$395,000
$35K PRICE DROP

446 E Cove Rd Monterey, TN 38574

Monterey Area

Estimated payment $2,316/month

Total Views 10,084
3 Beds
3 Baths
2,488 Sq Ft
$159 Price per Sq Ft

Highlights

  • Vaulted Ceiling
  • 2 Car Detached Garage
  • Landscaped with Trees
  • Main Floor Primary Bedroom
  • Views
  • Central Heating and Cooling System

About This Home

Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

Listing Agent

Starlett Wessels

Tri-star Real Estate & Auction Co., Brokerage Phone: 9318362259 License #381178 Listed on: 03/22/2026

Co-Listing Agent

James McKinnie

Tri-star Real Estate & Auction Co., Brokerage Phone: 9318362259 License #377487

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $882

Year Built

  • Built in 1993

Lot Details

  • 3.5 Acre Lot
  • Lot Dimensions are 316 x 517
  • Landscaped with Trees

HOA Fees

  • $13 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Frame Construction
  • Composition Roof
  • Metal Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 2,488 Sq Ft Home
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Family Room Downstairs
  • Dining Room
  • Fire and Smoke Detector
  • Dishwasher
  • Laundry on main level
  • Property Views

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Schools

  • Stone Elementary And Middle School
  • Cumberland County High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Gas Water Heater
  • Water Softener
  • Septic Tank
  • Satellite Dish
  • Cable TV Available

Community Details

  • Cumberland Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 007 035.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$882

Year Built

Built in 1993

Lot Details

3.5 Acres

HOA Fees

$13 per month

Listing Details

  • Attribution Contact: 9318362259
  • Directions: From Monterey Exit 301 off I40.. go towards Crossville on Hwy 70. Go about 5 miles then Turn right on Belmont then right on East Cove Road. Property is located about 1 mile on the right.
  • Prop. Type: Residential
  • Year Built: 1993
  • Property Sub Type: Site Built
  • Lot Size Acres: 3.5
  • Lot Size: 316 x 517
  • Co List Office Mls Id: 43
  • Co List Office Phone: 931-836-2259
  • Subdivision Name: Cumberland Cove
  • Carport Y N: No
  • Garage Yn: Yes
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater, Water Heater, Dishwasher, Refrigerator, Water Softener
  • Flooring: Tile, Carpet, Concrete
  • Interior Amenities: Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Other Equipment: Satellite Dish
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: One, Gas Log
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2488
  • Main Level Bedrooms: 2
  • Window Features: Double Pane Windows, Triple Pane Windows, Storm Window(s), Blinds, Drapes
  • Room Bedroom2 Level: Main
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom3 Level: Basement
  • Room Family Room Level: Main
  • Dining Room Dining Room Level: Main

Exterior Features

  • Exterior Features: Decorative Lighting
  • Roof: Composition, Metal
  • Lot Features: Trees
  • View: Mountain(s)
  • View: Yes
  • Home Warranty: No
  • Construction Type: Frame, Block, Stucco, Vinyl Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Porch, Covered, Patio, Deck, Stoop

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2
  • Parking Features: Garage Door Opener, Detached, Garage
  • Total Parking Spaces: 2

Utilities

  • Cooling: Central Air
  • Electric: Circuit Breakers, Public
  • Heating: Natural Gas, Central
  • Sewer: Septic Tank
  • Gas Company: Natural Gas, Individual
  • Laundry Features: Upper Level, Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available, Natural Gas Connected, Cable Connected
  • Water Source: Well, Individual

Condo/Co-op/Association

  • Amenities: Trash
  • Association Fee: 13
  • Association Fee Frequency: Monthly
  • Association: Yes

Schools

  • Elementary School: Stone
  • High School: Cumberland County
  • Middle Or Junior School: Stone

Lot Info

  • Zoning: Residentia
  • Lot Size Sq Ft: 152459
  • Farm Land Area Units: Square Feet
  • Parcel #: 007 035.00
  • Irrigation Water Rights: No

Tax Info

  • Tax Annual Amount: 881.61
  • Tax Map Number: 007

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $882 $77,675 $8,750 $68,925
2024 $882 $77,675 $8,750 $68,925
2023 $882 $77,675 $0 $0
2022 $882 $77,675 $8,750 $68,925
2021 $747 $47,750 $7,500 $40,250
2020 $747 $47,750 $7,500 $40,250
2019 $747 $47,750 $7,500 $40,250
2018 $747 $47,750 $7,500 $40,250
2017 $740 $47,750 $7,500 $40,250
2016 $703 $46,025 $7,500 $38,525
2015 $689 $46,025 $7,500 $38,525
2014 $689 $46,023 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/30/2026 08/30/26 Price Changed $395,000 -5.7% $159 / Sq Ft
07/09/2026 07/09/26 Price Changed $419,000 -2.6% $168 / Sq Ft
03/22/2026 03/22/26 For Sale $429,989 -- $173 / Sq Ft
Source: Upper Cumberland Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $199,900 --
Deed $199,900 --
Deed $184,900 --
Warranty Deed $15,000 --
Source: Public Records

Source: Upper Cumberland Association of REALTORS®

MLS Number: 242987

Upper Cumberland Association of REALTORS®

APN: 007-035.00

Tennessee Cumberland County Monterey 38574

446 E Cove Rd, Monterey, TN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Upper Cumberland Association of REALTORS® Copyright 2026 Upper Cumberland Board of Realtors. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from Upper Cumberland Board of Realtors.
Some or all of the listings displayed may not belong to the firm whose website is being visited.

Listing Information presented by local MLS brokerage: Ten-X, LLC dba Homes.com, local broker - Arlene Richardson - 888-952-6393 - 17600 Laguna Canyon Rd, Irvine, CA 92618.

Nearby Homes
Listing Agent
Starlett Wessels
Section Image
Tri-star Real Estate & Auction Co.,
Your Personal Tour Guide

Ask me questions while you tour the home.