NOT LISTED FOR SALE

445 Providence Rd Lancaster, SC 29720

Lancaster Area

Estimated Value: $256,000 - $373,130

3 Beds
2 Baths
1,452 Sq Ft
$215/Sq Ft Est. Value

Sale Details

Date Sold: March 31, 2025

Last sale price $325,000 $224 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $1,991 / mo

1 Day on Market

Highlights

  • Open Floorplan
  • Wooded Lot
  • 3 Car Detached Garage
  • Private Lot
  • Ranch Style House
  • Porch

About This Home

As of March 2025

Escape to your own private oasis in Lancaster, SC! This charming 3-bedroom, 2-bath home is nestled on a sprawling 8-acre lot, offering the perfect blend of privacy and convenience. Step inside and discover a spacious floor plan featuring a cozy living room with a wood-burning fireplace, ideal for those chilly evenings. The updated kitchen boasts modern appliances, ample counter space, and plenty of storage for the home chef. Enjoy the tranquility of the expansive backyard, perfect for outdoor entertaining, gardening, or simply relaxing amidst nature. This home has been lovingly maintained and updated, offering comfortable living in a desirable location just minutes from shopping, dining, and entertainment. Additional features include a detached garage for convenient parking and extra storage, forced air heating, and a composition roof. Don't miss this opportunity to own a piece of Lancaster paradise! Contact us today to schedule your private tour!

Last Agent to Sell the Property

Josh Finigan

EXP Realty LLC Ballantyne Brokerage Phone: 704-913-4662 License #286467 Listed on: 02/13/2025

EXP Realty LLC Ballantyne

Last Buyer's Agent

Becky Holmes

ProStead Realty License #77611

ProStead Realty

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1963

Lot Details

  • Private Lot
  • Level Lot
  • Wooded Lot
  • Property is zoned MDR

Parking

  • 3 Car Detached Garage

Home Design

  • Ranch Style House
  • Composition Roof
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 1,452 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Crawl Space
  • Pull Down Stairs to Attic

Kitchen

  • Electric Oven
  • Gas Range
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Shed
  • Porch

Schools

  • Brooklyn Springs Elementary School
  • South Middle School
  • Lancaster High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 0102E-0B-001.00

Home Details

Home Type

Single Family

Year Built

Built in 1963

Lot Details

7.98 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1963
  • Road Surface Type: Gravel, Other
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 223.83
  • Geocode Confidence: High
  • Attribution Contact: 704-913-4662
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: Yes
  • Flooring: Tile, Vinyl
  • Interior Amenities: Attic Stairs Pulldown, Cable Prewire, Kitchen Island, Open Floorplan, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1452
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Dryer, Electric Oven, Gas Range, Gas Water Heater, Oven, Plumbed For Ice Maker, Refrigerator, Washer
  • Above Grade Finished Sq Ft: 1452
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Living Room, Wood Burning
  • Living Area: 1452
  • Bedroom Main: 3

Exterior Features

  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • Exclusions: Camera on the side of the garage
  • Construction Type: Brick Full
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio, Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Detached Garage

Utilities

  • Heating: Forced Air, Natural Gas
  • Sewer: County Sewer
  • Laundry Features: Laundry Closet, Main Level
  • Cooling: Ceiling Fan(s), Central Air
  • Utilities: Cable Available
  • Water Source: County Water

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: South
  • HOA Subject To: None

Lot Info

  • Lot Features: Level, Private, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 0102E-0B-001.00
  • ResoLotSizeUnits: Acres
  • Zoning Specification: MDR

MLS Schools

  • Elementary School: Brooklyn Springs
  • High School: Lancaster

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 13, 2025
Closed on
Mar 31, 2025
Sold by
Monafo Gina and Barry Patrick
Bought by
Seller's Agent
Josh Finigan
EXP Realty LLC Ballantyne
Buyer's Agent
Becky Holmes
ProStead Realty
List Price
$325,000
Sold Price
$325,000
Views
14
Current Estimated Value
$312,533

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,467
Avg. Annual Appreciation
-2.74%
Original Mortgage
$319,113
Outstanding Balance
$314,609
Interest Rate
6.49%
Mortgage Type
FHA
Estimated Equity
-$2,076

Purchase Details

Listed on
Jun 9, 2021
Closed on
Jul 13, 2021
Sold by
Zychowicz Eric and Zychowicz Nicole
Bought by
Monafo Gina and Barry Patrick
Seller's Agent
Breanne Flowers
Keller Williams Ballantyne Area
Buyer's Agent
Non Member
Canopy Administration
List Price
$285,000
Sold Price
$290,000
Premium/Discount to List
$5,000
1.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.11%
Original Mortgage
$284,747
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 15, 2020
Closed on
Oct 8, 2020
Sold by
Cook Terry Wayne and Estate Of Terri Michelle Cook
Bought by
Zychowicz Eric and Zychowicz Nicole
Seller's Agent
Amy Woodworth
EXP Realty LLC
Buyer's Agent
Breanne Flowers
Keller Williams Ballantyne Area
List Price
$250,000
Sold Price
$250,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.88%
Original Mortgage
$228,937
Interest Rate
2.9%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 28, 2017
Closed on
Jun 22, 2017
Sold by
Watts Christopher Brian and Watts Andrew Limbaugh
Bought by
Cook Terri Michelle
Seller's Agent
Stephen Cooley
Stephen Cooley Real Estate
Buyer's Agent
Non Member
Canopy Administration
List Price
$184,900
Sold Price
$180,000
Premium/Discount to List
-$4,900
-2.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.43%
Original Mortgage
$180,000
Interest Rate
4.05%
Mortgage Type
VA

Purchase Details

Closed on
Feb 14, 2017
Sold by
Pennymac Loan Services Llc
Bought by
Watts Christopher Brian and Watts Andrew Limbaugh

Purchase Details

Closed on
Nov 8, 2013
Sold by
Morea Jimmy R
Bought by
Hunter Christopher S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,448
Interest Rate
4.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 7, 2013
Sold by
Adams Mary R
Bought by
Moree Jimmy R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$31,200
Interest Rate
3.42%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Nov 8, 2012
Sold by
Estate Of Ira Jones Adams
Bought by
Adams Mary R
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Lancaster, SC

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$325,000 None Listed On Document
Monafo Gina $290,000 None Available
Zychowicz Eric $250,000 None Available
Cook Terri Michelle $180,000 None Available
Watts Christopher Brian $91,801 --
Hunter Christopher S $120,000 --
Moree Jimmy R $39,000 --
Adams Mary R -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $319,113
Previous Owner Monafo Gina $26,400
Previous Owner Monafo Gina $284,747
Previous Owner Zychowicz Eric $228,937
Previous Owner Cook Terri Michelle $180,000
Previous Owner Hunter Christopher S $122,448
Previous Owner Moree Jimmy R $31,200
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/31/2025 03/31/25 Sold $325,000 0.0% $224 / Sq Ft
02/13/2025 02/13/25 For Sale $325,000 +12.1% $224 / Sq Ft
07/13/2021 07/13/21 Sold $290,000 +1.8% $200 / Sq Ft View Prior Sale
06/14/2021 06/14/21 Pending -- -- --
06/09/2021 06/09/21 For Sale $285,000 +14.0% $196 / Sq Ft
10/12/2020 10/12/20 Sold $250,000 0.0% $173 / Sq Ft View Prior Sale
08/27/2020 08/27/20 Pending -- -- --
08/15/2020 08/15/20 For Sale $250,000 +38.9% $173 / Sq Ft
06/22/2017 06/22/17 Sold $180,000 -2.7% $124 / Sq Ft View Prior Sale
05/09/2017 05/09/17 Pending -- -- --
04/28/2017 04/28/17 For Sale $184,900 -- $128 / Sq Ft
Source: Canopy MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,300 $68,716 $2,000 $66,716
2024 $3,217 $68,716 $2,000 $66,716
2023 $2,950 $68,716 $2,000 $66,716
2022 $2,850 $68,716 $2,000 $66,716
2021 $2,712 $59,650 $2,000 $57,650
2020 $2,712 $59,650 $2,000 $57,650
2019 $2,712 $59,650 $2,000 $57,650
2018 $2,362 $54,590 $2,000 $52,590
2017 $2,242 $54,590 $2,000 $52,590
2016 $2,226 $47,470 $2,000 $45,470
2015 $2,226 $47,470 $2,000 $45,470
2014 $1,911 $47,470 $2,000 $45,470
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS

MLS Number: 4216169

Canopy MLS

APN: 0102E-0B-001.00

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