NOT LISTED FOR SALE

445 Montezuma Rd Benton Harbor, MI 49022

Fair Plain Neighborhood

Estimated Value: $187,000 - $192,960

3 Beds
1 Bath
1,171 Sq Ft
$162/Sq Ft Est. Value

Sale Details

Date Sold: January 9, 2026

Last sale price $195,000 $167 Per Sq Ft

Est. 3% decrease in value since last sale

Current estimated payment $1,140 / mo

4 Days on Market

Highlights

  • Cape Cod Architecture
  • No HOA
  • 1 Car Detached Garage
  • Wood Flooring
  • Farmhouse Sink
  • 1-minute walk to Napier Park

About This Home

As of January 2026

Welcome to this classic Cape Cod with both curb appeal and charm! Located off Miami Road on a quiet, well kept street in St Joseph Township. 3 bedrooms 1 bath with one bedroom located on the main floor. 8'6'' ceilings on main, which gives a spacious and airy feel. Updated kitchen with SS appliances, quartz counter tops, new farmhouse sink and quality maple soft close, dove tailed cabinets/drawers. Replacement windows. Roof 2017, furnace 2020. Appliances stay including washer and dryer. Hardwood floors throughout. Full basement. 1 car detached garage. Beautifully landscaped yards with a tiered patio and fenced in back yard. Close to Corewell Hospital, shopping, beaches and I94.

Last Agent to Sell the Property

Chris Bodnar

Jung Agency, The License #6502370370 Listed on: 12/04/2025

Last Buyer's Agent

Jennifer Wurster

Coldwell Banker Realty License #6501409333

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,601

Year Built

  • Built in 1930

Lot Details

  • 9,909 Sq Ft Lot
  • Lot Dimensions are 72.6x130x36.8x137.2
  • Back Yard Fenced

Parking

  • 1 Car Detached Garage

Home Design

  • Cape Cod Architecture
  • Aluminum Siding

Interior Spaces

  • 1,171 Sq Ft Home
  • 2-Story Property
  • Non-Functioning Fireplace
  • Wood Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Farmhouse Sink

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,601

Year Built

Built in 1930

Lot Details

9,909 Sq Ft Lot

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Cape Cod
  • Stories: 2
  • Year Built: 1930
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 169.94
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 72.6x130x36.8x137.2
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1171.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 1601.0
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • General Property Info:Fireplace: Yes
  • Appliances Microwave: Yes
  • General Property Info:SqFt Above Grade: 1171.0
  • Laundry Features In Basement: Yes
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Fencing:Fenced Back: Yes
  • Architectural Style Cape Cod: Yes
  • Remarks Misc: Public Remarks: Welcome to this classic Cape Cod with both curb appeal and charm! Located off Miami Road on a quiet, well kept street in St Joseph Township. 3 bedrooms 1 bath with one bedroom located on the main floor. 8'6'' ceilings on main, which gives a spacious and airy feel. Updated kitchen with SS appliances, quartz counter tops, new farmhouse sink and quality maple soft close, dove tailed cabinets/drawers. Replacement windows. Roof 2017, furnace 2020. Appliances stay including washer and dryer. Hardwood floors throughout. Full basement. 1 car detached garage. Beautifully landscaped yards with a tiered patio and fenced in back yard. Close to Corewell Hospital, shopping, beaches and I94.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Wood
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Basement: Full
  • LivingArea: 1171.0
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 763.0
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Aluminum Siding
  • Fencing: Fenced Back
  • List Price: 199000.0
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Basement
  • Sewer: Public
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.23
  • Lot Size Area: 0.23
  • Lot Dimensions: 72.6x130x36.8x137.2
  • Lot Size Sq Ft: 9909.0

Tax Info

  • Tax Annual Amount: 1601.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 4, 2025
Closed on
Jan 9, 2026
Sold by
Schmidt Andrew and Schmidt Augusta
Bought by
Wurster Addison and Morris Jaidyn
Seller's Agent
Chris Bodnar
Jung Agency, The
Buyer's Agent
Jennifer Wurster
Coldwell Banker Realty
List Price
$199,000
Sold Price
$195,000
Premium/Discount to List
-$4,000
-2.01%
Views
12
Current Estimated Value
$189,990

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,010
Avg. Annual Appreciation
-7.58%
Original Mortgage
$191,468
Outstanding Balance
$191,468
Interest Rate
6.19%
Mortgage Type
FHA
Estimated Equity
-$1,478

Purchase Details

Closed on
Oct 27, 2020
Sold by
Andrew Schmidt
Bought by
Schmidt Andrew and Schmidt Augusta

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 21, 2020
Sold by
Schmidt Andrew
Bought by
Schmidt Andrew and Schmidt Augusta

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 3, 2018
Sold by
Summit Real Investments Llc
Bought by
Schmidt Andrew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,250
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 30, 2018
Sold by
Summit Real Investment Llc
Bought by
Schmidt Andrew

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,250
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 10, 2017
Sold by
Wenzlaff Leo J
Bought by
Summit Real Investment

Purchase Details

Closed on
Aug 25, 2015
Sold by
Wenzlaff Leo J and Estate Of Leo H Wenzlaff
Bought by
Wenzlaff Leo J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wurster Addison $195,000 Chicago Title Of Michigan
Schmidt Andrew -- Accommodation
Schmidt Andrew $115,000 First American Title
Schmidt Andrew $115,000 First American Title
Summit Real Investment $54,000 First American Title
Wenzlaff Leo J $26,666 Attorney
Wenzlaff Leo J -- Attorney
Schmidt Andrew -- Sekerka William M
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wurster Addison $191,468
Previous Owner Schmidt Andrew $109,000
Previous Owner Schmidt Andrew $109,000
Previous Owner Schmidt Andrew $109,250
Previous Owner Schmidt Andrew $109,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/09/2026 01/09/26 Sold $195,000 -2.0% $167 / Sq Ft
12/08/2025 12/08/25 Pending -- -- --
12/04/2025 12/04/25 For Sale $199,000 -- $170 / Sq Ft
Source: MichRIC

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,601 $68,400 $0 $0
2024 $953 $56,900 $0 $0
2023 $908 $53,400 $0 $0
2022 $865 $50,700 $0 $0
2021 $1,399 $51,700 $14,000 $37,700
2020 $1,304 $49,000 $0 $0
2019 $1,245 $32,400 $10,000 $22,400
2018 $1,444 $32,400 $0 $0
2017 $1,382 $32,300 $0 $0
2016 $1,337 $32,600 $0 $0
2015 $1,393 $30,300 $0 $0
2014 $1,053 $36,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2026

    Chris Bodnar

    Jung Agency, The

    (269) 429-6800

    7 in this area

    51 Total Sales

    Chris Bodnar
    Section Image
  • Jennifer Wurster

    Buyer's Agent in 2026

    Jennifer Wurster

    Coldwell Banker Realty

    (309) 453-3098

    4 in this area

    66 Total Sales

    Jennifer Wurster
    Section Image
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Map

Source: MichRIC

MLS Number: 25060735

MichRIC

APN: 11-18-5200-0038-00-3

Michigan Berrien County Benton Harbor 49022 Fair Plain

445 Montezuma Rd, Benton Harbor, MI

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MichRIC Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.

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