20/25 | For Sale | $149,900 | +79.5% | $84 / Sq Ft |
| 06/03/2014 06/03/14 | Sold | $83,510 | -24.1% | $42 / Sq Ft |
| 02/21/2014 02/21/14 | Pending | -- | -- | -- |
| 04/12/2013 04/12/13 | For Sale | $110,000 | -- | $55 / Sq Ft |
Source: Otsego-Delaware Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,432 | $124,000 | $11,900 | $112,100 |
| 2023 | $3,468 | $124,000 | $11,900 | $112,100 |
| 2022 | $3,351 | $124,000 | $11,900 | $112,100 |
| 2021 | $3,310 | $124,000 | $11,900 | $112,100 |
| 2020 | $3,315 | $124,000 | $11,900 | $112,100 |
| 2019 | $3,128 | $124,000 | $11,900 | $112,100 |
| 2018 | $3,128 | $124,000 | $11,900 | $112,100 |
| 2017 | $3,137 | $124,000 | $11,900 | $112,100 |
| 2016 | $3,107 | $124,000 | $11,900 | $112,100 |
| 2015 | -- | $124,000 | $11,900 | $112,100 |
| 2014 | -- | $124,000 | $11,900 | $112,100 |
Source: Public Records
Agents Affiliated with this Home
-
Philip Wright
-
Lance Thomas
Seller Co-Listing Agent in 2025
Lance Thomas
Benson Agency Real Estate LLC
(607) 434-7503
2 in this area
122 Total Sales
-
Alicia Collver
Buyer's Agent in 2025
Alicia Collver
Coldwell Banker Faith Properties
(315) 794-2994
1 in this area
71 Total Sales
-
Bill Vagliardo
Seller's Agent in 2014
Bill Vagliardo
Oneonta Realty LLC
(607) 287-8568
20 Total Sales
-
G
Buyer's Agent in 2014
Grover Baker
Benson Agency Real Estate LLC
Map
Source: Otsego-Delaware Board of REALTORS®
MLS Number: R1594087
APN: 364400-157-002-0001-007-000-0000
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