NOT LISTED FOR SALE

445 Oak St Elgin, IL 60123

Southwest Elgin Neighborhood

Estimated Value: $283,000 - $303,000

4 Beds
2 Baths
1,679 Sq Ft
$175/Sq Ft Est. Value

Last Sold December 03, 2018

Last sale price $196,000 $117 Per Sq Ft

Est. 50% increase in value since last sale

Current estimated payment $2,009/month

2 Days on Market

Highlights

  • Wood Flooring
  • Loft
  • 1 Car Detached Garage
  • Main Floor Bedroom
  • Fenced Yard
  • Skylights

About This Home

As of December 2018

VERY Charming brick bungalow with nice back yard that is partially fenced. Mrs Clean lives here! Glassed in front porch & large living room window are favorites of the homeowners. The first floor has a nice large living room, 2 bedrooms, full bathroom and good size dining room area. Beautiful hardwood floors on main level with wood trim throughout. Newer kitchen with ceramic floor, cabinets and all appliances stay. Second floor boasts a nice loft area with a huge amount of storage. Second floor also has a newer full bath w/ double sinks with lots of storage. 2 bedrooms on the second floor as well. Sky lights in loft, bathroom and master bedroom sure brighten up these rooms. Full basement with laundry area. Basement also has storage rooms off to the side of the area that has furniture in it. Also has a rough in for shower & toilet. Home has central air and a newer roof. Spacious concrete patio makes for a great party area. Nice yard, trees, great location, this home has it all!!!

Last Agent to Sell the Property

Lory Prestidge

Max Sell License #475126291 Listed on: 10/25/2018

Co-Listed By

Pat Prestidge

Max Sell License #471001686

Last Buyer's Agent

Dina DePasquale-Duhr

Keller Williams ONEChicago License #475139683

Keller Williams ONEChicago

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,165

Lot Details

  • 3,485 Sq Ft Lot
  • Lot Dimensions are 52x175
  • Fenced Yard

Parking

  • 1 Car Detached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Bungalow
  • Brick Exterior Construction

Interior Spaces

  • 1,679 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Skylights
  • Family Room
  • Combination Dining and Living Room
  • Loft
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Dual Sinks

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Shed
  • Porch

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,165

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Bungalow
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Age: Unknown
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • Interior Amenities: Skylight(s), Hardwood Floors, First Floor Bedroom, First Floor Full Bath
  • LivingArea: 1679
  • Other Equipment: Humidifier, Ceiling Fan(s)
  • Room Type: Loft
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Porch, Storms/Screens
  • Lot Features: Fenced Yard
  • OtherStructures: Shed(s)
  • Waterfront: No
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 1
  • Number of Cars: 1
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: N/A
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 0.08
  • Lot Dimensions: 52X175
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: No

Tax Info

  • Tax Annual Amount: 4165.16
  • Tax Year: 2017
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 25, 2018
Closed on
Dec 3, 2018
Sold by
Langley Joshua A and Turner Brittney L
Bought by
Kettner Katherine
Seller's Agent
Lory Prestidge
Max Sell
Buyer's Agent
Dina DePasquale-Duhr
Keller Williams ONEChicago
List Price
$194,900
Sold Price
$196,000
Premium/Discount to List
$1,100
0.56%
Current Estimated Value
$294,336

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$98,336
Avg. Annual Appreciation
5.93%
Original Mortgage
$156,000
Outstanding Balance
$137,985
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$156,351

Purchase Details

Closed on
Apr 22, 2011
Sold by
Gildart Steven J
Bought by
Petterson Luann

Purchase Details

Closed on
Jul 26, 2006
Sold by
Gildart Steven J and Gildart Josefina
Bought by
Gildart Steven J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,500
Interest Rate
9.04%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 4, 1999
Sold by
Abramson Robert P and Abramson Janet B
Bought by
Gildart Steven J and Gildart Josefina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,000
Interest Rate
7.43%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kettner Katherine $196,000 First American Title
Petterson Luann $50,000 Alliance Title Corporation
Gildart Steven J -- Stewart Title Company
Gildart Steven J $146,000 Ticor Title Insurance
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kettner Katherine $156,000
Previous Owner Gildart Steven J $212,500
Previous Owner Gildart Steven J $138,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/04/2019 03/04/19 Off Market $196,000 -- --
12/03/2018 12/03/18 Sold $196,000 +0.6% $117 / Sq Ft
10/27/2018 10/27/18 Pending -- -- --
10/25/2018 10/25/18 For Sale $194,900 -- $116 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,600 $77,976 $15,115 $62,861
2023 $5,323 $70,445 $13,655 $56,790
2022 $5,050 $64,234 $12,451 $51,783
2021 $4,823 $60,054 $11,641 $48,413
2020 $4,682 $57,331 $11,113 $46,218
2019 $4,540 $54,612 $10,586 $44,026
2018 $4,269 $49,184 $9,973 $39,211
2017 $4,165 $46,496 $9,428 $37,068
2016 $3,961 $43,136 $8,747 $34,389
2015 -- $39,538 $8,017 $31,521
2014 -- $39,050 $7,918 $31,132
2013 -- $40,080 $8,127 $31,953
Source: Public Records

Agents Affiliated with this Home

  • L

    Seller's Agent in 2018

    Lory Prestidge

    Max Sell

    Section Image

  • P

    Seller Co-Listing Agent in 2018

    Pat Prestidge

    Max Sell

    Section Image

  • D

    Buyer's Agent in 2018

    Dina DePasquale-Duhr

    Keller Williams ONEChicago

    Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 10122157

Midwest Real Estate Data (MRED)

APN: 06-23-253-009

Illinois Kane County Elgin 60123 Southwest Elgin

445 Oak St, Elgin, IL

Not Listed for Sale

Detached

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