NOT LISTED FOR SALE

445 Gainsborough Ct Severna Park, MD 21146

Estimated Value: $603,000 - $653,000

3 Beds
2.5 Baths
2,028 Sq Ft
$311/Sq Ft Est. Value

Last Sold March 31, 2020

Last sale price $425,000 $210 Per Sq Ft

Est. 49% increase in value since last sale

Current estimated payment $3,773/month

3 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Vaulted Ceiling
  • Oak Hill Elementary School Rated A-
  • Contemporary Architecture
  • Partially Wooded Lot

About This Home

As of March 2020

Beautifully updated home in the sought after community of Chartridge. The updated kitchen (2015) offers granite counters, maple cabinets, stainless steel appliances, and gorgeous ceramic tile back splash. The kitchen overlooks a step down family room, with a masonry wood burning fireplace, finished den area for multi use as an office, hobby room or play room, etc. Also included on the main level is a formal living room and dining room. The upper level includes 3 bedrooms, 2 updated tiled full baths, and an additional finished storage room. The exterior has been updated with new ridge foam insulated vinyl siding in 2017, and a brand new roof in October, 2019! Chartridge Community is located near the heart of Severna Park. The community amenities include an outdoor swimming pool, playground, volley ball court plus more! Conveniently located to shopping, dining and just minutes to Kinder Farm Park! It's the home, and the lifestyle you're searching for!

Last Agent to Sell the Property

Maria McLamb

(410) 913-3770 mariamclamb@comcast.net Douglas Realty, LLC License #521870 Listed on: 02/20/2020

Douglas Realty, LLC

Last Buyer's Agent

Margaret Breerwood

(410) 715-2742 mbreerwood@lnf.com Long & Foster Real Estate, Inc.

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,381

Year Built

  • Built in 1979

Lot Details

  • 8,845 Sq Ft Lot
  • Cul-De-Sac
  • Picket Fence
  • Wood Fence
  • Level Lot
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Back Yard Fenced, Front and Side Yard
  • Property is in very good condition

HOA Fees

  • $36 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 2,028 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Chair Railings
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace Mantel
  • Brick Fireplace
  • Double Pane Windows
  • Replacement Windows
  • Vinyl Clad Windows
  • Double Hung Windows
  • Sliding Windows
  • Window Screens
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Den
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Stove
  • Built-In Microwave
  • ENERGY STAR Qualified Refrigerator
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Home Security

  • Storm Windows
  • Storm Doors

Parking

  • Driveway
  • On-Street Parking
  • Off-Street Parking

Outdoor Features

  • Deck
  • Shed
  • Porch

Schools

  • Oak Hill Elementary School
  • Severna Park Middle School
  • Severna Park High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 020318390011716

Community Details

Overview

  • Association fees include common area maintenance, pool(s)
  • Chartridge Subdivision

Amenities

  • Common Area

Recreation

  • Baseball Field
  • Community Playground
  • Lap or Exercise Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,381

Year Built

Built in 1979

Lot Details

0

HOA Fees

$36 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1979
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Dryer - Electric, Exhaust Fan, Energy Star Refrigerator, Icemaker, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Attic, Carpet, Ceiling Fan(s), Chair Railings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Pantry, Recessed Lighting, Soaking Tub, Stall Shower, Tub Shower, Upgraded Countertops, Window Treatments, Wood Floors
  • Window Features: Double Hung, Double Pane, Replacement, Screens, Sliding, Storm, Vinyl Clad
  • Fireplace Features: Brick, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm, Sliding Glass
  • Wall Ceiling Types: Vaulted Ceilings
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Den, Bathroom 2, Attic, Primary Bathroom, Half Bath
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2028
  • Living Area Sq Ft: 2028
  • Price Per Sq Ft: 209.57
  • Above Grade Finished Sq Ft: 2028
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Vinyl Siding
  • Exterior Features: Sidewalks
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, Off Street, On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Natural Gas Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 435.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Pool - Outdoor, Swimming Pool, Baseball Field, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pool(s)
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: Fenced, In Ground, Lap/Exercise

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: OAK HILL
  • High School: SEVERNA PARK
  • Middle Or Junior School: SEVERNA PARK

Lot Info

  • Fencing: Partially, Picket, Rear, Wood
  • Lot Features: Cul-De-Sac, Backs To Trees, Front Yard, Level, Partly Wooded, Rear Yard, Sideyard(s)
  • Lot Size Acres: 0.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8845.00
  • Outdoor Living Structures: Deck(s), Porch(es), Roof
  • Property Condition: Very Good
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 4381.00
  • Assessor Parcel Number: 020318390011716
  • Tax Year: 2018

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 20, 2020
Closed on
Mar 24, 2020
Sold by
Slusser James F and Slusser Christine F
Bought by
Sullivan Maura E and Sullivan Fletcher S
Seller's Agent
Maria McLamb
Douglas Realty, LLC
Buyer's Agent
Margaret Breerwood
Long & Foster Real Estate, Inc.
List Price
$425,000
Sold Price
$425,000
Current Estimated Value
$631,210

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$206,210
Avg. Annual Appreciation
7.35%
Original Mortgage
$410,169
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 17, 1989
Sold by
Petty Melvin
Bought by
Slusser James F and Slusser Christine F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,350
Interest Rate
9.82%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sullivan Maura E $425,000 Sage Title Group Llc
Slusser James F $143,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Sullivan Maura E $410,169
Previous Owner Slusser James F $136,350
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/31/2020 03/31/20 Sold $425,000 0.0% $210 / Sq Ft
02/23/2020 02/23/20 Pending -- -- --
02/20/2020 02/20/20 For Sale $425,000 -- $210 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,190 $479,200 -- --
2024 $5,190 $446,000 $281,900 $164,100
2023 $5,050 $431,167 $0 $0
2022 $4,717 $416,333 $0 $0
2021 $9,252 $401,500 $254,500 $147,000
2020 $4,527 $395,767 $0 $0
2019 $5,283 $390,033 $0 $0
2018 $3,897 $384,300 $239,500 $144,800
2017 $2,740 $364,400 $0 $0
2016 -- $344,500 $0 $0
2015 -- $324,600 $0 $0
2014 -- $318,467 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA426038

Bright MLS

APN: 03-183-90011716