$865,000
SOLD FEB 13, 2026

445 Horseshoe Loop Rd Terra Ceia, FL 34250

6 Beds
4 Baths
2,160 Sq Ft
217,800 Sq Ft Lot

Recently Sold

$400 Per Sq Ft

13% Below List Price

407 Days on Market

Highlights

  • View of Trees or Woods
  • Private Lot
  • Florida Architecture
  • 5 Acre Lot
  • Wooded Lot
  • Wood Flooring

About This Home

As of February 2026

Discover Your Private Oasis on Historic Terra Ceia Island! Imagine waking up every day to the serene beauty of Terra Ceia Island, where history and nature harmoniously converge. Nestled on 5 lush and private acres, this unique property offers endless possibilities for living, relaxing, and creating memories. This home has versatile 6-bedrooms, 4-bathrooms, giving you a flexible floor plan that’s easy to tailor to your lifestyle. Picture yourself unwinding on the expansive front porch, which spans the entire length of the house—a perfect spot to soak in breathtaking Florida sunsets. The property is a natural sanctuary, with palm trees and mangroves offering complete privacy. Follow a charming trail through the mangroves to Miguel Bay, an ideal location for kayaking and enjoying tranquil waters. The yard, complete with a playground area, has ample room to add a pool for the ultimate outdoor retreat. The ground level features a massive garage with space for up to six vehicles, making it perfect for car enthusiasts or those in need of abundant storage. With its thoughtful design, the home can easily be converted into a duplex, creating a family compound or a lucrative vacation rental destination. As a resident of Terra Ceia, you’ll have the option to join the Village Improvement Association, which provides access to an impressive community park. Here, you’ll find a boat ramp, kayak launch, pickleball courts, fire pit, BBQ pavilion, and an event space—perfect for gatherings and celebrations. Whether you're dreaming of a peaceful family retreat, an investment opportunity, or your forever home, this property offers it all. Don’t miss your chance to own a piece of paradise on Terra Ceia Island. Schedule your private showing today, and experience the charm of this extraordinary home!

Last Agent to Sell the Property

Carly Kimball

LESLIE WELLS REALTY, INC. Brokerage Phone: 941-776-5571 License #3370909 Listed on: 11/20/2024

Last Buyer's Agent

Carly Kimball

LESLIE WELLS REALTY, INC. Brokerage Phone: 941-776-5571 License #3370909 Listed on: 11/20/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,520

Year Built

  • Built in 2016

Lot Details

  • 5 Acre Lot
  • Northwest Facing Home
  • Chain Link Fence
  • Private Lot
  • Level Lot
  • Wooded Lot
  • Landscaped with Trees
  • Property is zoned RSF1

Parking

  • 6 Car Attached Garage
  • Ground Level Parking
  • Side Facing Garage
  • Driveway

Home Design

  • Florida Architecture
  • Bi-Level Home
  • Block Foundation
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 2,160 Sq Ft Home
  • Ceiling Fan
  • Combination Dining and Living Room
  • Home Office
  • Bonus Room
  • Views of Woods
  • Laundry closet

Kitchen

  • Eat-In Kitchen
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet

Flooring

  • Wood
  • Parquet

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 4 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • 1 Water Well
  • Electric Water Heater
  • 1 Septic Tank
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • Terra Ceia Community
  • Acreage & Unrec Subdivision

Recreation

  • Pickleball Courts
  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,520

Year Built

Built in 2016

Lot Details

5 Acres

Parking

6

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco, Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 2160
  • Lot Size Acres: 5
  • New Construction: No
  • Year Built: 2016
  • Building Area Total: 5300
  • Lot Size Sq Ft: 217800
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 492.39
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 400.46
  • Total Acreage: 5 to less than 10
  • Water Access YN: 0
  • Amenities Additional Fees: Community has an optional Association that will provide you access to the community park, playground, boat ramp, pickleball courts. BBQ pavilion and fire pit. Annual Member $250. More Info: https://www.terraceiavia.com/ Verify all info.
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Waterfront
  • Attribution Contact: 941-776-5571
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Parquet, Wood
  • Full Bathrooms: 4
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Solid Wood Cabinets, Thermostat
  • Appliances Included: Cooktop, Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator
  • Foundation Details: Block, Slab
  • Total Bedrooms: 6
  • Levels: Two
  • Additional Rooms: Bonus Room,Den/Library/Office
  • Living Area Meters: 200.67

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Lighting, Rain Gutters
  • Roof: Shingle
  • Pool Private: No
  • View: Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12081C0153F

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 6
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Faces Side, Ground Level

Utilities

  • Utilities: Cable Available, Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Closet
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Community Features: Park, Playground
  • Association Amenities: Park, Pickleball Court(s), Playground
  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: RSF1
  • Parcel Number: 2181510509
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Features: Flood Insurance Required, FloodZone, In County, Level, Private, Paved
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 5520
  • Tax Lot: 8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 20, 2024
Closed on
Feb 13, 2026
Sold by
Palmer Chase Clayborn and Taylor Christine
Bought by
Marland Jeffrey and Marland Stephanie
Seller's Agent
Carly Kimball
LESLIE WELLS REALTY, INC.
Buyer's Agent
Carly Kimball
LESLIE WELLS REALTY, INC.
List Price
$990,000
Sold Price
$865,000
Premium/Discount to List
-$125,000
-12.63%
Views
231

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
161.45%
Original Mortgage
$778,500
Outstanding Balance
$778,500
Interest Rate
6.16%
Mortgage Type
New Conventional
Estimated Equity
$182,954

Purchase Details

Closed on
Dec 12, 2017
Sold by
Lewis Mark and Lewis Christine Lee
Bought by
Palmer Taylor Christine and Palmer Chase Clayborn

Purchase Details

Closed on
Jun 25, 2014
Sold by
Cropper Stephen
Bought by
Lewis Mark and Lewis Christine Lee

Purchase Details

Closed on
Apr 22, 2014
Sold by
Suntrust Bank
Bought by
Cropper Stephen

Purchase Details

Closed on
Jan 3, 2014
Sold by
Maiello Michael P and Rehurek Barry
Bought by
Suntrust Bank

Purchase Details

Closed on
Mar 18, 2002
Sold by
Jenks Sandra Dee
Bought by
Maiello Michael P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$294,000
Interest Rate
6.98%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $865,000 None Listed On Document
Warranty Deed $300,000 Attorney
Warranty Deed $125,000 Barnes Walker Title Inc
Special Warranty Deed $124,900 Boston Natl Title Agency Llc
Trustee Deed $46,300 Attorney
Warranty Deed $350,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $778,500 New Conventional
Previous Owner $294,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/13/2026 02/13/26 Sold $865,000 -8.9% $400 / Sq Ft
01/01/2026 01/01/26 Pending -- -- --
05/27/2025 05/27/25 Price Changed $950,000 -4.0% $440 / Sq Ft
03/19/2025 03/19/25 For Sale $990,000 0.0% $458 / Sq Ft
03/03/2025 03/03/25 Pending -- -- --
01/09/2025 01/09/25 Price Changed $990,000 -9.9% $458 / Sq Ft
11/20/2024 11/20/24 For Sale $1,099,000 -- $509 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,828 $446,229 -- --
2023 $5,520 $421,022 $0 $0
2022 $5,382 $408,759 $0 $0
2021 $5,189 $396,853 $0 $0
2020 $5,349 $391,374 $0 $0
2019 $5,273 $382,575 $0 $0
2018 $5,198 $375,442 $120,421 $255,021
2017 $5,147 $352,285 $0 $0
2016 $2,780 $216,378 $0 $0
2015 $2,274 $149,688 $0 $0
2014 $2,274 $149,688 $0 $0
2013 $3,767 $246,000 $246,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4629779

Stellar MLS

APN: 21815-1050-9

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