Seller's Agent in 2022
Ally Litten
Mountainside Home Realty
(301) 268-7504
159 Total Sales
445 Cumberland St Cumberland, MD 21502
Estimated Value: $145,000 - $179,000
--
Bed
2
Baths
1,688
Sq Ft
$93/Sq Ft
Est. Value
Highlights
- Second Kitchen
- Traditional Floor Plan
- Main Floor Bedroom
- City View
- Wood Flooring
- Victorian Architecture
About This Home
As of August 2022WEST SIDE INVESTMENT OPPORTUNITY. Welcome to 445-447 Cumberland Street! This circa 1900 Victorian has been renovated into two apartments. The first floor apartment offers a living room, dining room, kitchen, one bedroom and one bathroom. It has access to a covered porch and small backyard. It has recently been renovated and is currently rented until April 2023. The tenants pay $595 a month , The upstairs unit offers a large, formal entry, a living room, kitchen with dining area, two bedrooms, one bathroom and a balcony. It will be vacant in July 2022. Laundry in the basement that is accessible to both units. Tenants pay electric and gas; seller pays water/sewer. Small backyard that has potential to be off-street parking as well as a one-car detached garage for extra parking or storage. Walking and biking distance to the Allegheny Passage, C&O Canal and downtown Cumberland. Live upstairs with an investment property on the first floor? Or Airbnb? There is a lot of potential! Call today for more information.
Last Agent to Sell the Property
(301) 268-7504 alittenmd@gmail.com Mountainside Home Realty License #WVB210300750 Listed on: 06/08/2022
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $1,810
Year Built
- Built in 1900
Lot Details
- 3,003 Sq Ft Lot
- Corner Lot
- Level Lot
- Property is in good condition
Parking
- 1 Car Detached Garage
- 1 Off-Street Space
- Parking Storage or Cabinetry
Property Views
- City
- Mountain
Home Design
- Duplex
- Victorian Architecture
- Brick Exterior Construction
- Permanent Foundation
Interior Spaces
- Main Floor Bedroom
- Traditional Floor Plan
- Formal Dining Room
- Wood Flooring
- Attic
Kitchen
- Second Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
Unfinished Basement
- Connecting Stairway
- Interior Basement Entry
Outdoor Features
- Porch
Schools
- West Side Elementary School
- Braddock Middle School
- Allegany High School
Utilities
- Forced Air Heating System
- Natural Gas Water Heater
Community Details
- West Side Subdivision
Listing and Financial Details
- The owner pays for water, sewer, trash collection
- Assessor Parcel Number 0106041396
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 8, 2022
Closed on
Aug 8, 2022
Sold by
Merritt Jacob W
Bought by
Long Jennifer V
Seller's Agent
Ally Litten
Mountainside Home Realty
Buyer's Agent
Pam Terry
EXP Realty, LLC
List Price
$115,000
Sold Price
$115,000
Views
6
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$42,228
Avg. Annual Appreciation
9.85%
Original Mortgage
$103,500
Interest Rate
5.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 25, 2019
Sold by
Merritt Jacob W
Bought by
Merritt Jacob W and Merritt Chelsea S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,000
Interest Rate
3.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 3, 2011
Sold by
Smith Kenneth A
Bought by
Merritt Jacob W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$81,870
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
May 18, 2001
Sold by
Friend Carolyn J
Bought by
Smith Kenneth A
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Long Jennifer V | $115,000 | -- | |
| Merritt Jacob W | -- | None Available | |
| Merritt Jacob W | $42,000 | None Available | |
| Smith Kenneth A | $51,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Long Jennifer V | $103,500 | |
| Previous Owner | Merritt Jacob W | $109,000 | |
| Previous Owner | Merritt Jacob W | $81,870 | |
| Closed | Smith Kenneth A | -- |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/08/2022 08/08/22 | Sold | $115,000 | 0.0% | $68 / Sq Ft |
| 06/08/2022 06/08/22 | For Sale | $115,000 | -- | $68 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,155 | $126,033 | $0 | $0 |
| 2024 | $1,096 | $116,967 | $0 | $0 |
| 2023 | $1,004 | $107,900 | $6,000 | $101,900 |
| 2022 | $920 | $99,133 | $0 | $0 |
| 2021 | $845 | $90,367 | $0 | $0 |
| 2020 | $758 | $81,600 | $6,000 | $75,600 |
| 2019 | $762 | $81,600 | $6,000 | $75,600 |
| 2018 | $776 | $81,600 | $6,000 | $75,600 |
| 2017 | $774 | $81,600 | $0 | $0 |
| 2016 | $391 | $81,600 | $0 | $0 |
| 2015 | $787 | $81,600 | $0 | $0 |
| 2014 | $787 | $81,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ally Litten
-
Pam Terry
Buyer's Agent in 2022
Pam Terry
EXP Realty, LLC
(301) 697-1442
356 Total Sales
Map
Source: Bright MLS
MLS Number: MDAL2003440
APN: 06-041396
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