NOT LISTED FOR SALE

445 Dirk St Cumberland, MD 21502

Estimated Value: $64,000 - $93,000

2 Beds
1 Bath
926 Sq Ft
$87/Sq Ft Est. Value

Last Sold February 04, 2022

Last sale price $50,000 $54 Per Sq Ft

Est. 61% increase in value since last sale

Current estimated payment $462/month

7 Days on Market

Highlights

  • Traditional Architecture
  • Wood Frame Window
  • Living Room
  • No HOA
  • Cooling Available
  • French Doors

About This Home

As of February 2022

Bank owned selling below appraised value. Nice starter home . Ready to move into and could have increased market value with minable work. Make great income producing rental for this price. Nice large yard great view from deck. Could convert family room to large bedroom on main floor. Full unfinished basement divided into several rooms

Last Agent to Sell the Property

James Shumaker

(304) 788-5540 info@mikehaywoodgroup.com The Mike Haywood Group Listed on: 01/11/2022

The Mike Haywood Group

Last Buyer's Agent

Stacey Hutzell

(301) 722-9292 cwhite1769@gmail.com Homes & Land Real Estate License #RSR001219

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $906

Year Built

  • Built in 1920

Lot Details

  • 11,433 Sq Ft Lot

Parking

  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Ceiling Fan
  • Vinyl Clad Windows
  • Wood Frame Window
  • French Doors
  • Insulated Doors
  • Family Room
  • Living Room
  • Storm Doors

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Unfinished Basement

  • Connecting Stairway
  • Drain
  • Shelving

Utilities

  • Cooling Available
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Electric Baseboard Heater
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0122009257

Home Details

Home Type

Single Family

Est. Annual Taxes

$906

Year Built

Built in 1920

Lot Details

0.26 Acres

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Federal Flood Zone: No
  • Year Built: 1920
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Window Features: Vinyl Clad, Wood Frame
  • Door Features: Insulated, French, Storm
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Bedroom 2, Kitchen, Family Room, Bedroom 1
  • Basement: Yes
  • Basement Type: Connecting Stairway, Drain, Shelving, Unfinished
  • Total Sq Ft: 1390
  • Living Area Sq Ft: 926
  • Price Per Sq Ft: 54.00
  • Above Grade Finished Sq Ft: 926
  • Below Grade Sq Ft: 464
  • Total Below Grade Sq Ft: 464
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Electric, Natural Gas
  • Heating Type: Baseboard - Electric, Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 32600.00
  • Land Assessed Value: 11800.00
  • Lot Size Acres: 0.26
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11433.00
  • Zoning: RESIDENTIAL
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14930600
  • Tax Annual Amount: 906.00
  • Assessor Parcel Number: 0122009257
  • County Tax Payment Frequency: Annually
  • Tax Year: 2021

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 25, 2021
Sold by
Hartman Adam
Bought by
Wepco Federal Credit Union
Current Estimated Value
$80,456

Purchase Details

Closed on
Dec 3, 2010
Sold by
Hartman Susan Y
Bought by
Hartman Adam

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,000
Interest Rate
4.23%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 10, 2006
Sold by
Hartman John A
Bought by
Hartman Susan Y

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$16,000
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 4, 2006
Sold by
Hartman John A
Bought by
Hartman Susan Y

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$16,000
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 2, 2001
Sold by
Hartman John A and Hartman Susan Y
Bought by
Hartman John A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Wepco Federal Credit Union $53,000 None Available
Hartman Adam -- --
Hartman Susan Y $45,000 --
Hartman Susan Y $45,000 --
Hartman John A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Hartman Adam $53,000
Previous Owner Hartman Susan Y $16,000
Previous Owner Hartman Susan Y $16,000
Closed Hartman John A --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/04/2022 02/04/22 Sold $50,000 0.0% $54 / Sq Ft
01/11/2022 01/11/22 For Sale $50,000 -- $54 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $472 $57,367 $0 $0
2024 $460 $52,133 $0 $0
2023 $436 $46,900 $11,800 $35,100
2022 $976 $46,067 $0 $0
2021 $423 $45,233 $0 $0
2020 $409 $44,400 $11,800 $32,600
2019 $415 $44,400 $11,800 $32,600
2018 $418 $44,400 $11,800 $32,600
2017 $449 $47,300 $0 $0
2016 $0 $47,300 $0 $0
2015 $483 $47,300 $0 $0
2014 $483 $50,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAL2001896

Bright MLS

APN: 22-009257

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