$1,349,000

Montego at Cove Towers 445 Cove Tower Dr Unit 302 Naples, FL 34110

Estimated payment $10,123/month

Total Views 2,237
3 Beds
3 Baths
2,645 Sq Ft
$510 Price per Sq Ft

Highlights

  • Community Cabanas
  • Gated with Attendant
  • Private Membership Available
  • Naples Park Elementary School Rated A-
  • Views of Preserve
  • Clubhouse

About This Home

Welcome to apartment 302 in Montego at Cove Towers! This stunning 2645 sq ft 3- bedroom, 3-bathroom condo, accessed via a PRIVATE ELEVATOR, invites you into a world of elegance and comfort. As you step inside, you’ll be captivated by the completely renovated open floor plan with high ceilings and wide-plank white oak floors. At the heart of the home, the gourmet kitchen features shaker cabinets, GE Café appliances (including an induction range with split ovens and an additional oven in the working island), and two 9 1/2 ft spacious islands – one for dining that can accommodate up to 10 people. Relax in the luxurious master suite with serene preserve views, dual walk-in closets and a beautifully designed bathroom with an extra large shower, quartz counter tops and all new cabinets. Two additional bedrooms and two bathrooms (one en suite) await your guests – both with large, walk-in closets. Enjoy outdoor living on the screened in lanai where you can sip your morning coffee while taking in tranquil views. You will also appreciate the open balcony (unique to Apartment 302) for even more outdoor space. This exceptional unit includes TWO GARAGE PARKING SPACES and access to the on-site Calypso Club, offering a resort-style pool, fitness center, 2 guest suites for extended family stays and social room where many residents gather for a game of bridge, book club, or even just to enjoy a glass of wine. Calypso Club is exclusive to only 2 buildings and is a truly special place. Additionally, the optional membership to the Tarpon Cove Yacht & Raquet Club offers an abundance of opportunities for tennis, pool, dining experiences, and “The Endless Summer” pontoon boat shuttle to the beach. Ideally located near shopping, dining and Naples beaches, experience the pinnacle of luxury living in the Cove Towers Preserve community, where Montego 302 is ready to welcome you home!

Listing Agent

Jacie Cahoon

Paradise Coast Property Team License #NAPLES-249522920 Listed on: 03/22/2025

Co-Listing Agent

Christel Johnson

Paradise Coast Property Team License #NAPLES-249516434

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,460

Year Built

  • Built in 2002

Lot Details

  • Southwest Facing Home
  • Gated Home

HOA Fees

Parking

  • 2 Car Attached Garage
  • 2 Parking Garage Spaces
  • Deeded Parking
  • Secure Parking

Home Design

  • Flat Roof Shape
  • Concrete Block With Brick
  • Metal Roof
  • Stucco

Interior Spaces

  • 2,645 Sq Ft Home
  • 1-Story Property
  • Furniture Can Be Negotiated
  • Electric Shutters
  • Single Hung Windows
  • Great Room
  • Family or Dining Combination
  • Wood Flooring
  • Views of Preserve
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Double Self-Cleaning Oven
  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Built-In Bedroom Cabinets
  • Walk-In Closet
  • 3 Full Bathrooms
  • Dual Sinks
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Outdoor Features

  • Lap Pool
  • Screened Balcony

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Water Treatment System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 60560000043
  • $2,921 special tax assessment

Community Details

Overview

  • $100 Secondary HOA Transfer Fee
  • 58 Units
  • Private Membership Available
  • High-Rise Condominium
  • Montego At Cove Towers Condos
  • Cove Towers Community
  • Car Wash Area

Amenities

  • Community Barbecue Grill
  • Trash Chute
  • Clubhouse
  • Lobby
  • Bike Room
  • Community Storage Space

Recreation

  • Exercise Course
  • Community Cabanas
  • Community Pool or Spa Combo
  • Bike Trail

Pet Policy

  • Pets up to 30 lbs
  • Call for details about the types of pets allowed

Security

  • Gated with Attendant
  • Card or Code Access
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,460

Year Built

Built in 2002

Lot Details

0

HOA Fees

$2,301 per month

Parking

2

Listing Details

  • Legal Description: MONTEGO AT COVE TOWERS PRESERVE A CONDOMINIUM # 302
  • Property Type: Residential
  • Table: Residential
  • Street View Param: 1$26.291278921722537$-81.81264143953175$162.34$13.33$1.00$3rJ3IJAKX8SYo5aQZDrSzg
  • Building Design: High Rise (8+)
  • Building Description: None
  • Storm Protection: Electric Shutters, Shutters - Manual
  • Year Built: 2002
  • Property Information: Welcome to apartment 302 in Montego at Cove Towers! This stunning 2645 sq ft 3- bedroom, 3-bathroom condo, accessed via a PRIVATE ELEVATOR, invites you into a world of elegance and comfort. As you step inside, you’ll be captivated by the completely renovated open floor plan with high ceilings and wide-plank white oak floors. At the heart of the home, the gourmet kitchen features shaker cabinets, GE Café appliances (including an induction range with split ovens and an additional oven in the working island), and two 9 1/2 ft spacious islands – one for dining that can accommodate up to 10 people. Relax in the luxurious master suite with serene preserve views, dual walk-in closets and a beautifully designed bathroom with an extra large shower, quartz counter tops and all new cabinets. Two additional bedrooms and two bathrooms (one en suite) await your guests – both with large, walk-in closets. Enjoy outdoor living on the screened in lanai where you can sip your morning coffee while taking in tranquil views. You will also appreciate the open balcony (unique to Apartment 302) for even more outdoor space. This exceptional unit includes TWO GARAGE PARKING SPACES and access to the on-site Calypso Club, offering a resort-style pool, fitness center, 2 guest suites for extended family stays and social room where many residents gather for a game of bridge, book club, or even just to enjoy a glass of wine. Calypso Club is exclusive to only 2 buildings and is a truly special place. Additionally, the optional membership to the Tarpon Cove Yacht & Raquet Club offers an abundance of opportunities for tennis, pool, dining experiences, and “The Endless Summer” pontoon boat shuttle to the beach. Ideally located near shopping, dining and Naples beaches, experience the pinnacle of luxury living in the Cove Towers Preserve community, where Montego 302 is ready to welcome you home!
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1

Interior Features

  • Furnished Description: Negotiable
  • Num Unit Floor: 3
  • Price Per Sq Ft: 510.02
  • Total Floors: 1
  • Additional Rooms: Family Room, Great Room, Guest Bath, Guest Room, Laundry in Residence, Other, Screened Balcony
  • Estimated Living Area: 2645
  • Full Bathrooms: 3
  • Total Bathrooms: 3.00
  • Bedroom Description: Split Bedrooms
  • Bedrooms: 3 Bed
  • Total Bedrooms: 3
  • Dining Room: Family Dining, Eat-in Kitchen
  • Elevator: Private
  • Equipment: Dishwasher, Disposal, Double Oven, Dryer, Microwave, Range, Refrigerator/Icemaker, Security System, Self Cleaning Oven, Smoke Detector, Washer, Water Treatment Owned, Wine Cooler
  • Flooring: Wood
  • Floor Plan: Split Bedrooms
  • Interior Amenities: Built-In Cabinets, Cable Prewire, Closet Cabinets, Coffered Ceiling, Fire Sprinkler, Foyer, Internet Available, Laundry Tub, Pantry, Smoke Detectors, Walk-In Closet, Window Coverings
  • Kitchen: Island, Pantry
  • Primary Bathroom: Dual Sinks, Shower Only
  • Windows: Single Hung

Exterior Features

  • Gulf Access: No
  • Private Pool: No
  • Private Spa: No
  • Roof: Built-Up Or Flat, Metal
  • Construction: Concrete Block
  • Irrigation: Other
  • Road: Paved Road
  • View: Preserve
  • Exterior Finish: Stucco

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2
  • Parking: 2 Assigned, Deeded, Driveway Paved, Under Bldg Closed

Utilities

  • Cable Available: Yes
  • Cooling: Central Electric
  • Heat: Central Electric
  • Security: Entry Keypad, Secured Garage, Gated, Guard At Gate, Lobby
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Management Company Phone: 239-593-3977
  • Approval: Application Fee, Buyer
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Deeded
  • Sub Condo Name: MONTEGO AT COVE TOWERS
  • Condo Fees: 6434.94
  • Condo Fee Frequency: Quarterly
  • Maintenance: Cable, Insurance, Internet/WiFi Access, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Pest Control Interior, Recreational Facilities, Repairs, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash Removal, Water
  • Master Hoa Fee: 1869
  • Master HOA Fee Frequency: Annually
  • Development Name: COVE TOWERS

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Weight: 30
  • Pets Limit Other: 1 dog or 2 cats
  • Development: Cove Towers
  • Amenities: BBQ - Picnic, Bike And Jog Path, Bike Storage, Cabana, Clubhouse, Community Pool, Community Room, Community Spa/Hot tub, Exercise Room, Extra Storage, Guest Room, Internet Access, Lap Pool, Private Membership, Sidewalk, Streetlight, Trash Chute, Underground Utility, Vehicle Wash Area
  • Community Type: Gated
  • Units In Building: 58
  • Total Number of Units: 272

Fee Information

  • Transfer Fees: 100.00
  • Application Fee: 150.00
  • One Time Special Assessment Fee: 2921

Lot Info

  • Builder Product: No
  • Lot Unit: 302
  • Section: 16
  • Total Area: 3130
  • Waterfront: No
  • Rear Exposure: Southwest
  • Lot Description: Zero Lot Line
  • Parcel Number: 60560000043

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 4
  • Min Days Of Lease: 90

Tax Info

  • Tax Description: Homestead
  • Tax District Type: Municipal Service Tax Developmen
  • Taxes: 4459.61
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,425 $490,030 $0 $0
2022 $4,566 $475,757 $0 $0
2021 $4,619 $461,900 $0 $461,900
2020 $4,992 $461,900 $0 $461,900
2019 $5,139 $471,900 $0 $471,900
2018 $5,456 $501,900 $0 $501,900
2017 $5,356 $488,675 $0 $488,675
2016 $4,918 $449,000 $0 $0
2015 $4,847 $435,775 $0 $0
2014 $4,182 $359,325 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/22/2025 03/22/25 For Sale $1,349,000 +170.3% $510 / Sq Ft
01/13/2020 01/13/20 Sold $499,000 0.0% $189 / Sq Ft
12/15/2019 12/15/19 Pending -- -- --
12/12/2019 12/12/19 Price Changed $499,000 -5.7% $189 / Sq Ft
10/21/2019 10/21/19 Price Changed $529,000 -3.6% $200 / Sq Ft
08/21/2019 08/21/19 Price Changed $549,000 -1.8% $208 / Sq Ft
07/17/2019 07/17/19 For Sale $559,000 +6.5% $211 / Sq Ft
06/18/2014 06/18/14 Sold $525,000 -4.4% $198 / Sq Ft
04/19/2014 04/19/14 Pending -- -- --
02/15/2014 02/15/14 Price Changed $549,000 -8.3% $208 / Sq Ft
01/07/2014 01/07/14 For Sale $599,000 -- $226 / Sq Ft
Source: Naples Area Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $499,000 Ross Title & Escrow Inc
Warranty Deed $525,000 Bonita Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $417,000 New Conventional
Previous Owner $500,000 Credit Line Revolving
Source: Public Records

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Source: Naples Area Board of REALTORS®

MLS Number: 225030036

Naples Area Board of REALTORS®

APN: 60560000043