Seller's Agent in 2020
Julia Rathkey
Coldwell Banker Realty
(860) 876-6836
1 in this area
20 Total Sales
446 Main St Unit 4 Old Saybrook, CT 06475
Estimated Value: $1,027,425 - $1,071,000
2
Beds
2.5
Baths
2,376
Sq Ft
$537/mo
HOA Fee
Highlights
- In Ground Pool
- Waterfront
- 1 Fireplace
- Kathleen E. Goodwin School Rated A-
- Attic
- End Unit
About This Home
As of November 2020This fabulous 2,300+ sq ft North Cove Landing condo is nestled amongst 15 other units in this rarely available waterfront complex. The association sits on a cup-de-sac overlooking the cove and affords the owner of this unit peek-a-boo water views. A two car attached garage leads into a spacious kitchen with a center island, granite countertops, pantry and stainless steel appliances. Thanks to an open concept, the kitchen flows into the other main floor rooms. This, combined with high ceilings and many windows, gives the unit a feeling of space and light. A year round sun porch leads onto a terrace with both positioned to take advantage of the views. Upstairs are two large bedrooms and two full baths. An office or dressing room sits off the master bedroom which also has slight water views and a large walk-in closet. Town water, natural gas heat, central air, a remote control gas fireplace and an on-demand water heater add to this condo’s assets. There is a shared septic for units 3 and 4. This unit, while quiet and private, is close to the town center, public transport and shopping. This is a 50+ condo with a communal pool and a pet restriction of 1 dog and 1 cat. The dog must not be more than 100lbs.
Last Agent to Sell the Property
Coldwell Banker Realty License #RES.0793364 Listed on: 10/01/2020
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $7,731
Year Built
- Built in 2004
Lot Details
- Waterfront
- End Unit
- Cul-De-Sac
- Sprinkler System
HOA Fees
- $537 Monthly HOA Fees
Home Design
- Frame Construction
- Wood Siding
- Shingle Siding
Interior Spaces
- 2,376 Sq Ft Home
- Central Vacuum
- 1 Fireplace
- Entrance Foyer
- Concrete Flooring
- Water Views
- Attic or Crawl Hatchway Insulated
Kitchen
- Built-In Oven
- Gas Cooktop
- Range Hood
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Basement
- Partial Basement
- Basement Hatchway
- Crawl Space
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Outdoor Features
- Patio
Location
- Flood Zone Lot
- Property is near shops
- Property is near a golf course
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Underground Utilities
- Tankless Water Heater
- Cable TV Available
Community Details
Overview
- Association fees include grounds maintenance, snow removal, property management, pool service, insurance
- 16 Units
- North Cove Landing Community
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 1, 2020
Closed on
Nov 11, 2020
Sold by
Dudley Street Llc
Bought by
Robert L & G J Gery Rt
Seller's Agent
Julia Rathkey
Coldwell Banker Realty
Buyer's Agent
Beth Brewer
Compass Connecticut, LLC
List Price
$695,000
Sold Price
$695,000
Total Days on Market
3
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$360,142
Avg. Annual Appreciation
9.52%
Original Mortgage
$511,000
Outstanding Balance
$386,536
Interest Rate
2.7%
Mortgage Type
Balloon
Estimated Equity
$668,606
Purchase Details
Listed on
Aug 19, 2015
Closed on
Jun 9, 2017
Sold by
Senatro Daniel and Senatro Nancy
Bought by
Dudley Street Llc
Seller's Agent
Susan Malton
Coldwell Banker Realty
Buyer's Agent
Julia Rathkey
Coldwell Banker Realty
List Price
$639,000
Sold Price
$531,000
Premium/Discount to List
-$108,000
-16.9%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.14%
Purchase Details
Closed on
Feb 1, 2005
Sold by
North Cove Lndg Llc
Bought by
Senatro Daniel and Senatro Nancy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
4.87%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Robert L & G J Gery Rt | $695,000 | None Available | |
| Dudley Street Llc | $531,000 | -- | |
| Senatro Daniel | $595,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Robert L & G J Gery Ret | $511,000 | |
| Previous Owner | Senatro Daniel | $225,000 | |
| Previous Owner | Senatro Daniel | $200,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/16/2020 11/16/20 | Sold | $695,000 | 0.0% | $293 / Sq Ft |
| 10/04/2020 10/04/20 | Pending | -- | -- | -- |
| 10/01/2020 10/01/20 | For Sale | $695,000 | +30.9% | $293 / Sq Ft |
| 06/09/2017 06/09/17 | Sold | $531,000 | -3.5% | $223 / Sq Ft |
| 05/19/2017 05/19/17 | Pending | -- | -- | -- |
| 03/22/2017 03/22/17 | Price Changed | $550,000 | -5.2% | $231 / Sq Ft |
| 11/07/2016 11/07/16 | Price Changed | $580,000 | -9.2% | $244 / Sq Ft |
| 08/19/2015 08/19/15 | For Sale | $639,000 | -- | $269 / Sq Ft |
Source: SmartMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,518 | $626,200 | $0 | $626,200 |
| 2023 | $7,886 | $385,600 | $0 | $385,600 |
| 2022 | $7,743 | $385,600 | $0 | $385,600 |
| 2021 | $7,731 | $385,600 | $0 | $385,600 |
| 2020 | $7,731 | $385,600 | $0 | $385,600 |
| 2019 | $7,616 | $385,600 | $0 | $385,600 |
| 2018 | $8,048 | $410,600 | $0 | $410,600 |
| 2017 | $8,072 | $410,600 | $0 | $410,600 |
| 2016 | $7,908 | $410,600 | $0 | $410,600 |
| 2015 | $7,723 | $410,600 | $0 | $410,600 |
| 2014 | $7,596 | $410,600 | $0 | $410,600 |
Source: Public Records
Agents Affiliated with this Home
-
Julia Rathkey
-
Beth Brewer
Buyer's Agent in 2020
Beth Brewer
Compass Connecticut, LLC
(860) 510-2140
2 in this area
10 Total Sales
-
Susan Malton
Seller's Agent in 2017
Susan Malton
Coldwell Banker Realty
(860) 227-0117
15 in this area
26 Total Sales
Map
Source: SmartMLS
MLS Number: 170341707
APN: OSAY-000022-000022-U000004
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