$1,249,000

Estimated payment $9,342/month

3 Beds
3 Baths
2,379 Sq Ft
$525 Price per Sq Ft

Highlights

  • Fitness Center
  • Gulf View
  • Clubhouse
  • Naples Park Elementary School Rated A-
  • Gated Community
  • Vaulted Ceiling

About This Home

Experience refined Naples living in Montego at Cove Towers. This beautifully updated 3-bedroom, 3-bath residence offers private elevator entry, high ceilings, and a bright open-concept design, ideal for both entertaining and everyday comfort. The spacious living room serves as the heart of the home, flowing seamlessly to the dining area and screened lanai for effortless indoor-outdoor living. Extensively renovated with thoughtful, high-end improvements, the residence features new flooring, fresh interior paint, and upgraded LED lighting throughout. Designer chandeliers enhance the foyer, living room, dining area, kitchen, and primary suite. The reimagined kitchen showcases waterfall-edge quartz countertops and backsplash, updated cabinetry finishes and hardware, under-cabinet lighting, added electrical with USB/USB-C ports, roll-out pantry drawers, and premium appliances including a GE Profile induction cooktop, new refrigerator, dishwasher, trash compactor, and upgraded disposal. A custom lighted bar by California Closets adds a sophisticated focal point for entertaining. The primary suite offers tranquil preserve views and a fully updated bath with flat-panel cabinetry, new fixtures, slide-out storage, and frameless glass shower enclosure. Guest baths also feature frameless glass enclosures and upgraded shower systems. Motorized window treatments in the primary and guest bedroom, a new laundry room cabinet and sink, stainless steel interior hardware, new hot water heater, water mitigation system, and serviced hurricane shutters provide added convenience and peace of mind. Residents enjoy access to The Cover Tower Calypso Club with resort-style pool/spa, fitness center, social room, and guest suites, with optional membership to Tarpon Cove Yacht & Racquet Club offering boating, tennis, dining, and beach shuttle service. Ideally located near Naples’ beaches, shopping, and dining, this stunning residence delivers luxury, privacy, and exceptional quality in North Naples.

Listing Agent

Steven Horn

Gulf and Bay Realty Group Listed on: 02/20/2026

Co-Listing Agent

Greg Backus

Gulf and Bay Realty Group

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $9,433

Year Built

  • Built in 2002

HOA Fees

Parking

  • 1 Car Attached Garage
  • Deeded Parking
  • Assigned Parking

Property Views

  • Gulf Views
  • Views of Preserve

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Built-Up Roof
  • Metal Roof
  • Stucco

Interior Spaces

  • Property has 1 Level
  • Vaulted Ceiling
  • Window Treatments
  • French Doors
  • Entrance Foyer
  • Family Room

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Self-Cleaning Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Built-In or Custom Kitchen Cabinets

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Internet Available
  • Cable TV Available

Additional Features

  • Screened Balcony
  • Zero Lot Line

Listing and Financial Details

  • Assessor Parcel Number 60560000580

Community Details

Overview

  • 58 Units
  • Montego At Cove Towers Subdivision
  • Mandatory home owners association

Amenities

  • Trash Chute
  • Clubhouse
  • Community Storage Space

Recreation

  • Fitness Center
  • Community Pool
  • Community Spa

Pet Policy

  • Pets up to 30 lbs

Security

  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$9,433

Year Built

Built in 2002

Lot Details

0 Sq Ft Lot

HOA Fees

$2,122 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2002
  • Property Sub Type: High Rise (8+)
  • Community Features: Clubhouse, Pool, Fitness Center, Sidewalks, Street Lights, Gated
  • Horses: No
  • Lot Features: Zero Lot Line
  • Park Name: COVE TOWERS
  • Road Surface Type: Paved
  • Is Senior Community?: No
  • Spa Features: Community
  • Has View?: Yes
  • Security Features: Smoke Detector(s), Gated Community
  • Association Amenities: Clubhouse, Pool, Spa/Hot Tub, Fitness Center, Storage, Guest Room, Internet Access, Sidewalk, Streetlight, Trash Chute, Underground Utility
  • Association Fees: 25459
  • Has H O A?: Yes
  • Co List Office Mls Id: NGBR
  • Co List Office Phone: 239-203-3770
  • Co List Office Mls Id: NGBR
  • Standard Status: Active
  • Subdivision Name: MONTEGO AT COVE TOWERS
  • Architectural Style: High Rise (8+)
  • Has Fireplace?: No
  • Unit Levels: 1
  • Is New Construction?: No
  • Elevator: Private
  • Boat Access: None
  • LastChangeTimestamp: 2026-02-20T23:53:25.430Z
  • Community Type: Gated
  • BridgeModificationTimestamp: 2026-02-21T00:09:18.486Z
  • ListAgent_MUI: 39352541
  • Building Desc: See Remarks
  • Equipment: Cooktop - Electric, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Smoke Detector, Wall Oven, Washer, Wine Cooler
  • CoListAgent_MUI: 39352542
  • Additional Rooms: Family Room, Guest Bath, Guest Room, Laundry in Residence, Other, Screened Balcony
  • NABOR_ListPrice: 1249000
  • Pets Limit Other: 1 dog or 2 cats
  • Special Features: None

Interior Features

  • Flooring: Tile, Vinyl
  • Interior Amenities: Built-In Cabinets, Foyer, French Doors, Smoke Detectors, Volume Ceiling, Walk-In Closet(s), Window Coverings
  • Private Spa: No
  • Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator/Freezer, Self Cleaning Oven, Wall Oven, Washer, Wine Cooler
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Stories: 1
  • Window Features: Window Coverings
  • Room Bedroom Features: Split Bedrooms
  • Room Dining Room Features: Breakfast Bar, Eat-in Kitchen

Exterior Features

  • Roof: Built-Up, Metal
  • View: Gulf, Preserve, Water
  • Exterior Features: Screened Balcony
  • Pool Features: Community
  • Has Private Pool?: No
  • Waterfront Features: None
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block

Garage/Parking

  • Garage Spaces: 1
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 1
  • Has Attached Garage?: Yes
  • Parking Features: 1 Assigned, Deeded, Attached
  • Total Parking Spaces: 1

Utilities

  • Cooling: Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Lot Info

  • Waterfront: No
  • Parcel Number: 60560000580
  • Land Lease Expiration Date: 2026-08-20
  • Additional Parcels: No

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 9433.33

Multi Family

  • Number Of Units Furnished: Unfurnished
  • Number Of Units Total: 58

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,502 $1,031,600 -- $1,031,600
2024 $8,155 $1,031,600 -- $1,031,600
2023 $8,155 $693,790 $0 $0
2022 $7,043 $630,718 $0 $0
2021 $6,260 $573,380 $0 $573,380
2020 $6,197 $573,380 $0 $573,380
2019 $6,244 $573,380 $0 $573,380
2018 $6,233 $573,380 $0 $573,380
2017 $6,154 $561,485 $0 $561,485
2016 $5,650 $515,800 $0 $0
2015 $5,516 $495,905 $0 $0
2014 -- $480,010 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/20/2026 02/20/26 For Sale $1,249,000 +3.2% $525 / Sq Ft
03/01/2023 03/01/23 Sold $1,210,000 +3.0% $509 / Sq Ft View Prior Sale
12/26/2022 12/26/22 Pending -- -- --
12/19/2022 12/19/22 For Sale $1,175,000 -2.9% $494 / Sq Ft
08/04/2022 08/04/22 Off Market $1,210,000 -- --
05/24/2022 05/24/22 For Sale $1,325,000 +9.5% $557 / Sq Ft
05/24/2022 05/24/22 Off Market $1,210,000 -- --
05/23/2022 05/23/22 For Sale $1,325,000 -- $557 / Sq Ft
Source: Naples Area Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,210,000 Legacy Title
Warranty Deed -- Attorney
Warranty Deed $525,000 Attorney
Warranty Deed $750,000 Attorneys Escrow & Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $350,000 Adjustable Rate Mortgage/ARM
Previous Owner $350,000 Negative Amortization
Source: Public Records

Source: Naples Area Board of REALTORS®

MLS Number: 226007149

Naples Area Board of REALTORS®

APN: 60560000580

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