NOT LISTED FOR SALE

445 Fox St Elsmere, KY 41018

Estimated Value: $146,000 - $226,000

3 Beds
1 Bath
1,100 Sq Ft
$177/Sq Ft Est. Value

Last Sold June 26, 2024

Last sale price $210,000 $191 Per Sq Ft

Est. 7% decrease in value since last sale

Current estimated payment $1,203/month

1 Day on Market

Highlights

  • Ranch Style House
  • No HOA
  • Porch
  • Granite Countertops
  • Breakfast Room
  • Breakfast Bar

About This Home

As of June 2024

Beautiful rehabbed house in a super convenient location. New roof, furnace, AC and water heater. All new flooring, lighting, kitchen cabinets with granite countertops and stainless appliances. Nice updated bathroom. Private, fenced backyard. Immediate occupancy.

Last Agent to Sell the Property

Stephanie Benedetti

RE/MAX Victory + Affiliates License #200668 Listed on: 05/20/2024

RE/MAX Victory + Affiliates

Last Buyer's Agent

Cindy Shetterly

Keller Williams Realty Services License #220012

Keller Williams Realty Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,708

Year Built

  • Built in 1953

Lot Details

  • 6,185 Sq Ft Lot
  • Lot Dimensions are 50 x 123

Parking

  • Driveway

Home Design

  • Ranch Style House
  • Block Foundation
  • Shingle Roof
  • Aluminum Siding
  • Vertical Siding

Interior Spaces

  • 1,100 Sq Ft Home
  • Vinyl Clad Windows
  • Insulated Windows
  • Panel Doors
  • Living Room
  • Breakfast Room
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Gas Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Shed
  • Porch

Schools

  • Howell Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 220 Volts

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 004-30-21-187.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,708

Year Built

Built in 1953

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.14
  • Year Built: 1953
  • Lot Size: 50 x 123
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Directions: Dixie Highway to Garvey to Fox.
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Howell Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 50 x 123
  • General Property Description:Approx SqFt2: 1100.0
  • Architecture:Ranch: Yes
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.142
  • General Property Description:Lot Size Square Feet: 6185.0
  • Room Type:Breakfast Room2: Yes
  • Room Type:Breakfast Room Level: First
  • Location Tax Legal Info:Tax ID: 004-30-21-187.00
  • Foundation:Block4: Yes
  • Room Type:Living Room4: Yes
  • Other Structures:Shed(s): Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Granite Counters, Breakfast Bar, 220 Volts, Multi Panel Doors
  • Heating: Natural Gas
  • Levels: One
  • Property Type: Residential
  • Appliances: Gas Range, Dishwasher, Microwave
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Window Features: Insulated Window(s), Vinyl Frames
  • Appliances Dishwasher: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Appliances:Gas Range: Yes
  • Interior Features:Breakfast Bar2: Yes
  • Kitchen Features:See Remarks8: Yes
  • Primary Bedroom Features:See Remarks16: Yes
  • Living Room Features:See Remarks11: Yes
  • Primary Bath Features:See Remarks15: Yes
  • Interior Features 220 Volts: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vertical Siding, Aluminum Siding
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Porch
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Porch: Yes
  • Construction Materials:Aluminum Siding: Yes
  • Construction Materials:Vertical Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Howell Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 6185.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 20, 2024
Closed on
Jun 24, 2024
Sold by
Benedetti Enterprises Inc
Bought by
Mathews Adam Douglas
Seller's Agent
Stephanie Benedetti
RE/MAX Victory + Affiliates
Buyer's Agent
Cindy Shetterly
Keller Williams Realty Services
List Price
$209,900
Sold Price
$210,000
Premium/Discount to List
$100
0.05%
Views
6
Current Estimated Value
$195,221

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,779
Avg. Annual Appreciation
-0.88%
Original Mortgage
$168,000
Outstanding Balance
$166,603
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$41,201

Purchase Details

Listed on
Oct 12, 2023
Closed on
Dec 14, 2023
Sold by
Amerihome Mortgage Company Llc
Bought by
Benedetti Enterprises Inc
Seller's Agent
Outside Agent
Outside Sales
Buyer's Agent
Stephanie Benedetti
RE/MAX Victory + Affiliates
List Price
$111,320
Sold Price
$111,320

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
223.93%
Original Mortgage
$153,100
Interest Rate
7.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 12, 2023
Closed on
Nov 7, 2023
Sold by
Master Commissioner
Bought by
Amerihome Mortgage Company Llc and City Of Elsmere Kentucky
Seller's Agent
Outside Agent
Outside Sales
Buyer's Agent
Stephanie Benedetti
RE/MAX Victory + Affiliates
List Price
$111,320
Sold Price
$111,320

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,100
Interest Rate
7.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 26, 2023
Sold by
Kenton Circuit Court
Bought by
20Th Street Covington Land Trust

Purchase Details

Closed on
Mar 28, 2017
Sold by
Wolpert Eugene F and Wolpert Nancy K
Bought by
Shay Gary W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,478
Interest Rate
4.16%
Mortgage Type
FHA

Purchase Details

Closed on
May 26, 2015
Sold by
Lovitt Calvin C and Lovitt Monica L
Bought by
Wolpert Eugene F and Wolpert Nancy K

Purchase Details

Closed on
Oct 4, 1995
Sold by
Baker Alice C
Bought by
Lovitt Calvin C and Lovitt Monica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,800
Interest Rate
7.83%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mathews Adam Douglas $210,000 Prominent Title
Mathews Adam Douglas $210,000 Prominent Title
Benedetti Enterprises Inc $111,320 Servicelink
Amerihome Mortgage Company Llc $82,000 None Listed On Document
20Th Street Covington Land Trust $1,350 None Listed On Document
Thornton Joseph A $2,533 None Listed On Document
Shay Gary W $84,000 Brb Trust Title Agency Llc
Wolpert Eugene F $60,000 Attorney
Lovitt Calvin C $40,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mathews Adam Douglas $168,000
Closed Mathews Adam Douglas $168,000
Previous Owner Benedetti Enterprises Inc $153,100
Previous Owner Shay Gary W $82,478
Previous Owner Lovitt Calvin C $59,500
Previous Owner Lovitt Calvin C $59,500
Previous Owner Lvitt Calvin $25,000
Previous Owner Lovitt Calvin C $38,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2024 06/26/24 Sold $210,000 0.0% $191 / Sq Ft
05/24/2024 05/24/24 Pending -- -- --
05/22/2024 05/22/24 For Sale $209,900 +88.6% $191 / Sq Ft
12/13/2023 12/13/23 Sold $111,320 0.0% $125 / Sq Ft
10/12/2023 10/12/23 Pending -- -- --
10/12/2023 10/12/23 For Sale $111,320 -- $125 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,708 $111,300 $20,000 $91,300
2023 $2,368 $158,000 $20,000 $138,000
2022 $1,430 $84,000 $10,000 $74,000
2021 $1,448 $84,000 $10,000 $74,000
2020 $1,440 $84,000 $10,000 $74,000
2019 $1,420 $84,000 $10,000 $74,000
2018 $1,449 $84,000 $10,000 $74,000
2017 $958 $60,000 $10,000 $50,000
2015 $1,225 $60,000 $10,000 $50,000
2014 $1,198 $65,000 $10,000 $55,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 623049

Northern Kentucky Multiple Listing Service

APN: 004-30-21-187.00