$199,900
SOLD JUN 7, 2025

445 S Broad St Toccoa, GA 30577

3 Beds
2 Baths
1,300 Sq Ft
9,148 Sq Ft Lot

Recently Sold

$154 Per Sq Ft

15% Below List Price

37 Days on Market

Highlights

  • New Construction
  • High Ceiling
  • Stainless Steel Appliances
  • Ranch Style House
  • No HOA
  • Walk-In Closet

About This Home

As of June 2025

New Construction. 3-bedroom, 2-bathroom home, located just minutes from downtown Toccoa. This home features modern finishes and an open-concept design, enjoy comfortable living with spacious bedrooms, a stylish kitchen, and a cozy living area. This new home provides the perfect blend of quality, and affordability. Schedule your showing today!

Last Agent to Sell the Property

Lenwood Cannon

Upfront Realty Group License #351276 Listed on: 03/26/2025

Last Buyer's Agent

Alma Aldama

eXp Realty License #437894

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $644

Year Built

  • Built in 2024 | New Construction

Lot Details

  • 9,148 Sq Ft Lot
  • Back Yard Fenced

Home Design

  • Ranch Style House
  • Composition Roof

Interior Spaces

  • 1,300 Sq Ft Home
  • High Ceiling
  • Ceiling Fan
  • Laminate Flooring
  • Laundry in Hall

Kitchen

  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Parking

  • 3 Parking Spaces
  • Side or Rear Entrance to Parking

Schools

  • Liberty Elementary School
  • Stephens County Middle School
  • Stephens County High School

Utilities

  • Central Air

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$644

Year Built

Built in 2024 | New Construction

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2024
  • ArchitecturalStyle: Ranch
  • Financing Type: FHA
  • Levels: One
  • Lot Size Acres: .21
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 1300
  • Special Features: NewHome
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Stainless Steel Appliance(s)
  • Bedrooms: 3
  • Basement: None
  • Total Finished Sq Ft: 1300
  • Above Grade Finished Sq Ft: 1300
  • Interior Amenities: High Ceilings, Walk-In Closet(s)
  • Full Bathrooms: 2
  • Flooring: Laminate
  • Price Per Square Foot: 153.769

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Construction Materials: Other
  • Fencing: Back Yard
  • Lot Features: Other
  • Property Condition: New Construction
  • Roof: Composition

Garage/Parking

  • Parking Features: Side/Rear Entrance
  • ParkingTotal: 3

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Other
  • Laundry Features: In Hall
  • Sewer: Public Sewer
  • Utilities: Electricity Available, Sewer Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Liberty
  • High School: Stephens County
  • High School Bus: Yes
  • Middle School: Stephens County
  • Middle School Bus: Yes
  • Elementary School: Liberty
  • Middle School: Stephens County
  • High School: Stephens County

Tax Info

  • Year: 2024
  • Tax Annual Amount: 644

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2025
Closed on
May 30, 2025
Sold by
Hernandez Bella Andrellyna Card
Bought by
Hernandez Bella Andrellyna Card and Meza Belkis
Seller's Agent
Lenwood Cannon
Upfront Realty Group
Buyer's Agent
Alma Aldama
eXp Realty
List Price
$234,900
Sold Price
$199,900
Premium/Discount to List
-$35,000
-14.9%
Views
66
Current Estimated Value
$197,088

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,812
Avg. Annual Appreciation
-4.47%
Original Mortgage
$196,278
Outstanding Balance
$195,940
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
$1,148

Purchase Details

Closed on
Oct 15, 2024
Sold by
Tabor Ora Wiley Harbin
Bought by
Upfront Holdings Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,975
Interest Rate
6.09%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed $199,900 --
Warranty Deed $31,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,278 FHA
Previous Owner $132,975 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/07/2025 06/07/25 Sold $199,900 0.0% $154 / Sq Ft
05/02/2025 05/02/25 Pending -- -- --
04/28/2025 04/28/25 Price Changed $199,900 -4.4% $154 / Sq Ft
04/22/2025 04/22/25 Price Changed $209,000 -2.7% $161 / Sq Ft
04/08/2025 04/08/25 Price Changed $214,900 -4.3% $165 / Sq Ft
04/03/2025 04/03/25 Price Changed $224,500 -4.4% $173 / Sq Ft
03/26/2025 03/26/25 For Sale $234,900 -- $181 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $644 $18,057 $1,087 $16,970
2023 $592 $16,729 $1,087 $15,642
2022 $235 $7,898 $1,087 $6,811
2021 $228 $7,306 $1,087 $6,219
2020 $231 $7,303 $1,087 $6,216
2019 $232 $7,303 $1,087 $6,216
2018 $232 $7,303 $1,087 $6,216
2017 $235 $7,303 $1,087 $6,216
2016 $232 $7,303 $1,087 $6,216
2015 $242 $7,287 $1,087 $6,200
2014 $246 $7,287 $1,087 $6,200
2013 -- $7,287 $1,087 $6,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10486666

Georgia MLS

APN: T12-099